Castle Rock, CO

Yes — Castle Rock is about 42% more expensive than the national average, with an overall Cost Index of 142. Housing is the biggest factor: the typical home here is valued around $621,700, and monthly rents average roughly $1,946. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

Start with housing. Typical monthly rent is $1,946, while local median household income is $143,031. That implies a rent-burden proxy of about 16% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

Colorado has a progressive state income tax with a top rate of 4.4%. The effective property tax rate is 0.51%. On a home worth $621,700, that translates to roughly $3,171 per year in property taxes. Sales tax (state + local) averages around 7.79% on everyday purchases.

The typical monthly rent in Castle Rock is around $1,946. That's about 44% higher than the $1,348 national median. For comparison, the median home value here is $621,700, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Castle Rock is valued at $621,700. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $3,144/month for principal and interest alone — before property taxes and insurance. About 79% of residents here own their homes.

Grocery prices in Castle Rock are about average compared to the rest of the US (index: 101, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

Castle Rock is a smaller city with a population of about 76,614. The median age of residents is 35.8, which is close to the national median. The local poverty rate is 3.75%, well below the national average of 12.4%.