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City Housing Verdict

Blackfoot, ID

Manageable

Your dollar goes further in Blackfoot, ID — everyday costs run about 18% below the national average (Cost Index: 82). Housing is especially affordable: the median home is valued at $225,900, well under the $303,400 US median. The local median household income of $69,091 tends to stretch further here than in most parts of the country.

Blackfoot looks comparatively manageable for household relocation, with 14% rent burden, 3.3x home-price-to-income, and a housing index of 74. Use the assumptions below to test whether your own budget still stays in the safe range.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Safe

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Blackfoot.

Monthly Housing
$798/mo
Lower of rent or buy scenario
Housing Burden
14%
Healthy
Residual Cash
$4,460/mo
After housing and debt · $1,487/person
Rent vs Buy
Buying can be tested
Main pressure: home prices
Assumptions
Housing Mode
Confidence: MediumHome source: ACSRent source: ACSBEA proxy: nonmetroHousehold size: 3Down payment: 20%Fixed burden: 23%
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Cost Index
82
Affordable
Based on housing costs · See methodology
Median Home Value
$225,900
Source: Census ACS
National: $303,400
Median Rent
$798/mo
Source: Census ACS
National: $1,348/mo
Household Income
$69,091
National: $78,538
Population
12,628
Purchasing Power
107
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
74 / 100
26% below average
Rent Index
59 / 100
41% below average
Goods & Groceries
96 / 100
About the same as most US cities
BEA State Nonmetro avg.
Utilities
88 / 100
12% lower utility bills
BEA State Nonmetro avg.
Healthcare & Services
98 / 100
In line with national average
BEA State Nonmetro avg.
Overall Index
82
Affordable · 18% below average

Blackfoot Mortgage Calculator

Pre-filled with the local median home value of $225,900 and Idaho's property tax rate of 0.63%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$69,091
Census ACS place context
Rent Burden Estimate
14%
Typical annual rent / local household income
Home Price to Income
3.3x
Typical home value / local household income
Use this section to judge whether Blackfoot looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Blackfoot, ID

Est. Annual Property Tax
$1,423
Monthly Impact
$119
Added to your mortgage
Effective Rate
0.63%
National avg: ~1.00%

Idaho Place Tax Context

Tax TypeIdahoNational Avg
Property Tax Rate0.63%1.00%
Top Income Tax Rate5.8%~5.0%
State Sales Tax6.02%~5.0%

Compare Blackfoot to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Blackfoot, ID
82
59
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Blackfoot, ID: 74
Rent Prices
59

FAQ: Living in Blackfoot

Is Blackfoot, ID an affordable place to live?+

Yes — everyday expenses in Blackfoot run about 18% below the US average (Cost Index: 82). Housing is especially affordable: the median home is valued around $225,900, compared to the $303,400 national median. Monthly rent is typically around $798, versus $1,348 nationally.

How does Blackfoot fit a household housing budget?+

Start with housing. Typical monthly rent is $798, while local median household income is $69,091. That implies a rent-burden proxy of about 14% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Blackfoot, ID?+

Idaho has a progressive state income tax with a top rate of 5.8%. The effective property tax rate is 0.63%. On a home worth $225,900, that translates to roughly $1,423 per year in property taxes. Sales tax (state + local) averages around 6.02% on everyday purchases.

How much does it cost to rent in Blackfoot, ID?+

The typical monthly rent in Blackfoot is around $798. That's roughly 41% lower than the $1,348 national median. For comparison, the median home value here is $225,900, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Blackfoot, ID?+

The median home in Blackfoot is valued at $225,900. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,142/month for principal and interest alone — before property taxes and insurance. About 72% of residents here own their homes.

Are groceries and utilities expensive in Blackfoot?+

Grocery prices in Blackfoot are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Blackfoot, ID like to live in?+

Blackfoot is a small town with a population of about 12,628. The median age of residents is 35.6, which is close to the national median. The local poverty rate is 10.29%, near the national average of 12.4%.

Lower-Pressure Alternatives in Idaho

If Blackfoot feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Idaho

Use these city pages when you want to compare Blackfoot against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly