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City Housing Verdict

Beaverton, OR

High Pressure

Living in Beaverton, OR costs about 32% more than the national average (Cost Index: 132). Housing is the main driver — the typical home value of $524,932 is well above the $303,400 US median. The local median household income is $94,279, which helps frame the place-side housing burden.

Beaverton already reads as a high-pressure housing market, with 23% rent burden, 5.6x home-price-to-income, and a housing index of 173. Treat this page as a stress test for rent, mortgage, and tax burden before assuming the move works.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Stretch

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Beaverton.

Monthly Housing
$1,810/mo
Lower of rent or buy scenario
Housing Burden
23%
Healthy
Residual Cash
$5,547/mo
After housing and debt · $1,849/person
Rent vs Buy
Rent first
Main pressure: home prices
Assumptions
Housing Mode
Confidence: HighHome source: ZILLOWRent source: ZILLOWBEA proxy: msaHousehold size: 3Down payment: 20%Fixed burden: 29%
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Cost Index
132
Very Expensive
Based on housing costs · See methodology
Median Home Value
$524,932
Zillow ZHVI Market Rate • Census ACS: $543,100
National: $303,400
Median Rent
$1,810/mo
Zillow ZORI Market Rate • Census ACS: $1,727/mo
National: $1,348/mo
Household Income
$94,279
National: $78,538
Population
97,502
Purchasing Power
91
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
173 / 100
73% above average
Rent Index
134 / 100
34% above average
Goods & Groceries
105 / 100
About the same as most US cities
Utilities
107 / 100
Typical utility costs
Healthcare & Services
100 / 100
In line with national average
Overall Index
132
Very Expensive · 32% above average

Beaverton Mortgage Calculator

Pre-filled with the local median home value of $524,932 and Oregon's property tax rate of 0.93%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$94,279
Census ACS place context
Rent Burden Estimate
23%
Typical annual rent / local household income
Home Price to Income
5.6x
Typical home value / local household income
Use this section to judge whether Beaverton looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Beaverton, OR

Est. Annual Property Tax
$4,882
Monthly Impact
$407
Added to your mortgage
Effective Rate
0.93%
National avg: ~1.00%

Oregon Place Tax Context

Tax TypeOregonNational Avg
Property Tax Rate0.93%1.00%
Top Income Tax Rate9.9%~5.0%
State Sales TaxNo Sales Tax~5.0%

Compare Beaverton to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Beaverton, OR
132
134
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Beaverton, OR: 173
Rent Prices
134

FAQ: Living in Beaverton

Is Beaverton, OR an expensive place to live?+

Yes — Beaverton is about 32% more expensive than the national average, with an overall Cost Index of 132. Housing is the biggest factor: the typical home here is valued around $524,932, and monthly rents average roughly $1,810. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

How does Beaverton fit a household housing budget?+

Start with housing. Typical monthly rent is $1,810, while local median household income is $94,279. That implies a rent-burden proxy of about 23% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Beaverton, OR?+

Oregon has a progressive state income tax with a top rate of 9.9%. The effective property tax rate is 0.93%. On a home worth $524,932, that translates to roughly $4,882 per year in property taxes. There is no state sales tax.

How much does it cost to rent in Beaverton, OR?+

The typical monthly rent in Beaverton is around $1,810. That's about 34% higher than the $1,348 national median. For comparison, the median home value here is $524,932, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Beaverton, OR?+

The median home in Beaverton is valued at $524,932. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $2,654/month for principal and interest alone — before property taxes and insurance. About 50% of residents here own their homes.

Are groceries and utilities expensive in Beaverton?+

Grocery prices in Beaverton are about average compared to the rest of the US (index: 105, where 100 is the national average). Utility bills (electricity, gas, water) are about typical (index: 107). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Beaverton, OR like to live in?+

Beaverton is a smaller city with a population of about 97,502. The median age of residents is 37.6, which is close to the national median. The local poverty rate is 9.89%, near the national average of 12.4%.

Lower-Pressure Alternatives in Oregon

If Beaverton feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Oregon

Use these city pages when you want to compare Beaverton against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly