Cost of Living in Deerfield Beach, FL
Cost of Living in Deerfield Beach, FL has an overall index of 110, 10% above the U.S. baseline of 100. The typical home value is $271,101; typical monthly rent is $2,399; and median household income is $56,976.
Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Zillow ZHVI market signal as of 2026-02. Rent: Zillow ZORI market signal as of 2026-02. A place-level signal, not a personal affordability decision or financial recommendation.
Typical rent takes a large share of local household income. This describes the local market, not your household.
Can your household carry the housing cost?
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Frequently asked questions about Deerfield Beach
Living in Deerfield Beach
What is the cost of living like in Deerfield Beach, FL?+
Living costs in Deerfield Beach land close to the national average, with a Cost Index of 110 (where 100 = the US baseline). Housing is the largest variable: the median home value here is $271,101, and typical monthly rents are $2,399. Groceries and utilities are slightly above what you would find in most US cities.
How does Deerfield Beach fit a household housing budget?+
Start with housing. Typical monthly rent is $2,399, while local median household income is $56,976. That implies a rent-burden proxy of about 51% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Deerfield Beach, FL?+
This model applies no broad Florida wage-income tax. Applying the 0.86% state-level effective owner-occupied proxy to a home worth $271,101 gives a planning estimate near $2,331 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 7.01%.
How much does it cost to rent in Deerfield Beach, FL?+
The typical monthly rent in Deerfield Beach is around $2,399. That's about 78% higher than the $1,348 national median. For comparison, the median home value here is $271,101, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Deerfield Beach, FL?+
The typical home value in Deerfield Beach is $271,101. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $1,316/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 64% of residents here own their homes.
Are groceries and utilities expensive in Deerfield Beach?+
Grocery prices in Deerfield Beach are about average compared to the rest of the US (index: 104, where 100 is the national average). Utility bills (electricity, gas, water) are about typical (index: 97). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.
What is Deerfield Beach, FL like to live in?+
Deerfield Beach is a smaller city with a population of about 86,742. The median age of residents is 43.7, skewing somewhat older — common in established suburban communities. The local poverty rate is 15.95%, near the national average of 12.4%.