LivabilityCalc
Find Your City
City Housing Verdict

Country Club Hills, IL

Manageable

The cost of living in Country Club Hills, IL is 9% below the national average (Cost Index: 91). Homes here are typically valued around $197,751, compared to the $303,400 national median. The median household income is $77,463 — overall, living costs and earnings are reasonably balanced in this area.

Country Club Hills looks comparatively manageable for household relocation, with 26% rent burden, 2.6x home-price-to-income, and a housing index of 65. Use the assumptions below to test whether your own budget still stays in the safe range.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Safe

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Country Club Hills.

Monthly Housing
$1,441/mo
Lower of rent or buy scenario
Housing Burden
22%
Healthy
Residual Cash
$4,514/mo
After housing and debt · $1,505/person
Rent vs Buy
Buying can be tested
Main pressure: property tax
Assumptions
Housing Mode
Confidence: MediumHome source: ZILLOWRent source: ACSBEA proxy: msaHousehold size: 3Down payment: 20%Fixed burden: 30%
Uses a URL fragment, so it does not create a separate indexed page.
Cost Index
91
Average
Based on housing costs · See methodology
Median Home Value
$197,751
Zillow ZHVI Market Rate • Census ACS: $180,600
National: $303,400
Median Rent
$1,677/mo
Source: Census ACS
National: $1,348/mo
Household Income
$77,463
National: $78,538
Population
16,419
Purchasing Power
108
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
65 / 100
35% below average
Rent Index
124 / 100
24% above average
Goods & Groceries
107 / 100
7% pricier than average
Utilities
84 / 100
16% lower utility bills
Healthcare & Services
100 / 100
In line with national average
Overall Index
91
Average

Country Club Hills Mortgage Calculator

Pre-filled with the local median home value of $197,751 and Illinois's property tax rate of 2.07%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$77,463
Census ACS place context
Rent Burden Estimate
26%
Typical annual rent / local household income
Home Price to Income
2.6x
Typical home value / local household income
Use this section to judge whether Country Club Hills looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Country Club Hills, IL

Est. Annual Property Tax
$4,093
Monthly Impact
$341
Added to your mortgage
Effective Rate
2.07%
National avg: ~1.00%

Illinois Place Tax Context

Tax TypeIllinoisNational Avg
Property Tax Rate2.07%1.00%
Top Income Tax Rate4.95%~5.0%
State Sales Tax8.82%~5.0%

Compare Country Club Hills to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Country Club Hills, IL
91
124
Loading cities...
---
---

Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Country Club Hills, IL: 65
Rent Prices
124

FAQ: Living in Country Club Hills

Is Country Club Hills, IL an affordable place to live?+

Yes — everyday expenses in Country Club Hills run about 9% below the US average (Cost Index: 91). Housing is especially affordable: the median home is valued around $197,751, compared to the $303,400 national median. Monthly rent is typically around $1,677, versus $1,348 nationally.

How does Country Club Hills fit a household housing budget?+

Start with housing. Typical monthly rent is $1,677, while local median household income is $77,463. That implies a rent-burden proxy of about 26% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Country Club Hills, IL?+

Illinois has a progressive state income tax with a top rate of 4.95%. The effective property tax rate is 2.07%. On a home worth $197,751, that translates to roughly $4,093 per year in property taxes. Sales tax (state + local) averages around 8.82% on everyday purchases.

How much does it cost to rent in Country Club Hills, IL?+

The typical monthly rent in Country Club Hills is around $1,677. That's about 24% higher than the $1,348 national median. For comparison, the median home value here is $197,751, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Country Club Hills, IL?+

The median home in Country Club Hills is valued at $197,751. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,000/month for principal and interest alone — before property taxes and insurance. About 77% of residents here own their homes.

Are groceries and utilities expensive in Country Club Hills?+

Grocery prices in Country Club Hills are noticeably pricier compared to the rest of the US (index: 107, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 84). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Country Club Hills, IL like to live in?+

Country Club Hills is a small town with a population of about 16,419. The median age of residents is 38.5, which is close to the national median. The local poverty rate is 10.09%, near the national average of 12.4%.

Lower-Pressure Alternatives in Illinois

If Country Club Hills feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Illinois

Use these city pages when you want to compare Country Club Hills against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly