LivabilityCalc
Find Your City
State Housing Overview

Rent & Housing in California

Based on comprehensive economic data across 661 tracked municipalities, California presents diverse cost of living environments. Macroeconomic modeling identifies East Bakersfield as the most cost-efficient market, contrasting starkly with the elevated real estate valuations found in Atherton. California assesses a 13.3% progressive income tax, while residential property taxes average 0.71%. Financial planning in CA requires careful alignment of localized housing costs against state-level tax obligations.

Use this state hub to understand the statewide housing baseline first, then drop into city pages for a household-level feasibility verdict. The key question here is not just whether California is “cheap” or “expensive”, but which cities look most livable once rent, home values, taxes, and household income are considered together.

Data Updated: March 2026
State Housing Snapshot
Average Rent Burden
24%
Avg annual rent vs household income
Average Price-to-Income
8.5x
Avg home value vs household income
Best Cost Baseline
East Bakersfield, CA
Index 82
Highest Pressure
Atherton, CA
Index 990
Statewide Housing Verdict
High Pressure

California shows elevated statewide housing pressure, with 24% average rent burden and 8.5x home-price-to-income. Treat Atherton, CA as stretch markets first, and use city pages to separate viable relocation pockets from headline expensive metros.

Average rent burden: 24%Average price-to-income: 8.5xBest baseline city: East Bakersfield, CAHighest-pressure city: Atherton, CA

California Tax Radar

Max Income Tax
13.3%
Progressive Brackets
Est. Sales Tax
8.85%
Local + State Avg
Effective Property Tax
0.71%
Statewide Average
$
Default set to 2023 National Median ($74,580)

At a gross income of $74,580, the localized California marginal tax brackets exact an effective state penalty of 4.1%. This results in an absolute "tax drag" drain of $3,090/year compared to states with no income tax.

Cities Tracked
661
Avg Home Value
$887,226
National: $303,400
Avg Rent
$2,091
National: $1,348
Avg Income
$104,353
National: $78,538

All Cities in California

CityPop.Home ValueRentIncomeIndex
Los Angeles3,857,897$941,985$2,742$80,366197
San Diego1,385,061$989,768$2,893$104,321205
San Jose990,054$1,435,993$2,617$141,565251
San Francisco836,321$1,299,230$2,419$141,446237
Fresno543,615$386,426$1,693$66,804120
Sacramento524,802$472,863$2,006$83,753133
Long Beach458,491$847,495$2,287$83,969181
Oakland438,072$700,829$2,527$97,369169
Bakersfield408,366$391,443$1,887$77,397123
Anaheim344,553$930,771$2,711$90,583196
Stockton320,470$426,138$2,010$76,851128
Riverside316,241$639,786$2,346$88,575155
Santa Ana311,639$847,509$2,804$88,354187
Irvine308,160$1,115,400$3,361$129,647224
Chula Vista275,030$834,949$2,904$105,173188
Santa Clarita229,021$794,193$2,779$119,926181
Fremont228,518$1,511,226$3,012$176,350268
San Bernardino221,774$483,764$1,923$63,988132
Modesto218,614$440,861$2,042$77,899130
Fontana211,921$634,471$1,733$98,187148
Moreno Valley210,378$545,521$2,356$87,477145
Oxnard201,014$755,254$2,966$93,372176
Huntington Beach196,010$1,047,300$3,023$119,885212
Glendale192,270$1,179,321$2,720$84,262225
Ontario178,347$665,551$2,493$82,806160
Elk Grove177,221$631,637$2,640$122,229158
Santa Rosa177,216$709,855$2,550$97,410167
Rancho Cucamonga174,693$782,617$2,824$109,511177
Oceanside172,542$862,431$2,941$93,724191
Garden Grove170,603$990,728$1,971$90,166194
Lancaster170,013$465,145$2,381$76,083138
Palmdale165,487$499,748$2,807$81,151147
Salinas161,993$735,950$1,923$89,150163
Hayward159,201$837,466$2,360$113,775183
Corona158,839$755,545$2,701$106,438172
Sunnyvale153,455$2,115,823$3,065$181,862335
Roseville152,438$640,299$2,489$117,354158
Escondido149,913$837,821$2,545$84,477184
Pomona148,391$685,862$2,534$78,869165
Torrance143,499$1,103,723$2,852$113,105217
Visalia142,649$393,327$1,807$79,952122
Fullerton141,278$1,029,846$2,762$104,219208
Orange138,723$1,113,823$3,200$116,945222
Pasadena136,462$1,185,825$2,966$103,778228
Victorville135,983$431,662$2,181$70,663129
Santa Clara129,239$1,742,578$3,673$173,670298
Simi Valley125,769$830,175$2,513$117,703180
Thousand Oaks125,676$1,028,113$3,371$134,367212
Vallejo124,637$518,727$2,137$89,496140
Concord124,260$729,153$2,508$109,195172
Clovis122,719$513,830$2,311$100,360142
Berkeley120,223$1,391,090$2,127$108,558244
Fairfield119,985$603,445$2,425$102,321153
Antioch115,759$587,936$2,946$94,256161
Richmond115,396$595,953$1,895$90,038150
East Los Angeles114,617$670,816$1,431$68,378151
Carlsbad114,500$1,358,154$3,463$139,326254
Downey111,793$875,077$1,892$87,400180
Murrieta111,621$680,928$2,531$109,780162
Costa Mesa110,538$1,381,297$3,104$110,073252
Temecula110,404$757,626$2,796$117,840174
San Buenaventura (Ventura)109,900$778,700$2,101$100,407161
Santa Maria109,880$646,468$1,842$84,617151
West Covina107,436$843,651$2,153$98,570179
El Monte107,066$758,351$1,677$64,484164
Menifee107,020$581,835$2,686$89,183152
Jurupa Valley106,244$665,644$1,690$96,190151
Inglewood105,575$751,410$1,725$71,029164
Burbank105,165$1,182,521$2,870$95,816227
El Cajon104,909$810,633$2,283$66,478178
Rialto103,866$584,577$1,641$85,521141
San Mateo103,555$1,638,485$3,079$152,669283
Daly City102,560$1,109,396$2,523$119,570216
Vacaville102,085$603,548$2,494$108,580154
Chico102,032$455,300$1,442$67,929125
Norwalk100,713$754,331$2,014$98,709168
Hesperia100,141$455,692$1,566$68,971125
Vista98,646$865,485$2,148$91,854183
Arden-Arcade96,319$504,400$1,476$71,767122
Tracy95,358$689,558$2,666$118,253166
San Marcos94,078$943,389$3,060$105,286202
Compton93,525$628,533$1,601$74,270148
Carson93,523$789,648$1,914$107,391170
Redding93,268$385,395$1,323$69,443116
Mission Viejo92,415$1,200,042$2,919$136,071229
South Gate91,836$689,915$1,471$71,315154
Chino91,775$754,273$2,208$103,845167
Santa Monica91,535$1,684,070$3,500$109,739291
Indio90,669$514,213$1,392$78,709130
Hemet90,646$440,755$1,961$53,623128
Westminster90,147$1,074,130$2,100$82,686205
Merced89,766$347,700$1,829$59,938117
San Leandro88,531$804,945$2,115$98,063176
Santa Barbara88,024$1,797,687$2,302$101,672289
Citrus Heights87,036$470,008$1,913$77,167132
Manteca86,521$583,668$1,934$94,718145
Hawthorne85,933$874,010$1,723$72,719178
Whittier85,925$812,603$2,380$92,374178
Livermore85,870$1,103,911$2,640$153,602217
Lake Forest85,846$1,182,053$2,616$131,378224
San Ramon85,734$1,516,679$2,769$197,358266
Newport Beach84,304$3,569,308$4,075$158,461515
Buena Park83,052$924,048$2,112$108,187188
Redwood City82,423$1,839,240$2,959$150,840305
Mountain View82,363$1,998,422$2,975$179,917320
Folsom82,140$753,196$2,465$139,263170
Alhambra81,483$928,960$1,852$85,189186
Rancho Cordova80,656$531,738$2,155$89,120141
Lakewood80,510$869,808$2,324$116,794184
Perris79,349$537,871$1,791$82,523137
Tustin79,035$1,171,631$3,195$108,435229
Upland78,940$815,217$1,976$101,407171
Napa78,816$877,111$2,165$102,231182
Milpitas78,216$1,480,234$3,112$176,822262
Carmichael78,070$550,827$1,595$84,376138
Chino Hills78,024$976,395$3,164$122,600203
Pleasanton77,500$1,564,887$3,017$186,206274
Bellflower77,396$794,488$1,771$77,602169
Alameda76,876$1,135,838$2,394$132,015218
Pittsburg75,868$563,657$2,201$101,099150
Apple Valley75,478$427,910$1,953$65,926126
Redlands72,985$630,711$2,351$99,158154
Turlock72,400$478,202$1,498$79,807128
Rocklin72,340$686,413$2,178$120,916159
Lake Elsinore71,516$582,471$2,509$96,527150
Baldwin Park70,720$717,046$1,817$79,087161
Dublin70,542$1,287,273$3,174$205,046244
Camarillo70,244$907,292$3,006$109,390194
Eastvale70,179$939,465$3,415$161,322202
Tulare69,984$348,908$1,354$69,517112
Redondo Beach69,814$1,473,991$3,523$144,588267
Walnut Creek69,790$1,024,673$2,760$135,665209
Yuba City69,545$405,900$1,391$72,322119
Union City68,141$1,247,205$2,713$137,194234
Yorba Linda67,407$1,392,072$2,779$152,060250
Palo Alto67,231$3,619,229$3,328$220,408511
Madera67,133$335,900$1,237$63,619100
Lodi67,008$512,636$1,565$84,402133
Davis66,801$838,969$2,043$87,421176
Castro Valley65,389$1,102,700$2,499$138,069215
Lynwood65,291$679,575$1,625$70,236155
Brentwood64,609$797,500$2,509$139,567180
South San Francisco64,487$1,212,996$2,833$135,909232
Laguna Niguel64,023$1,455,089$3,201$140,605262
San Clemente63,510$1,686,268$3,260$134,735289
Porterville62,765$323,742$1,111$59,012106
La Habra62,233$895,560$2,039$98,158184
Florence-Graham61,723$586,446$1,475$61,216142
Encinitas61,585$1,466,000$2,730$150,471258
Montebello61,376$816,637$1,771$74,955172
Woodland61,256$549,728$1,500$87,880136
Santa Cruz60,953$1,313,461$2,302$111,427234
La Mesa60,835$738,800$2,630$84,337174
Pico Rivera60,821$742,867$1,775$86,956164
San Rafael60,604$1,277,731$2,346$109,317234
Gardena59,765$782,112$1,761$79,291168
Monterey Park59,639$919,451$1,845$77,605185
Santee59,485$790,982$2,197$105,613175
Hanford59,389$323,600$1,196$73,544108
Petaluma59,321$891,559$2,795$109,823190
Cupertino58,886$3,121,347$3,671$231,139458
Gilroy58,561$1,067,253$2,270$131,554205
Highland56,690$541,169$1,539$77,979135
Fountain Valley56,358$1,018,600$2,507$111,797204
National City55,960$678,507$1,619$64,248155
Arcadia55,550$1,398,905$3,364$116,142257
South Whittier55,201$641,700$1,823$98,974142
Hacienda Heights54,956$945,845$2,247$106,620192
Beaumont54,817$534,390$1,505$105,164134
San Jacinto54,756$479,919$1,633$78,281129
West Sacramento54,496$527,497$2,207$90,791142
Yucaipa54,348$568,650$1,661$92,401139
Colton53,798$488,584$1,608$69,581130
Diamond Bar53,750$1,010,375$3,146$106,602210
Huntington Park53,658$665,627$1,440$56,952151
Novato52,689$1,054,860$2,422$112,193209
Paramount52,546$640,886$1,772$70,912152
Placentia52,384$1,094,721$2,267$110,575210
Cathedral City52,047$483,450$1,554$67,031128
Watsonville51,968$816,554$1,784$74,785170
Lincoln51,629$636,490$2,081$108,108153
Palm Desert51,551$549,226$2,602$79,508148
Glendora51,350$884,324$2,218$111,915185
Aliso Viejo51,320$988,115$3,406$137,970210
Delano50,835$326,748$1,111$61,817107
El Dorado Hills50,553$899,706$2,468$163,544187
Rosemead50,340$907,461$1,728$72,248182
Covina50,143$796,509$1,839$94,792171
Florin49,536$413,296$1,503$66,323120
Cypress49,531$1,063,665$2,454$124,167208
Azusa49,318$710,619$1,831$85,727160
Antelope49,080$468,200$2,063$95,102124
Ceres48,918$447,681$1,584$76,862126
Poway48,515$1,206,250$2,261$143,825223
Cerritos48,340$1,076,402$2,909$133,953215
San Luis Obispo48,039$1,077,043$1,906$66,711201
North Highlands47,900$344,900$1,585$65,090105
Brea47,337$1,115,211$2,285$124,837212
Rancho Santa Margarita47,257$1,008,785$2,903$146,827207
Newark47,145$1,241,921$2,730$164,909234
La Mirada46,945$875,968$2,052$110,177182
Rowland Heights46,787$980,043$1,929$85,202193
Los Banos46,776$419,600$1,515$70,893122
Morgan Hill45,152$1,334,626$2,275$159,758236
Palm Springs44,998$622,568$2,104$71,979150
Rohnert Park44,461$704,335$2,211$96,635162
Oakley44,311$658,403$2,031$132,067159
El Centro44,186$291,100$992$56,093101
Lompoc43,819$578,965$1,516$70,038140
Danville43,426$1,870,378$3,570$223,206315
Hollister43,003$679,300$1,846$101,979156
Campbell42,848$1,937,114$2,751$147,128311
Vineyard42,645$552,400$1,984$108,403133
San Bruno42,612$1,290,258$2,696$135,976239
Coachella42,594$427,601$1,115$67,558117
French Valley42,550$637,800$3,016$132,605155
Altadena41,921$1,094,611$2,250$129,123210
Rancho Palos Verdes41,259$1,783,585$3,598$175,307304
Culver City39,993$1,277,224$2,683$122,312235
San Gabriel38,764$1,107,200$1,874$87,592207
Bell Gardens38,661$685,336$1,658$55,372156
Stanton38,639$781,976$1,905$81,455170
Calexico38,476$281,700$1,049$50,021101
La Quinta38,299$740,084$3,592$97,628181
Adelanto38,010$392,399$1,389$68,419116
Montclair37,809$653,455$1,759$76,338150
Monrovia37,553$984,606$2,009$97,083194
Pacifica37,527$1,255,426$3,080$156,819239
La Puente37,404$717,099$1,788$84,811161
Foothill Farms37,332$368,500$1,560$68,042107
Wildomar36,953$646,109$1,910$95,677151
Martinez36,926$824,700$2,265$125,436181
La Presa36,669$595,400$1,795$88,479136
Claremont36,553$1,021,119$2,125$122,127200
Moorpark35,957$924,551$2,657$149,403193
Temple City35,749$1,098,432$2,034$102,449207
Orangevale35,219$551,292$1,866$98,158141
West Hollywood35,090$1,013,036$3,057$94,844209
San Juan Capistrano34,998$1,316,019$2,500$127,893238
Oildale34,971$281,396$1,220$49,622103
Manhattan Beach34,584$3,159,767$3,492$193,904461
Pleasant Hill34,335$977,661$2,511$144,513201
Westmont34,291$692,545$1,413$47,899154
San Dimas34,099$914,093$2,232$105,833188
Foster City32,964$1,861,130$3,613$193,633315
Dana Point32,883$1,200,900$3,840$127,246239
Bell32,830$680,326$1,538$60,641154
Desert Hot Springs32,786$376,908$1,339$50,349114
Menlo Park32,775$2,778,631$3,156$206,588416
Los Gatos32,773$2,554,572$2,969$207,891384
Lathrop32,696$642,563$2,367$118,605157
Goleta32,693$1,346,990$2,385$118,039238
Fallbrook32,467$873,779$1,675$87,293178
Spring Valley CDP (San Diego County)32,215$645,300$2,114$104,808146
Fair Oaks32,030$608,415$1,797$111,332146
Atwater32,013$340,600$1,219$63,945109
Seaside31,964$787,615$2,314$82,303173
Beverly Hills31,955$3,580,741$4,400$127,979520
San Pablo31,771$558,535$1,890$78,215146
El Paso de Robles (Paso Robles)31,399$648,400$1,947$93,098144
Orcutt31,284$587,000$2,094$108,682138
Santa Paula31,202$705,418$1,698$77,130157
Lawndale31,113$771,641$1,847$83,538168
Laguna Hills30,921$1,208,365$2,622$122,778227
La Verne30,804$940,085$2,204$104,565191
Los Altos30,736$4,566,299$3,623$250,001624
Banning30,680$410,418$1,528$57,699120
Burlingame30,526$2,694,998$2,643$168,832400
Saratoga30,335$4,080,286$4,200$241,348574
San Carlos29,797$2,378,551$2,802$233,333366
Monterey29,772$1,143,224$2,288$104,110214
Atascadero29,735$766,764$1,855$88,830165
San Lorenzo29,453$813,014$2,193$110,495178
Eastern Goleta Valley29,411$1,192,000$2,924$136,839218
Suisun City29,205$525,547$2,151$97,083141
East Palo Alto29,143$1,023,933$2,209$104,832203
Twentynine Palms28,738$247,998$1,271$56,00098
East Niles28,586$228,100$1,219$51,25087
Temescal Valley28,560$648,200$2,794$119,647154
Ridgecrest28,138$265,453$1,178$88,107100
Walnut27,857$1,179,100$3,120$133,762229
Belmont27,505$2,261,180$2,894$207,609353
Lemon Grove27,489$747,484$1,769$79,278165
Lemoore27,023$319,200$1,394$82,189109
Brawley26,934$270,100$954$60,37099
Benicia26,861$773,439$2,234$125,040171
Sanger26,515$405,222$1,131$74,428117
Eureka26,302$375,800$1,157$60,253104
South Pasadena26,297$1,675,409$2,218$128,105276
Hercules26,245$741,200$3,003$130,583179
Wasco26,222$312,972$991$55,521104
Windsor26,179$794,482$2,087$129,004171
North Tustin26,038$1,732,975$2,397$186,250285
Imperial Beach25,897$811,000$1,914$79,071174
El Cerrito25,781$1,107,500$2,444$127,475215
Galt25,665$531,433$1,413$86,327133
West Whittier-Los Nietos25,459$607,100$1,939$101,138139
Reedley25,446$383,859$1,198$62,923115
Lafayette25,277$1,880,001$2,855$222,393309
Norco25,211$902,772$1,893$125,117181
Dinuba25,201$348,649$1,146$59,048110
Barstow25,198$261,106$1,065$51,81197
Mountain House25,108$859,700$3,232$171,675183
Loma Linda25,021$634,376$1,759$82,824148
Riverbank24,881$482,500$1,527$90,216129
Seal Beach24,868$828,962$2,419$83,045181
Maywood24,593$641,767$1,467$61,655149
Selma24,586$354,814$1,202$55,839111
Soledad24,476$621,907$1,604$93,204146
Bloomington24,324$562,301$1,555$81,220137
Patterson24,306$504,391$1,391$93,542130
Bay Point24,065$479,100$1,946$80,684124
San Fernando23,716$743,012$1,690$79,694163
Ladera Ranch23,609$1,046,600$3,331$184,257216
East San Gabriel23,521$955,000$1,912$107,184179
Rosemont23,448$459,020$1,719$86,178128
Linda23,215$337,700$1,083$69,16198
Oakdale23,155$549,637$1,471$86,478136
Calabasas22,869$1,688,281$3,070$157,938287
Ramona22,829$797,836$1,797$101,023171
Ashland22,784$695,300$2,063$81,604151
Laguna Beach22,777$2,900,365$5,004$140,508448
Corcoran22,626$220,500$1,012$55,90994
Millbrae22,589$2,021,440$3,401$157,567331
West Rancho Dominguez22,560$589,100$1,575$81,585133
Cudahy22,325$676,955$1,667$52,748155
Marina22,324$854,910$2,105$88,518179
Rancho San Diego22,264$854,200$2,431$118,431173
West Puente Valley22,198$744,749$2,250$86,692169
Winter Gardens22,003$558,800$1,855$94,320133
Duarte21,921$790,671$1,991$97,952172
West Carson21,909$647,100$1,833$95,385143
Lakeside CDP (San Diego County)21,788$585,500$1,976$94,877137
Yucca Valley21,744$354,070$1,341$55,302111
American Canyon21,698$736,678$2,399$123,935168
Port Hueneme21,691$618,875$2,106$76,655151
Willowbrook21,642$647,800$1,549$60,386150
Valinda21,626$766,727$2,051$99,979169
Granite Bay21,378$1,127,951$2,609$190,000215
South Lake Tahoe21,319$630,200$1,467$73,940145
Stevenson Ranch21,317$1,033,300$2,777$146,404198
Imperial20,943$344,700$1,396$83,214112
Rosamond20,835$409,543$1,230$77,773118
Shafter20,618$378,254$1,140$67,989113
Lomita20,409$910,034$1,918$92,920184
East Hemet20,292$370,300$1,620$80,621108
Lennox20,289$677,600$1,455$60,307142
La Cañada Flintridge20,094$2,416,417$2,842$221,451368
La Crescenta-Montrose19,940$1,292,649$2,231$119,775232
Agoura Hills19,881$1,237,574$3,094$171,944235
Oroville19,855$280,600$1,074$51,893101
Albany19,768$1,224,400$2,389$135,927228
Greenfield19,759$536,744$1,690$78,946137
Casa de Oro-Mount Helix19,651$906,500$1,970$123,037174
Mead Valley19,588$417,700$1,673$90,358114
Arvin19,478$293,037$1,089$49,984103
Orinda19,472$1,804,400$2,407$250,001295
South El Monte19,413$753,937$1,708$67,153164
Rosedale19,325$594,000$1,240$134,697130
Santa Fe Springs19,310$773,518$1,965$86,857169
Prunedale19,286$760,200$1,711$106,442155
Valle Vista19,263$315,400$1,666$61,799103
Hermosa Beach19,248$2,215,896$2,812$152,019345
Dixon19,158$606,036$1,728$98,798146
Olivehurst19,071$337,300$1,218$80,477109
Chowchilla18,876$331,500$1,204$63,30899
Pinole18,835$697,100$2,738$120,833171
Arcata18,578$466,600$1,287$48,731116
Coronado18,558$2,482,900$3,250$135,056381
Castaic18,479$796,215$1,751$132,153169
Arroyo Grande18,412$1,019,385$1,890$103,258194
Phelan18,059$459,076$1,623$83,759126
Stanford17,958$3,236,454$1,925$70,651452
Blythe17,824$218,476$900$51,98491
South San Jose Hills17,451$540,400$1,840$94,740130
Rancho Mirage17,375$837,878$1,575$109,943169
Coalinga17,352$290,709$1,021$78,014102
Laguna Woods17,342$364,900$2,232$60,235125
Cameron Park17,283$641,100$1,795$97,786141
Nipomo17,266$923,276$1,956$102,382184
McKinleyville17,152$414,200$1,441$66,096112
Woodcrest17,111$679,400$2,875$139,659158
Rio Linda16,951$444,619$1,781$96,083127
Truckee16,942$884,000$2,089$125,995173
Live Oak16,866$975,900$2,414$107,500197
El Segundo16,863$1,715,918$2,547$149,149285
Moraga16,790$1,597,600$3,119$199,800279
Fillmore16,665$678,787$1,799$90,343155
Clearlake16,604$204,500$1,162$41,58084
Bostonia16,545$435,900$1,932$73,549119
Kerman16,492$410,288$1,181$57,556118
Ukiah16,419$448,100$1,330$67,122114
Ripon16,117$677,556$1,799$120,061155
Artesia16,044$862,710$2,276$97,712183
Parkway15,880$355,400$1,402$64,380104
El Sobrante CDP (Contra Costa County)15,823$695,900$2,245$112,622153
Alpine15,470$943,255$2,025$111,723190
Walnut Park15,446$570,500$1,430$79,205129
La Palma15,375$1,177,992$2,239$115,833219
Coto de Caza15,363$1,967,295$3,652$232,470326
Discovery Bay15,243$785,548$2,897$154,792183
Vincent15,151$609,900$2,013$99,157140
Los Osos15,048$862,063$1,909$103,504177
Pacific Grove15,003$1,369,799$2,384$105,568241
Susanville14,992$234,000$905$57,60785
Lemon Hill14,942$328,000$1,376$49,441101
California City14,821$272,890$1,016$55,271100
Red Bluff14,592$271,100$1,068$50,21691
Cherryland14,575$654,200$2,109$84,858147
Parlier14,545$321,144$1,059$50,910106
Salida14,457$486,890$2,004$91,990135
Livingston14,450$339,800$1,281$76,158110
Alamo14,441$7,277,421$3,609$250,001940
East Rancho Dominguez14,219$548,400$1,593$67,645129
McFarland14,138$305,917$1,067$51,801104
Grass Valley14,126$458,400$1,417$48,850116
Mill Valley14,064$2,016,416$3,313$208,466330
North Auburn13,833$503,400$1,581$72,125123
Hawaiian Gardens13,816$636,513$1,696$76,025151
Auburn13,758$615,564$1,432$77,760143
Isla Vista13,717$1,524,909$1,856$24,428253
Oak Park13,656$1,125,164$3,150$160,484221
King City13,512$516,924$1,527$63,090133
Lamont13,481$241,127$982$34,43695
Lake Los Angeles13,479$284,800$1,351$60,99995
Avenal13,441$224,800$1,060$52,98694
Bonita13,336$902,200$2,234$117,750188
North Fair Oaks13,327$1,209,600$2,284$106,690213
El Sobrante CDP (Riverside County)13,206$749,300$2,954$160,331167
Carpinteria13,100$1,451,254$2,341$104,233249
Grand Terrace13,069$580,391$1,782$83,668142
Palos Verdes Estates13,047$2,698,391$3,331$247,500406
Avocado Heights12,934$826,874$2,002$95,000176
Larkspur12,856$2,071,543$2,867$134,744331
Solana Beach12,841$2,157,506$3,022$150,820341
Emeryville12,756$438,060$2,833$120,302142
San Anselmo12,711$1,600,573$2,750$170,457276
Marysville12,703$282,700$1,223$58,150103
Grover Beach12,687$759,548$1,921$82,534165
Diamond Springs12,642$435,805$1,644$83,288125
Kingsburg12,589$471,709$1,117$82,562123
Lindsay12,572$309,308$920$50,563103
Mendota12,554$319,955$874$46,458104
Big Bear City12,493$393,355$1,454$72,457117
Fortuna12,413$353,200$1,126$61,603101
Tehachapi12,366$417,897$1,278$67,785119
Newman12,299$432,549$1,227$75,344120
San Marino12,279$2,777,884$3,529$187,633418
Tamalpais-Homestead Valley12,153$1,811,100$2,990$238,158290
Scotts Valley12,138$1,235,119$2,362$140,887225
Commerce12,072$690,434$1,420$71,768154
Rossmoor11,895$1,234,700$3,678$200,833231
Los Alamitos11,784$1,542,058$2,273$98,539261
View Park-Windsor Hills11,744$1,201,266$1,845$120,604217
University of California-Santa Barbara11,634$452,600$1,512$75,000117
Alum Rock11,619$880,000$2,412$111,976176
Lakeland Village11,587$429,000$1,834$83,371117
Signal Hill11,563$700,525$1,817$102,303159
La Riviera11,503$471,057$1,757$91,111130
Half Moon Bay11,454$1,534,250$2,299$153,199263
Home Gardens11,430$498,800$1,744$92,344124
Winton11,429$296,800$1,099$58,884103
Muscoy11,402$443,916$1,766$57,726126
Rancho Mission Viejo11,355$1,039,300$3,342$181,111215
Anderson11,282$334,845$985$50,306106
Healdsburg11,274$1,092,099$2,202$100,082207
Hillsborough11,122$5,140,890$3,544$250,001692
Del Aire11,115$878,800$2,938$142,566182
Canyon Lake11,107$692,044$2,524$124,948163
Sierra Madre11,020$1,397,855$2,086$141,094243
Piedmont11,012$2,327,133$3,591$250,001368
Sun Village11,009$348,100$1,650$68,284106
Quartz Hill10,968$455,500$1,469$104,017116
Clayton10,962$1,017,300$3,567$172,226217
Citrus10,813$614,200$2,204$101,179143
Lake Arrowhead10,746$532,674$1,739$88,147136
Placerville10,730$520,433$1,229$70,602130
Sonoma10,726$928,404$2,216$101,281188
Morro Bay10,717$937,491$1,820$92,553184
Soquel10,691$1,304,688$2,293$114,991232
Calimesa10,680$564,035$1,852$90,313141
Potomac Park10,634$201,200$1,162$45,61784
Delhi10,525$338,800$1,262$66,306110
Malibu10,516$3,129,197$16,255$192,159600
Golden Hills10,445$376,300$1,248$94,654105
Crestline10,431$358,910$1,488$79,378113
Garden Acres10,417$359,473$1,304$62,895113
Blackhawk10,404$1,948,900$3,692$239,681313
East Bakersfield10,377$202,400$1,005$36,03982
Farmersville10,336$281,995$1,043$57,832101
Shasta Lake10,334$273,000$1,264$61,319102
Valley Center10,303$917,943$1,163$116,620178
Exeter10,280$382,652$1,207$71,198114
Hillcrest10,203$250,300$1,197$44,95490
San Diego Country Estates10,142$715,000$2,499$134,639158
Corte Madera10,101$1,769,805$3,468$220,771303
Spring Valley Lake10,098$439,500$2,264$93,040124
East Whittier10,061$750,700$1,725$105,104153
Fairview10,033$915,100$2,665$148,801183
Country Club10,017$349,700$1,752$79,506107
Rio Vista10,002$462,342$1,624$86,970128
Capitola9,813$1,208,379$2,376$96,412222
Madera Acres9,758$319,700$1,605$76,033102
Orange Cove9,607$292,643$996$38,447102
Mentone9,487$509,934$1,390$70,466130
Charter Oak9,414$601,900$1,838$84,101137
Live Oak9,264$317,900$860$66,590103
Waterford9,177$423,739$1,567$73,092123
West Athens9,064$736,710$1,506$77,750160
Tiburon9,035$2,931,935$3,535$212,794438
Rio del Mar8,938$1,242,600$3,172$150,313226
Cloverdale8,933$631,694$1,245$104,238143
Larkfield-Wikiup8,861$670,800$2,140$94,889149
Marina del Rey8,844$470,600$3,576$142,440152
Montecito8,823$5,327,075$3,593$222,966711
Topanga8,781$1,424,178$3,585$142,553262
Rodeo8,735$652,100$2,143$88,819159
Orosi8,679$298,215$951$49,279102
East Foothills8,630$1,214,000$3,247$188,558224
Templeton8,608$925,163$2,399$114,155189
La Cresta8,558$236,800$1,097$49,83687
Gonzales8,526$620,630$1,570$76,060146
August8,471$319,814$1,133$48,708106
Plumas Lake8,424$525,900$2,290$114,083134
Guadalupe8,422$548,754$1,674$71,048138
Los Altos Hills8,367$5,865,937$3,662$250,001774
Good Hope8,315$319,600$1,451$56,328101
Firebaugh8,301$331,135$905$47,594105
Alondra Park8,262$865,658$1,770$86,064178
Orland8,252$320,700$1,092$64,53197
Oak Hills8,246$475,500$2,102$98,424126
Interlaken8,191$787,400$2,080$111,021162
Corning8,168$274,600$1,116$55,73292
Rolling Hills Estates8,158$1,844,306$3,564$187,500310
Midway City8,094$723,700$1,439$64,735147
South San Gabriel8,084$655,400$2,059$76,921146
Bermuda Dunes8,074$509,100$1,774$93,819126
Pismo Beach8,024$1,094,397$2,298$112,913208
Yreka7,832$245,100$962$42,66487
Westlake Village7,829$1,549,740$3,587$174,069275
Magalia7,784$254,400$1,413$60,625102
Acton7,721$843,694$1,755$110,000175
Earlimart7,716$269,000$954$51,34398
Thousand Palms7,662$377,962$1,432$80,280115
Gold River7,661$682,200$2,528$166,250155
Woodlake7,651$326,589$966$46,607105
Ojai7,576$1,119,815$1,913$79,202207
Hughson7,541$544,957$1,767$92,303139
Cotati7,533$720,967$1,899$112,841161
Fairfax7,523$1,177,902$2,281$131,875221
Franklin CDP (Merced County)7,487$285,700$1,450$56,27497
Sebastopol7,466$1,053,924$1,767$99,600198
Winters7,453$610,607$1,664$132,650145
Escalon7,429$595,430$1,763$86,875145
Gridley7,372$297,700$1,127$57,860104
Oroville East7,369$381,900$1,351$86,932107
Heber7,308$284,300$1,015$75,664101
Cherry Valley7,302$358,000$1,380$78,125104
Mira Monte7,301$827,300$2,060$77,900176
Ladera Heights7,249$1,706,512$3,089$153,403289
Mammoth Lakes7,233$657,000$1,637$87,121142
Taft7,228$201,442$989$64,47991
San Martin7,199$1,569,493$2,332$156,292264
Sausalito7,171$1,483,235$3,408$173,030269
Cottonwood CDP (Shasta County)7,170$362,800$1,219$96,679103
Highgrove7,164$594,400$1,338$109,657131
Piñon Hills7,149$452,050$1,646$65,160126
Kentfield7,128$2,625,775$2,482$231,875390
Contra Costa Centre7,127$724,500$2,621$127,910160
Oceano7,098$665,927$1,424$69,448148
South Monrovia Island7,072$660,800$1,985$109,730146
Mecca7,071$333,754$900$45,011104
Alta Sierra CDP (Nevada County)7,061$560,600$2,033$99,576135
Boyes Hot Springs7,031$738,800$1,802$89,568153
Atherton7,021$7,709,060$3,672$250,001990
Fort Bragg7,001$481,200$1,264$53,580117
Garnet6,979$237,800$1,627$63,08293
Fowler6,930$468,210$1,172$61,071124
Castroville6,870$674,163$1,593$90,486152
Ben Lomond6,849$895,924$2,550$120,977188
Loomis6,809$928,231$1,741$103,435183
Paradise6,793$391,100$1,270$67,042116
Vandenberg Village6,793$577,500$2,272$104,714139
Joshua Tree6,767$339,421$1,191$64,036108
Lake Mathews6,749$678,300$1,906$102,700147
Nuevo6,737$561,738$1,552$92,443137
Thermalito6,645$257,400$1,104$53,81490
Rancho Calaveras6,619$435,900$2,840$91,629130
Jamul6,617$1,015,324$3,576$148,740216
Calipatria6,549$172,900$917$52,67287
Desert Palms6,522$526,500$2,175$81,954133
Colusa6,439$357,400$1,130$68,750101
Huron6,425$244,236$1,060$44,78497
Camino Tassajara6,395$2,100,000$2,283$250,001315
El Rio6,343$639,600$2,122$83,233145
Lucas Valley-Marinwood6,331$1,360,000$3,566$200,938244
Hilmar-Irwin6,317$420,600$1,701$76,492115
Salton City6,244$189,800$1,295$36,91584
Willows6,239$286,200$1,149$78,17993
Wilton6,198$916,929$1,792$171,579182
Crescent City6,180$290,500$1,127$41,13194
Aptos6,124$1,313,194$1,826$135,349228
Gustine6,118$422,500$1,345$58,321120
Durham6,111$612,100$1,092$120,778140
Homeland6,060$556,702$1,640$54,863138
Pollock Pines6,056$396,783$1,101$74,190114
Happy Valley6,046$293,800$1,766$80,578101
Cambria6,038$987,850$1,923$89,049191
Solvang6,034$1,380,859$1,773$118,208235
Las Flores CDP (Orange County)6,007$1,068,900$2,845$196,250202
Oak View5,984$873,774$2,463$109,856185
Eucalyptus Hills5,976$821,900$1,750$137,580162
Lucerne Valley5,946$257,057$1,131$50,33098
Hidden Valley Lake5,896$394,900$2,261$72,365118
Bonadelle Ranchos5,879$460,900$1,472$132,292117
Pleasure Point5,813$1,230,200$2,595$117,776218
Silver Lakes5,789$345,600$1,585$111,857105
Bear Valley Springs5,787$478,900$1,272$121,069117
Villa Park5,776$1,686,200$0$204,750268
Dos Palos5,757$285,300$1,182$50,556103
Saranap5,693$1,391,300$2,644$152,821238
Benton Park5,682$230,600$1,190$62,47587
Fruitridge Pocket5,675$338,800$1,185$51,350100
West Modesto5,633$285,700$1,344$61,83395
Holtville5,606$268,800$797$63,43897
Rancho Murieta5,606$660,000$3,333$129,767161
East Pasadena5,592$1,002,700$2,038$105,714186
Williams5,569$339,900$1,296$93,138101
McSwain5,556$639,800$1,205$140,173135
Burbank5,552$1,182,521$2,870$152,559227
La Habra Heights5,546$1,373,185$1,186$186,837230
Strawberry CDP (Marin County)5,496$2,280,325$2,876$144,130343
Palermo5,440$287,000$1,067$47,893102
Old Fig Garden5,387$460,800$1,284$100,833115
St. Helena5,378$1,651,631$2,391$158,218274
Boulder Creek5,353$727,892$1,844$106,842161
Keyes5,330$427,234$1,361$59,338121
Ione5,306$448,300$1,477$78,661116
Mayflower Village5,303$841,200$1,886$95,521166
Kensington5,292$1,412,500$3,654$209,137264
El Granada5,231$1,425,800$2,034$226,384235
Woodside5,181$3,716,512$3,574$250,001529
Mayfair5,173$244,200$1,295$59,63890
Calistoga5,159$1,051,792$1,798$84,892198
El Cerrito5,121$598,000$1,776$122,472149
Yosemite Lakes5,095$353,700$2,204$100,227113
Buellton5,090$902,492$2,196$96,028184
Denair5,085$545,155$1,372$97,468135
Lakeport5,085$327,600$976$59,29496
Jackson5,061$432,600$1,397$75,051113
Running Springs5,043$347,246$1,725$85,681114
Big Bear Lake5,038$547,858$1,278$74,728133
Myrtletown5,028$437,600$1,712$55,543117
Lake of the Pines5,012$639,400$2,741$118,661152
Sunnyside5,003$489,300$1,530$114,500121

FAQ: Living in California

What is the most affordable city to live in California?+

Among the cities we track, East Bakersfield stands out as the most affordable option in California. The median home value there is $202,400, and monthly rent typically runs around $1,005. The local median household income is $36,039, which tends to go further here than in much of the state.

What is the most expensive city in California?+

Atherton is currently the priciest market in CA. Homes there are valued at a median of $7,709,060, and renters can expect to pay around $3,672/month. Incomes are higher too — the median household earns $250,001 — but whether that fully offsets the cost premium depends on your lifestyle.

How are taxes in California?+

California has a progressive income tax with a top rate of 13.3%. Property taxes average 0.71% statewide. Combined state and local sales tax can reach 8.85%.

How much does housing vary across California?+

There's a huge range. In East Bakersfield, the median home costs around $202,400. In Atherton, that number jumps to $7,709,060 — roughly 37x more. Rents follow a similar pattern: approximately $1,005/month vs. $3,672/month. Where you choose to settle within CA can make a dramatic difference in your monthly budget.

Is California a good state to move to?+

It depends on your priorities and budget. California offers a wide range of living costs depending on the city. You can find very affordable communities alongside expensive metro areas. Home prices range from around $202,400 in budget-friendly areas to $7,709,060 in premium markets. Use the city comparison tool to compare housing, rent, property tax, and everyday cost pressure across locations in CA.

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Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly