Cost of Living in Aberdeen, MD
Cost of Living in Aberdeen, MD has an overall index of 105, 5% above the U.S. baseline of 100. The typical home value is $337,957; typical monthly rent is $1,339; and median household income is $76,019.
Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Zillow ZHVI market signal as of 2026-02. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.
Can your household carry the housing cost?
Start with four decisions. Open advanced assumptions only when you need to replace the local defaults.
Enter your income and housing plan to see a household-specific estimate.
Compare Aberdeen with another place.
Search one destination and see which housing and local-cost categories change most.
Inspect the numbers when you need them.
Other Maryland cities with a useful tradeoff.
Recommendations require usable housing and income data and exclude very small places for a city of this scale.
Frequently asked questions about Aberdeen
Living in Aberdeen
What is the cost of living like in Aberdeen, MD?+
Living costs in Aberdeen land close to the national average, with a Cost Index of 105 (where 100 = the US baseline). Housing is the largest variable: the median home value here is $337,957, and typical monthly rents are $1,339. Groceries and utilities are in line with what you would find in most US cities.
How does Aberdeen fit a household housing budget?+
Start with housing. Typical monthly rent is $1,339, while local median household income is $76,019. That implies a rent-burden proxy of about 21% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Aberdeen, MD?+
Maryland uses a progressive model; 5.75% is top marginal-rate context. Applying the 1.07% state-level effective owner-occupied proxy to a home worth $337,957 gives a planning estimate near $3,616 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 6%.
How much does it cost to rent in Aberdeen, MD?+
The typical monthly rent in Aberdeen is around $1,339. That's close to the $1,348 national median. For comparison, the median home value here is $337,957, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Aberdeen, MD?+
The typical home value in Aberdeen is $337,957. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $1,640/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 64% of residents here own their homes.
Are groceries and utilities expensive in Aberdeen?+
Grocery prices in Aberdeen are about average compared to the rest of the US (index: 102, where 100 is the national average). Utility bills (electricity, gas, water) are about typical (index: 110). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.
What is Aberdeen, MD like to live in?+
Aberdeen is a small town with a population of about 16,831. The median age of residents is 39.4, which is close to the national median. The local poverty rate is 14.11%, near the national average of 12.4%.