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City Housing Verdict

Coalinga, CA

Manageable

The cost of living in Coalinga, CA is 2% above the national average (Cost Index: 102). Homes here are typically valued around $290,709, compared to the $303,400 national median. The median household income is $78,014 — overall, living costs and earnings are reasonably balanced in this area.

Coalinga looks comparatively manageable for household relocation, with 16% rent burden, 3.7x home-price-to-income, and a housing index of 96. Use the assumptions below to test whether your own budget still stays in the safe range.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Safe

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Coalinga.

Monthly Housing
$1,021/mo
Lower of rent or buy scenario
Housing Burden
16%
Healthy
Residual Cash
$4,980/mo
After housing and debt · $1,660/person
Rent vs Buy
Buying can be tested
Main pressure: home prices
Assumptions
Housing Mode
Confidence: MediumHome source: ZILLOWRent source: ACSBEA proxy: msaHousehold size: 3Down payment: 20%Fixed burden: 23%
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Cost Index
102
Average
Based on housing costs · See methodology
Median Home Value
$290,709
Zillow ZHVI Market Rate • Census ACS: $254,600
National: $303,400
Median Rent
$1,021/mo
Source: Census ACS
National: $1,348/mo
Household Income
$78,014
National: $78,538
Population
17,352
Purchasing Power
97
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
96 / 100
Close to average
Rent Index
76 / 100
24% below average
Goods & Groceries
105 / 100
About the same as most US cities
Utilities
161 / 100
61% higher utility bills
Healthcare & Services
100 / 100
In line with national average
Overall Index
102
Average

Coalinga Mortgage Calculator

Pre-filled with the local median home value of $290,709 and California's property tax rate of 0.71%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$78,014
Census ACS place context
Rent Burden Estimate
16%
Typical annual rent / local household income
Home Price to Income
3.7x
Typical home value / local household income
Use this section to judge whether Coalinga looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Coalinga, CA

Est. Annual Property Tax
$2,064
Monthly Impact
$172
Added to your mortgage
Effective Rate
0.71%
National avg: ~1.00%

California Place Tax Context

Tax TypeCaliforniaNational Avg
Property Tax Rate0.71%1.00%
Top Income Tax Rate13.3%~5.0%
State Sales Tax8.85%~5.0%

Compare Coalinga to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Coalinga, CA
102
76
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Coalinga, CA: 96
Rent Prices
76

FAQ: Living in Coalinga

What is the cost of living like in Coalinga, CA?+

Living costs in Coalinga land close to the national average, with a Cost Index of 102 (where 100 = the US baseline). Housing is the largest variable: the median home value here is $290,709, and typical monthly rents run around $1,021. Groceries and utilities are slightly above what you would find in most US cities.

How does Coalinga fit a household housing budget?+

Start with housing. Typical monthly rent is $1,021, while local median household income is $78,014. That implies a rent-burden proxy of about 16% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Coalinga, CA?+

California has a progressive state income tax with a top rate of 13.3%. The effective property tax rate is 0.71%. On a home worth $290,709, that translates to roughly $2,064 per year in property taxes. Sales tax (state + local) averages around 8.85% on everyday purchases.

How much does it cost to rent in Coalinga, CA?+

The typical monthly rent in Coalinga is around $1,021. That's roughly 24% lower than the $1,348 national median. For comparison, the median home value here is $290,709, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Coalinga, CA?+

The median home in Coalinga is valued at $290,709. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,470/month for principal and interest alone — before property taxes and insurance. About 53% of residents here own their homes.

Are groceries and utilities expensive in Coalinga?+

Grocery prices in Coalinga are about average compared to the rest of the US (index: 105, where 100 is the national average). Utility bills (electricity, gas, water) are on the high side (index: 161). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Coalinga, CA like to live in?+

Coalinga is a small town with a population of about 17,352. The median age of residents is 36.6, which is close to the national median. The local poverty rate is 22.21%, above the national average of 12.4%.

Higher-Pressure Comparisons in California

Use these city pages when you want to compare Coalinga against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly