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City Housing Verdict

Woodbridge, VA

High Pressure

Living in Woodbridge, VA costs about 34% more than the national average (Cost Index: 134). Housing is the main driver — the typical home value of $499,397 is well above the $303,400 US median. The local median household income is $100,370, which helps frame the place-side housing burden.

Woodbridge already reads as a high-pressure housing market, with 26% rent burden, 5x home-price-to-income, and a housing index of 165. Treat this page as a stress test for rent, mortgage, and tax burden before assuming the move works.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Stretch

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Woodbridge.

Monthly Housing
$2,165/mo
Lower of rent or buy scenario
Housing Burden
26%
Healthy
Residual Cash
$5,699/mo
After housing and debt · $1,900/person
Rent vs Buy
Rent first
Main pressure: home prices
Assumptions
Housing Mode
Confidence: HighHome source: ZILLOWRent source: ZILLOWBEA proxy: msaHousehold size: 3Down payment: 20%Fixed burden: 32%
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Cost Index
134
Very Expensive
Based on housing costs · See methodology
Median Home Value
$499,397
Zillow ZHVI Market Rate • Census ACS: $395,400
National: $303,400
Median Rent
$2,165/mo
Zillow ZORI Market Rate • Census ACS: $1,985/mo
National: $1,348/mo
Household Income
$100,370
National: $78,538
Population
43,443
Purchasing Power
95
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
165 / 100
65% above average
Rent Index
161 / 100
61% above average
Goods & Groceries
105 / 100
About the same as most US cities
Utilities
107 / 100
Typical utility costs
Healthcare & Services
102 / 100
In line with national average
Overall Index
134
Very Expensive · 34% above average

Woodbridge Mortgage Calculator

Pre-filled with the local median home value of $499,397 and Virginia's property tax rate of 0.82%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$100,370
Census ACS place context
Rent Burden Estimate
26%
Typical annual rent / local household income
Home Price to Income
5x
Typical home value / local household income
Use this section to judge whether Woodbridge looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Woodbridge, VA

Est. Annual Property Tax
$4,095
Monthly Impact
$341
Added to your mortgage
Effective Rate
0.82%
National avg: ~1.00%

Virginia Place Tax Context

Tax TypeVirginiaNational Avg
Property Tax Rate0.82%1.00%
Top Income Tax Rate5.75%~5.0%
State Sales Tax5.75%~5.0%

Compare Woodbridge to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Woodbridge, VA
134
161
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Woodbridge, VA: 165
Rent Prices
161

FAQ: Living in Woodbridge

Is Woodbridge, VA an expensive place to live?+

Yes — Woodbridge is about 34% more expensive than the national average, with an overall Cost Index of 134. Housing is the biggest factor: the typical home here is valued around $499,397, and monthly rents average roughly $2,165. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

How does Woodbridge fit a household housing budget?+

Start with housing. Typical monthly rent is $2,165, while local median household income is $100,370. That implies a rent-burden proxy of about 26% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Woodbridge, VA?+

Virginia has a progressive state income tax with a top rate of 5.75%. The effective property tax rate is 0.82%. On a home worth $499,397, that translates to roughly $4,095 per year in property taxes. Sales tax (state + local) averages around 5.75% on everyday purchases.

How much does it cost to rent in Woodbridge, VA?+

The typical monthly rent in Woodbridge is around $2,165. That's about 61% higher than the $1,348 national median. For comparison, the median home value here is $499,397, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Woodbridge, VA?+

The median home in Woodbridge is valued at $499,397. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $2,525/month for principal and interest alone — before property taxes and insurance. About 58% of residents here own their homes.

Are groceries and utilities expensive in Woodbridge?+

Grocery prices in Woodbridge are about average compared to the rest of the US (index: 105, where 100 is the national average). Utility bills (electricity, gas, water) are about typical (index: 107). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Woodbridge, VA like to live in?+

Woodbridge is a smaller city with a population of about 43,443. The median age of residents is 33.8, which is close to the national median. The local poverty rate is 9.01%, near the national average of 12.4%.

Lower-Pressure Alternatives in Virginia

If Woodbridge feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Virginia

Use these city pages when you want to compare Woodbridge against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly