Rent & Housing in Oregon
Based on comprehensive economic data across 104 tracked municipalities, Oregon presents diverse cost of living environments. Macroeconomic modeling identifies Milton-Freewater as the most cost-efficient market, contrasting starkly with the elevated real estate valuations found in Lake Oswego. Oregon assesses a 9.9% progressive income tax, while residential property taxes average 0.93%. Financial planning in OR requires careful alignment of localized housing costs against state-level tax obligations.
Use this state hub to understand the statewide housing baseline first, then drop into city pages for a household-level feasibility verdict. The key question here is not just whether Oregon is “cheap” or “expensive”, but which cities look most livable once rent, home values, taxes, and household income are considered together.
Oregon shows elevated statewide housing pressure, with 21% average rent burden and 5.7x home-price-to-income. Treat Lake Oswego, OR as stretch markets first, and use city pages to separate viable relocation pockets from headline expensive metros.
Oregon Tax Radar
At a gross income of $74,580, the localized Oregon marginal tax brackets exact an effective state penalty of 4.2%. This results in an absolute "tax drag" drain of $3,131/year compared to states with no income tax.
Lower Housing Pressure Cities
These city pages have comparatively lower rent burden inside Oregon, making them strong candidates for the next housing-feasibility clicks.
Biggest Move-Market Cities
These are the highest-population city pages in the state, useful when you want the major relocation targets before exploring the full table.
Rent Pressure Outliers
These city pages show the highest rent burden inside Oregon. They are useful when you want to see where renting starts to materially squeeze household budgets.
Buy Pressure Outliers
These city pages have the toughest home-price-to-income ratios in Oregon, making them the first places to inspect when buy-side affordability is the core concern.
Most Affordable
All Cities in Oregon
| City | Pop. | Home Value | Rent | Income | Index |
|---|---|---|---|---|---|
| Portland | 642,715 | $524,251 | $1,710 | $88,792 | 131 |
| Eugene | 177,520 | $467,032 | $1,988 | $63,836 | 127 |
| Salem | 176,666 | $432,341 | $1,600 | $71,900 | 119 |
| Gresham | 112,818 | $463,410 | $1,508 | $73,608 | 122 |
| Hillsboro | 107,050 | $516,726 | $1,869 | $103,207 | 132 |
| Bend | 101,472 | $646,800 | $2,188 | $88,792 | 150 |
| Beaverton | 97,502 | $524,932 | $1,810 | $94,279 | 132 |
| Medford | 85,794 | $402,289 | $1,321 | $70,497 | 112 |
| Springfield | 61,642 | $411,357 | $1,201 | $67,211 | 112 |
| Corvallis | 60,424 | $480,600 | $1,342 | $63,807 | 122 |
| Albany | 56,773 | $432,371 | $1,311 | $73,809 | 112 |
| Tigard | 55,395 | $602,272 | $1,732 | $105,008 | 141 |
| Aloha | 53,362 | $465,500 | $1,839 | $96,754 | 122 |
| Lake Oswego | 40,367 | $866,270 | $2,031 | $140,441 | 174 |
| Grants Pass | 39,183 | $364,200 | $1,160 | $56,877 | 106 |
| Keizer | 39,013 | $445,244 | $1,375 | $81,217 | 118 |
| Oregon City | 37,482 | $596,239 | $1,606 | $94,648 | 138 |
| Redmond | 35,161 | $512,005 | $1,479 | $79,789 | 127 |
| McMinnville | 34,493 | $480,671 | $1,290 | $70,060 | 121 |
| Bethany | 31,700 | $699,200 | $2,227 | $164,315 | 153 |
| Tualatin | 27,710 | $631,069 | $1,729 | $105,073 | 144 |
| West Linn | 27,065 | $760,743 | $2,006 | $138,526 | 162 |
| Woodburn | 26,845 | $422,667 | $1,373 | $67,469 | 115 |
| Forest Grove | 26,406 | $520,993 | $1,393 | $81,998 | 127 |
| Wilsonville | 26,183 | $632,683 | $1,839 | $87,371 | 145 |
| Newberg | 25,622 | $526,284 | $1,562 | $91,389 | 130 |
| Happy Valley | 25,572 | $679,195 | $2,025 | $120,324 | 153 |
| Roseburg | 23,773 | $357,760 | $1,015 | $52,928 | 100 |
| Hayesville | 22,309 | $331,200 | $1,353 | $59,299 | 105 |
| Klamath Falls | 21,879 | $303,302 | $962 | $47,268 | 93 |
| Ashland | 21,343 | $539,772 | $1,367 | $71,782 | 129 |
| Milwaukie | 21,256 | $511,502 | $1,499 | $82,422 | 128 |
| Sherwood | 20,227 | $626,983 | $1,967 | $110,616 | 146 |
| Altamont | 19,844 | $222,600 | $998 | $56,236 | 84 |
| Cedar Mill | 19,482 | $839,200 | $1,780 | $167,037 | 164 |
| Hermiston | 19,406 | $244,700 | $1,009 | $67,128 | 87 |
| Central Point | 19,183 | $357,700 | $1,268 | $80,450 | 107 |
| Lebanon | 18,978 | $295,900 | $1,274 | $56,740 | 96 |
| Canby | 18,103 | $588,188 | $1,442 | $100,268 | 136 |
| Oak Grove | 17,408 | $485,200 | $1,694 | $81,611 | 123 |
| Dallas | 17,214 | $355,700 | $1,184 | $65,647 | 106 |
| Pendleton | 17,070 | $276,400 | $938 | $70,179 | 90 |
| Four Corners | 16,168 | $313,500 | $1,298 | $69,232 | 98 |
| Troutdale | 16,000 | $483,617 | $1,582 | $84,339 | 125 |
| The Dalles | 15,973 | $318,400 | $956 | $62,830 | 95 |
| Coos Bay | 15,867 | $272,100 | $986 | $55,292 | 90 |
| St. Helens | 14,152 | $420,198 | $1,269 | $82,123 | 114 |
| Cornelius | 13,700 | $479,862 | $1,475 | $90,071 | 123 |
| La Grande | 13,059 | $244,200 | $970 | $56,409 | 86 |
| Sandy | 12,738 | $518,348 | $1,640 | $102,201 | 130 |
| Oatfield | 12,709 | $523,900 | $1,974 | $103,483 | 130 |
| Gladstone | 11,986 | $511,565 | $1,716 | $90,395 | 130 |
| Ontario | 11,728 | $301,495 | $790 | $43,887 | 91 |
| Oak Hills | 11,464 | $632,600 | $1,833 | $124,594 | 141 |
| Prineville | 11,187 | $424,353 | $1,245 | $72,058 | 110 |
| Monmouth | 11,176 | $380,500 | $1,137 | $66,858 | 108 |
| White City | 10,913 | $352,903 | $1,128 | $65,370 | 104 |
| Damascus | 10,888 | $657,194 | $2,554 | $112,774 | 156 |
| Cottage Grove | 10,630 | $390,874 | $1,031 | $64,133 | 108 |
| Fairview | 10,627 | $471,568 | $1,530 | $71,024 | 123 |
| Santa Clara | 10,623 | $381,700 | $1,571 | $82,530 | 109 |
| Silverton | 10,445 | $543,101 | $1,479 | $74,286 | 131 |
| Newport | 10,393 | $404,800 | $1,153 | $57,213 | 107 |
| North Bend | 10,231 | $306,600 | $1,036 | $72,483 | 94 |
| Baker City | 10,177 | $233,500 | $833 | $58,125 | 84 |
| Molalla | 10,168 | $491,402 | $1,496 | $83,996 | 125 |
| Astoria | 10,162 | $422,400 | $1,135 | $70,043 | 109 |
| Independence | 10,088 | $421,912 | $1,585 | $79,158 | 118 |
| Sweet Home | 9,977 | $245,700 | $1,135 | $59,479 | 89 |
| Lincoln City | 9,890 | $374,400 | $1,326 | $56,322 | 105 |
| Eagle Point | 9,783 | $465,305 | $1,371 | $89,187 | 120 |
| Florence | 9,483 | $430,935 | $1,172 | $52,049 | 114 |
| Bull Mountain | 9,465 | $670,200 | $1,802 | $160,755 | 145 |
| Rockcreek | 9,463 | $613,757 | $1,614 | $104,785 | 140 |
| Sutherlin | 8,574 | $342,604 | $1,149 | $51,860 | 100 |
| Cedar Hills | 8,515 | $599,300 | $1,482 | $106,919 | 133 |
| River Road | 8,462 | $360,400 | $1,398 | $78,479 | 105 |
| Hood River | 8,360 | $694,188 | $1,446 | $77,975 | 144 |
| West Haven-Sylvan | 8,265 | $743,900 | $1,830 | $120,709 | 154 |
| Stayton | 8,223 | $457,575 | $1,114 | $72,557 | 117 |
| Scappoose | 8,099 | $482,370 | $1,699 | $99,475 | 126 |
| Green | 7,916 | $238,200 | $1,131 | $69,384 | 88 |
| Jennings Lodge | 7,732 | $436,700 | $1,604 | $67,164 | 120 |
| Madras | 7,596 | $291,400 | $942 | $56,590 | 92 |
| Umatilla | 7,531 | $191,000 | $1,076 | $59,861 | 82 |
| Seaside | 7,210 | $413,800 | $981 | $45,807 | 106 |
| Milton-Freewater | 7,096 | $209,800 | $817 | $47,440 | 81 |
| West Slope | 6,985 | $757,921 | $1,612 | $102,656 | 157 |
| Garden Home-Whitford | 6,970 | $625,499 | $1,803 | $93,345 | 144 |
| Junction City | 6,926 | $477,202 | $990 | $76,969 | 117 |
| Brookings | 6,733 | $471,555 | $1,303 | $73,384 | 116 |
| Raleigh Hills | 6,669 | $891,844 | $1,522 | $109,306 | 172 |
| Sheridan | 6,462 | $281,800 | $1,109 | $69,375 | 96 |
| Warrenton | 6,297 | $386,500 | $1,283 | $67,430 | 106 |
| Talent | 6,271 | $425,818 | $1,441 | $53,843 | 116 |
| Deschutes River Woods | 5,755 | $506,200 | $1,645 | $82,371 | 124 |
| Winston | 5,663 | $309,773 | $1,050 | $53,125 | 95 |
| Creswell | 5,625 | $463,563 | $1,530 | $95,865 | 122 |
| Philomath | 5,537 | $511,900 | $1,415 | $83,373 | 127 |
| Marlene Village | 5,391 | $499,300 | $1,758 | $87,335 | 125 |
| Tillamook | 5,229 | $272,300 | $1,098 | $57,604 | 91 |
| Veneta | 5,191 | $432,299 | $1,624 | $61,949 | 119 |
| Mount Hood Villages | 5,139 | $455,600 | $1,425 | $89,717 | 116 |
| King City | 5,078 | $467,099 | $1,689 | $66,728 | 124 |
FAQ: Living in Oregon
What is the most affordable city to live in Oregon?+
Among the cities we track, Milton-Freewater stands out as the most affordable option in Oregon. The median home value there is $209,800, and monthly rent typically runs around $817. The local median household income is $47,440, which tends to go further here than in much of the state.
What is the most expensive city in Oregon?+
Lake Oswego is currently the priciest market in OR. Homes there are valued at a median of $866,270, and renters can expect to pay around $2,031/month. Incomes are higher too — the median household earns $140,441 — but whether that fully offsets the cost premium depends on your lifestyle.
How are taxes in Oregon?+
Oregon has a progressive income tax with a top rate of 9.9%. Property taxes average 0.93% statewide. Oregon also has no sales tax, making it particularly tax-friendly.
How much does housing vary across Oregon?+
There's a huge range. In Milton-Freewater, the median home costs around $209,800. In Lake Oswego, that number jumps to $866,270 — roughly 3x more. Rents follow a similar pattern: approximately $817/month vs. $2,031/month. Where you choose to settle within OR can make a dramatic difference in your monthly budget.
Is Oregon a good state to move to?+
It depends on your priorities and budget. Oregon offers a wide range of living costs depending on the city. You can find very affordable communities alongside expensive metro areas. Home prices range from around $209,800 in budget-friendly areas to $866,270 in premium markets. Use the city comparison tool to compare housing, rent, property tax, and everyday cost pressure across locations in OR.
Explore Other States
- Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
- Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
- Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
- Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
- Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)