Cost of Living in Arcadia, CA
Cost of Living in Arcadia, CA has an overall index of 257, 157% above the U.S. baseline of 100. The typical home value is $1,398,905; typical monthly rent is $3,364; and median household income is $116,142.
Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Zillow ZHVI market signal as of 2026-02. Rent: Zillow ZORI market signal as of 2026-02. A place-level signal, not a personal affordability decision or financial recommendation.
Home prices are the main source of pressure. This describes the local market, not your household.
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Frequently asked questions about Arcadia
Living in Arcadia
Is Arcadia, CA an expensive place to live?+
Yes — Arcadia is about 157% more expensive than the national average, with an overall Cost Index of 257. Housing is the biggest factor: the typical home here is valued around $1,398,905, and monthly rents average roughly $3,364. Day-to-day costs like groceries and utilities tend to run higher than average as well.
How does Arcadia fit a household housing budget?+
Start with housing. Typical monthly rent is $3,364, while local median household income is $116,142. That implies a rent-burden proxy of about 35% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Arcadia, CA?+
California uses a progressive model; 13.3% is top marginal-rate context. Applying the 0.71% state-level effective owner-occupied proxy to a home worth $1,398,905 gives a planning estimate near $9,932 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 8.85%.
How much does it cost to rent in Arcadia, CA?+
The typical monthly rent in Arcadia is around $3,364. That's about 150% higher than the $1,348 national median. For comparison, the median home value here is $1,398,905, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Arcadia, CA?+
The typical home value in Arcadia is $1,398,905. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $6,789/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 59% of residents here own their homes.
Are groceries and utilities expensive in Arcadia?+
Grocery prices in Arcadia are noticeably pricier compared to the rest of the US (index: 107, where 100 is the national average). Utility bills (electricity, gas, water) are on the high side (index: 159). Both add meaningful weight to your monthly budget here.
What is Arcadia, CA like to live in?+
Arcadia is a smaller city with a population of about 55,550. The median age of residents is 43.2, skewing somewhat older — common in established suburban communities. The local poverty rate is 7.4%, well below the national average of 12.4%.