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Cambridge, MD

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
62
Very Affordable
Median Home Value
$254,400
National: $426,735
Median Rent
$971/mo
National: $1,527/mo
Household Income
$46,261
National: $84,532
Population
13,094
Purchasing Power
88
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
60 / 100
100 = national average
Rent Index
64 / 100
Overall Index
62
Very Affordable

Cambridge Mortgage Calculator

Pre-filled with the local median home value of $254,400 and Maryland's property tax rate of 1.07%.

Salary & Purchasing Power

Median household income is $46,261 45% below the national average.

What $46,261 in Cambridge Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$112,668+144%
Los Angeles, CA$126,845+174%
Indianapolis city (balance), IN$44,023-5%
Oklahoma City, OK$44,023-5%

Property Tax in Cambridge, MD

Est. Annual Property Tax
$2,722
Monthly Impact
$227
Added to your mortgage
Effective Rate
1.07%
National avg: ~1.00%

Maryland Tax Overview

Tax TypeMarylandNational Avg
Property Tax Rate1.07%1.00%
Top Income Tax Rate5.75%~5.0%
State Sales Tax6%~5.0%

Compare Cambridge to Another City

See how far your salary goes somewhere else.

Cost of Living Comparison

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Cambridge, MD
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Cambridge, MD: 60
Rent Prices
64
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR