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State Housing Overview

Rent & Housing in Louisiana

Based on comprehensive economic data across 106 tracked municipalities, Louisiana presents diverse cost of living environments. Macroeconomic modeling identifies Bastrop as the most cost-efficient market, contrasting starkly with the elevated real estate valuations found in Oak Hills Place. Louisiana assesses a 4.25% progressive income tax, while residential property taxes average 0.55%. Financial planning in LA requires careful alignment of localized housing costs against state-level tax obligations.

Use this state hub to understand the statewide housing baseline first, then drop into city pages for a household-level feasibility verdict. The key question here is not just whether Louisiana is “cheap” or “expensive”, but which cities look most livable once rent, home values, taxes, and household income are considered together.

Data Updated: March 2026
State Housing Snapshot
Average Rent Burden
21%
Avg annual rent vs household income
Average Price-to-Income
3.3x
Avg home value vs household income
Best Cost Baseline
Bastrop, LA
Index 64
Highest Pressure
Oak Hills Place, LA
Index 111
Statewide Housing Verdict
Accessible

Louisiana looks comparatively accessible at the state level, with 21% average rent burden and 3.3x home-price-to-income. Start with Bastrop, LA if your goal is to find the easiest relocation entry points before checking city-level verdicts.

Average rent burden: 21%Average price-to-income: 3.3xBest baseline city: Bastrop, LAHighest-pressure city: Oak Hills Place, LA

Louisiana Tax Radar

Max Income Tax
4.25%
Progressive Brackets
Est. Sales Tax
9.55%
Local + State Avg
Effective Property Tax
0.55%
Statewide Average
$
Default set to 2023 National Median ($74,580)

At a gross income of $74,580, the localized Louisiana marginal tax brackets exact an effective state penalty of 4.2%. This results in an absolute "tax drag" drain of $3,131/year compared to states with no income tax.

Cities Tracked
106
Avg Home Value
$203,874
National: $303,400
Avg Rent
$1,066
National: $1,348
Avg Income
$62,316
National: $78,538

All Cities in Louisiana

CityPop.Home ValueRentIncomeIndex
New Orleans376,035$296,400$1,625$55,33998
Baton Rouge223,699$224,500$1,312$49,94486
Shreveport183,483$178,100$1,170$48,46579
Metairie138,995$319,799$1,159$73,25695
Lafayette121,537$251,300$1,065$61,45486
Lake Charles81,679$202,231$1,090$56,86481
Kenner65,113$266,045$1,129$64,09989
Bossier City62,832$192,300$1,445$55,13083
Monroe47,241$174,800$823$36,52175
Alexandria44,566$182,800$946$47,35777
Prairieville35,010$302,200$1,225$115,61094
Houma32,760$207,900$1,011$54,63781
Marrero31,866$224,991$997$45,63382
Central29,603$270,700$1,373$90,09194
Slidell28,664$207,800$1,381$66,65784
Laplace28,480$188,900$1,097$68,02879
New Iberia27,926$150,300$878$50,80272
Terrytown25,844$212,000$1,065$56,94484
Chalmette22,447$210,282$1,089$56,87581
Ruston22,224$226,700$819$32,76583
Bayou Cane22,143$195,900$1,046$73,23582
Harvey21,710$223,981$1,196$43,52484
Sulphur21,004$175,200$1,015$58,04477
Hammond20,790$219,400$932$41,22281
Zachary19,637$258,000$1,440$90,50791
Shenandoah18,259$319,300$1,216$107,54498
Natchitoches17,682$188,400$777$38,73178
Gretna17,468$237,862$1,017$46,04584
Estelle16,761$199,300$1,301$73,51985
Youngsville16,664$263,200$1,318$113,16490
Thibodaux15,792$237,400$989$53,77583
Opelousas15,662$113,000$734$36,26069
Pineville14,268$182,900$876$51,58376
Luling13,873$279,162$1,570$82,27395
Broussard13,791$301,000$982$116,61391
River Ridge13,170$360,253$1,067$84,46499
Mandeville12,931$363,300$1,326$89,122102
West Monroe12,837$174,400$815$46,66374
Gonzales12,748$212,800$1,550$66,15287
Claiborne12,647$214,100$1,181$69,17386
Baker12,322$146,700$1,031$59,45173
Gardere12,130$250,600$1,135$60,69489
Destrehan11,786$293,224$1,154$100,18992
Woodmere11,775$187,000$1,374$73,61585
Minden11,604$116,700$803$29,59770
Covington11,568$292,500$1,374$73,80994
Crowley11,554$141,800$560$27,82668
Moss Bluff11,451$242,300$1,303$85,98490
Bayou Blue11,218$184,200$1,207$60,18982
Morgan City11,208$146,100$861$56,72974
Timberlane11,169$209,200$1,410$66,17088
Abbeville11,086$99,900$800$34,97766
Belle Chasse11,046$361,800$1,545$96,381104
Carencro10,882$211,200$924$70,21780
Waggaman10,617$158,500$1,417$59,56682
Bogalusa10,539$107,000$710$37,84668
Raceland10,517$163,100$632$53,32871
Jefferson9,984$253,372$1,104$56,87587
DeRidder9,812$160,800$929$58,59677
Jennings9,679$140,800$861$45,19473
Bastrop9,408$85,400$828$30,06964
Denham Springs9,362$188,700$950$77,41877
Eunice9,261$120,600$778$36,35668
Merrydale9,149$124,300$1,187$41,98675
Harahan8,939$314,205$1,052$78,22293
Village St. George8,880$248,600$1,416$94,19192
Westwego8,382$179,052$1,013$49,29177
Oak Hills Place8,380$411,800$1,444$97,466111
Scott8,348$155,700$1,002$54,22074
Prien8,248$278,400$1,398$91,30095
Ponchatoula7,839$194,300$1,079$47,82180
Old Jefferson7,790$235,900$1,174$85,46688
Eden Isle7,753$324,600$1,307$76,42797
Breaux Bridge7,497$163,600$831$45,62073
Meraux7,492$235,348$864$73,79282
Reserve7,471$160,400$1,201$60,50977
Red Chute7,418$215,600$1,821$79,11993
St. Rose7,271$215,100$835$70,37979
Bridge City7,258$119,800$1,306$55,72876
Rayne7,147$151,900$850$41,60372
Addis7,052$242,300$1,451$105,63589
Lacombe6,883$222,600$945$70,36181
Donaldsonville6,792$175,500$838$24,16075
Oakdale6,614$106,800$766$45,03866
St. Gabriel6,569$248,100$868$60,09383
Galliano6,563$131,400$775$53,14669
Franklin6,557$98,200$861$46,27868
Walker6,385$221,500$1,114$84,91283
Ville Platte6,299$88,100$678$28,87465
Plaquemine6,136$181,600$860$76,85776
Tallulah6,124$83,900$602$32,62464
Inniswold6,061$323,300$1,402$101,149101
Schriever6,052$176,200$932$58,95076
Elmwood6,022$188,300$1,474$83,26883
Larose5,937$181,600$739$71,25074
Patterson5,801$137,200$745$48,00272
Leesville5,610$109,700$863$38,29270
Gray5,524$155,200$1,118$57,47275
St. Martinville5,367$91,700$770$33,13264
Grambling5,302$176,000$518$17,67074
Chackbay5,287$229,000$838$74,14183
Brownfields5,263$181,400$958$50,80979
Avondale5,200$143,900$1,411$47,56180
Carlyss5,184$152,400$1,142$92,00478
Cut Off5,157$161,900$759$79,21472

FAQ: Living in Louisiana

What is the most affordable city to live in Louisiana?+

Among the cities we track, Bastrop stands out as the most affordable option in Louisiana. The median home value there is $85,400, and monthly rent typically runs around $828. The local median household income is $30,069, which tends to go further here than in much of the state.

What is the most expensive city in Louisiana?+

Oak Hills Place is currently the priciest market in LA. Homes there are valued at a median of $411,800, and renters can expect to pay around $1,444/month. Incomes are higher too — the median household earns $97,466 — but whether that fully offsets the cost premium depends on your lifestyle.

How are taxes in Louisiana?+

Louisiana has a progressive income tax with a top rate of 4.25%. Property taxes average 0.55% statewide — among the lowest in the country. Combined state and local sales tax can reach 9.55%.

How much does housing vary across Louisiana?+

There's a huge range. In Bastrop, the median home costs around $85,400. In Oak Hills Place, that number jumps to $411,800 — roughly 4x more. Rents follow a similar pattern: approximately $828/month vs. $1,444/month. Where you choose to settle within LA can make a dramatic difference in your monthly budget.

Is Louisiana a good state to move to?+

It depends on your priorities and budget. Louisiana offers a wide range of living costs depending on the city. You can find very affordable communities alongside expensive metro areas. Home prices range from around $85,400 in budget-friendly areas to $411,800 in premium markets. Use the city comparison tool to compare housing, rent, property tax, and everyday cost pressure across locations in LA.

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LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly