Cost of Living in Bradley Gardens, NJ
Cost of Living in Bradley Gardens, NJ has an overall index of 136, 36% above the U.S. baseline of 100. The typical home value is $508,800; typical monthly rent is $2,615; and median household income is $177,590.
Cost index: committed city housing/rent inputs and BEA 2024 state nonmetro price parities. Home value: Census ACS 2023 fallback place estimate. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Housing costs sit well above the national baseline. This describes the local market, not your household.
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Frequently asked questions about Bradley Gardens
Living in Bradley Gardens
Is Bradley Gardens, NJ an expensive place to live?+
Yes — Bradley Gardens is about 36% more expensive than the national average, with an overall Cost Index of 136. Housing is the biggest factor: the typical home here is valued around $508,800, and monthly rents average roughly $2,615. Day-to-day costs like groceries and utilities tend to run closer to the national norm.
How does Bradley Gardens fit a household housing budget?+
Start with housing. Typical monthly rent is $2,615, while local median household income is $177,590. That implies a rent-burden proxy of about 18% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Bradley Gardens, NJ?+
New Jersey uses a progressive model; 10.75% is top marginal-rate context. Applying the 2.47% state-level effective owner-occupied proxy to a home worth $508,800 gives a planning estimate near $12,567 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 6.6%.
How much does it cost to rent in Bradley Gardens, NJ?+
The typical monthly rent in Bradley Gardens is around $2,615. That's about 94% higher than the $1,348 national median. For comparison, the median home value here is $508,800, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Bradley Gardens, NJ?+
The typical home value in Bradley Gardens is $508,800. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $2,469/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 89% of residents here own their homes.
Are groceries and utilities expensive in Bradley Gardens?+
Grocery prices in Bradley Gardens are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.
What is Bradley Gardens, NJ like to live in?+
Bradley Gardens is a small town with a population of about 14,315. The median age of residents is 41.2, which is close to the national median. The local poverty rate is 4.63%, well below the national average of 12.4%.