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City Housing Verdict

Canutillo, TX

High Pressure

Your dollar goes further in Canutillo, TX — everyday costs run about 18% below the national average (Cost Index: 82). Housing is especially affordable: the median home is valued at $227,085, well under the $303,400 US median. The local median household income of $43,750 tends to stretch further here than in most parts of the country.

Canutillo already reads as a high-pressure housing market, with 23% rent burden, 5.2x home-price-to-income, and a housing index of 75. Treat this page as a stress test for rent, mortgage, and tax burden before assuming the move works.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Stretch

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Canutillo.

Monthly Housing
$845/mo
Lower of rent or buy scenario
Housing Burden
23%
Healthy
Residual Cash
$2,301/mo
After housing and debt · $767/person
Rent vs Buy
Rent first
Main pressure: home prices
Assumptions
Housing Mode
Confidence: MediumHome source: ZILLOWRent source: ACSBEA proxy: msaHousehold size: 3Down payment: 20%Fixed burden: 37%
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Cost Index
82
Affordable
Based on housing costs · See methodology
Median Home Value
$227,085
Zillow ZHVI Market Rate • Census ACS: $110,300
National: $303,400
Median Rent
$845/mo
Source: Census ACS
National: $1,348/mo
Household Income
$43,750
National: $78,538
Population
6,422
Purchasing Power
68
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
75 / 100
25% below average
Rent Index
63 / 100
37% below average
Goods & Groceries
94 / 100
6% cheaper than average
Utilities
83 / 100
17% lower utility bills
Healthcare & Services
96 / 100
In line with national average
Overall Index
82
Affordable · 18% below average

Canutillo Mortgage Calculator

Pre-filled with the local median home value of $227,085 and Texas's property tax rate of 1.6%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$43,750
Census ACS place context
Rent Burden Estimate
23%
Typical annual rent / local household income
Home Price to Income
5.2x
Typical home value / local household income
Use this section to judge whether Canutillo looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Canutillo, TX

Est. Annual Property Tax
$3,633
Monthly Impact
$303
Added to your mortgage
Effective Rate
1.60%
National avg: ~1.00%

Texas Place Tax Context

Tax TypeTexasNational Avg
Property Tax Rate1.60%1.00%
Top Income Tax RateNo State Income Tax~5.0%
State Sales Tax8.19%~5.0%

Compare Canutillo to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Canutillo, TX
82
63
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Canutillo, TX: 75
Rent Prices
63

FAQ: Living in Canutillo

Is Canutillo, TX an affordable place to live?+

Yes — everyday expenses in Canutillo run about 18% below the US average (Cost Index: 82). Housing is especially affordable: the median home is valued around $227,085, compared to the $303,400 national median. Monthly rent is typically around $845, versus $1,348 nationally.

How does Canutillo fit a household housing budget?+

Start with housing. Typical monthly rent is $845, while local median household income is $43,750. That implies a rent-burden proxy of about 23% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Canutillo, TX?+

Texas is one of the few states with no state income tax, which can save residents thousands of dollars per year. The effective property tax rate is 1.6%. On a home worth $227,085, that translates to roughly $3,633 per year in property taxes. Sales tax (state + local) averages around 8.19% on everyday purchases.

How much does it cost to rent in Canutillo, TX?+

The typical monthly rent in Canutillo is around $845. That's roughly 37% lower than the $1,348 national median. For comparison, the median home value here is $227,085, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Canutillo, TX?+

The median home in Canutillo is valued at $227,085. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,148/month for principal and interest alone — before property taxes and insurance. About 80% of residents here own their homes.

Are groceries and utilities expensive in Canutillo?+

Grocery prices in Canutillo are more affordable compared to the rest of the US (index: 94, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 83). Both help keep your monthly expenses lower than in many parts of the country.

What is Canutillo, TX like to live in?+

Canutillo is a small town with a population of about 6,422. The median age of residents is 33, which is close to the national median. The local poverty rate is 33.54%, above the national average of 12.4%.

Lower-Pressure Alternatives in Texas

If Canutillo feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Texas

Use these city pages when you want to compare Canutillo against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly