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Capitola, CA

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
167
Very Expensive
Median Home Value
$746,000
National: $426,735
Median Rent
$2,376/mo
National: $1,527/mo
Household Income
$96,412
National: $84,532
Population
9,813
Purchasing Power
68
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
175 / 100
100 = national average
Rent Index
156 / 100
Overall Index
167
Very Expensive

Capitola Mortgage Calculator

Pre-filled with the local median home value of $746,000 and California's property tax rate of 0.71%.

Salary & Purchasing Power

Median household income is $96,412 14% above the national average.

What $96,412 in Capitola Gets You Elsewhere

CityEquivalent SalaryDifference
Los Angeles, CA$98,144+2%
San Diego, CA$101,608+5%
New York, NY$87,175-10%
Chicago, IL$46,763-51%

Property Tax in Capitola, CA

Est. Annual Property Tax
$5,297
Monthly Impact
$441
Added to your mortgage
Effective Rate
0.71%
National avg: ~1.00%

California Tax Overview

Tax TypeCaliforniaNational Avg
Property Tax Rate0.71%1.00%
Top Income Tax Rate13.3%~5.0%
State Sales Tax8.85%~5.0%

Compare Capitola to Another City

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Cost of Living Comparison

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Capitola, CA
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Capitola, CA: 175
Rent Prices
156
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR