Cost of Living in Cleburne, TX
Cost of Living in Cleburne, TX has an overall index of 87, 13% below the U.S. baseline of 100. The typical home value is $200,900; typical monthly rent is $1,283; and median household income is $66,324.
Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Census ACS 2023 fallback place estimate. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.
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Frequently asked questions about Cleburne
Living in Cleburne
Is Cleburne, TX an affordable place to live?+
Yes — everyday expenses in Cleburne run about 13% below the US average (Cost Index: 87). Housing is especially affordable: the median home is valued around $200,900, compared to the $303,400 national median. Monthly rent is $1,283, versus $1,348 nationally.
How does Cleburne fit a household housing budget?+
Start with housing. Typical monthly rent is $1,283, while local median household income is $66,324. That implies a rent-burden proxy of about 23% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Cleburne, TX?+
This model applies no broad Texas wage-income tax. Applying the 1.6% state-level effective owner-occupied proxy to a home worth $200,900 gives a planning estimate near $3,214 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 8.19%.
How much does it cost to rent in Cleburne, TX?+
The typical monthly rent in Cleburne is around $1,283. That's close to the $1,348 national median. For comparison, the median home value here is $200,900, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Cleburne, TX?+
The typical home value in Cleburne is $200,900. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $975/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 59% of residents here own their homes.
Are groceries and utilities expensive in Cleburne?+
Grocery prices in Cleburne are about average compared to the rest of the US (index: 103, where 100 is the national average). Utility bills (electricity, gas, water) are about typical (index: 91). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.
What is Cleburne, TX like to live in?+
Cleburne is a smaller city with a population of about 32,966. The median age of residents is 35, which is close to the national median. The local poverty rate is 11.96%, near the national average of 12.4%.