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City Housing Verdict

Colusa, CA

High Pressure

The cost of living in Colusa, CA is 1% above the national average (Cost Index: 101). Homes here are typically valued around $357,400, compared to the $303,400 national median. The median household income is $68,750 — overall, living costs and earnings are reasonably balanced in this area.

Colusa already reads as a high-pressure housing market, with 20% rent burden, 5.2x home-price-to-income, and a housing index of 118. Treat this page as a stress test for rent, mortgage, and tax burden before assuming the move works.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Stretch

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Colusa.

Monthly Housing
$1,130/mo
Lower of rent or buy scenario
Housing Burden
20%
Healthy
Residual Cash
$4,099/mo
After housing and debt · $1,366/person
Rent vs Buy
Rent first
Main pressure: home prices
Assumptions
Housing Mode
Confidence: MediumHome source: ACSRent source: ACSBEA proxy: nonmetroHousehold size: 3Down payment: 20%Fixed burden: 28%
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Cost Index
101
Average
Based on housing costs · See methodology
Median Home Value
$357,400
Source: Census ACS
National: $303,400
Median Rent
$1,130/mo
Source: Census ACS
National: $1,348/mo
Household Income
$68,750
National: $78,538
Population
6,439
Purchasing Power
87
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
118 / 100
18% above average
Rent Index
84 / 100
16% below average
Goods & Groceries
96 / 100
About the same as most US cities
BEA State Nonmetro avg.
Utilities
88 / 100
12% lower utility bills
BEA State Nonmetro avg.
Healthcare & Services
98 / 100
In line with national average
BEA State Nonmetro avg.
Overall Index
101
Average

Colusa Mortgage Calculator

Pre-filled with the local median home value of $357,400 and California's property tax rate of 0.71%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$68,750
Census ACS place context
Rent Burden Estimate
20%
Typical annual rent / local household income
Home Price to Income
5.2x
Typical home value / local household income
Use this section to judge whether Colusa looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Colusa, CA

Est. Annual Property Tax
$2,538
Monthly Impact
$212
Added to your mortgage
Effective Rate
0.71%
National avg: ~1.00%

California Place Tax Context

Tax TypeCaliforniaNational Avg
Property Tax Rate0.71%1.00%
Top Income Tax Rate13.3%~5.0%
State Sales Tax8.85%~5.0%

Compare Colusa to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Colusa, CA
101
84
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Colusa, CA: 118
Rent Prices
84

FAQ: Living in Colusa

What is the cost of living like in Colusa, CA?+

Living costs in Colusa land close to the national average, with a Cost Index of 101 (where 100 = the US baseline). Housing is the largest variable: the median home value here is $357,400, and typical monthly rents run around $1,130. Groceries and utilities are slightly below what you would find in most US cities.

How does Colusa fit a household housing budget?+

Start with housing. Typical monthly rent is $1,130, while local median household income is $68,750. That implies a rent-burden proxy of about 20% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Colusa, CA?+

California has a progressive state income tax with a top rate of 13.3%. The effective property tax rate is 0.71%. On a home worth $357,400, that translates to roughly $2,538 per year in property taxes. Sales tax (state + local) averages around 8.85% on everyday purchases.

How much does it cost to rent in Colusa, CA?+

The typical monthly rent in Colusa is around $1,130. That's roughly 16% lower than the $1,348 national median. For comparison, the median home value here is $357,400, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Colusa, CA?+

The median home in Colusa is valued at $357,400. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,807/month for principal and interest alone — before property taxes and insurance. About 60% of residents here own their homes.

Are groceries and utilities expensive in Colusa?+

Grocery prices in Colusa are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Colusa, CA like to live in?+

Colusa is a small town with a population of about 6,439. The median age of residents is 36.6, which is close to the national median. The local poverty rate is 16.27%, above the national average of 12.4%.

Lower-Pressure Alternatives in California

If Colusa feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in California

Use these city pages when you want to compare Colusa against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly