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Charleston, IL

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
41
Very Affordable
Median Home Value
$133,700
National: $426,735
Median Rent
$819/mo
National: $1,527/mo
Household Income
$49,057
National: $84,532
Population
17,212
Purchasing Power
142
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
31 / 100
100 = national average
Rent Index
54 / 100
Overall Index
41
Very Affordable

Charleston Mortgage Calculator

Pre-filled with the local median home value of $133,700 and Illinois's property tax rate of 2.07%.

Salary & Purchasing Power

Median household income is $49,057 42% below the national average.

What $49,057 in Charleston Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$180,673+268%
Los Angeles, CA$203,407+315%
Detroit, MI$47,860-2%

Property Tax in Charleston, IL

Est. Annual Property Tax
$2,768
Monthly Impact
$231
Added to your mortgage
Effective Rate
2.07%
National avg: ~1.00%

Illinois Tax Overview

Tax TypeIllinoisNational Avg
Property Tax Rate2.07%1.00%
Top Income Tax Rate4.95%~5.0%
State Sales Tax8.82%~5.0%

Compare Charleston to Another City

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Cost of Living Comparison

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Charleston, IL
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Charleston, IL: 31
Rent Prices
54
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR