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Colonie, NY

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
78
Affordable
Median Home Value
$270,800
National: $426,735
Median Rent
$1,494/mo
National: $1,527/mo
Household Income
$100,396
National: $84,532
Population
7,705
Purchasing Power
152
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
63 / 100
100 = national average
Rent Index
98 / 100
Overall Index
78
Affordable

Colonie Mortgage Calculator

Pre-filled with the local median home value of $270,800 and New York's property tax rate of 1.72%.

Salary & Purchasing Power

Median household income is $100,396 19% above the national average.

What $100,396 in Colonie Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$194,356+94%
Los Angeles, CA$218,812+118%
Houston, TX$91,386-9%
Philadelphia, PA$87,525-13%

Property Tax in Colonie, NY

Est. Annual Property Tax
$4,658
Monthly Impact
$388
Added to your mortgage
Effective Rate
1.72%
National avg: ~1.00%

New York Tax Overview

Tax TypeNew YorkNational Avg
Property Tax Rate1.72%1.00%
Top Income Tax Rate10.9%~5.0%
State Sales Tax8.52%~5.0%

Compare Colonie to Another City

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Cost of Living Comparison

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Colonie, NY
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Colonie, NY: 63
Rent Prices
98
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR