State Housing Overview
Rent & Housing in Florida
Based on comprehensive economic data across 477 tracked municipalities, Florida presents diverse cost of living environments. Macroeconomic modeling identifies Zephyrhills South as the most cost-efficient market, contrasting starkly with the elevated real estate valuations found in Pinecrest. Florida offers a highly favorable tax environment with 0% state income tax, though typical property tax rates hover around 0.86%. Financial planning in FL requires careful alignment of localized housing costs against state-level tax obligations.
Use this state hub to understand the statewide housing baseline first, then drop into city pages for a household-level feasibility verdict. The key question here is not just whether Florida is “cheap” or “expensive”, but which cities look most livable once rent, home values, taxes, and household income are considered together.
Data Updated: March 2026
State Housing Snapshot
Average Rent Burden
26%
Avg annual rent vs household income
Average Price-to-Income
5.1x
Avg home value vs household income
Best Cost Baseline
Zephyrhills South, FL
Index 65
Highest Pressure
Pinecrest, FL
Index 321
Statewide Housing Verdict
High Pressure
Florida shows elevated statewide housing pressure, with 26% average rent burden and 5.1x home-price-to-income. Treat Pinecrest, FL as stretch markets first, and use city pages to separate viable relocation pockets from headline expensive metros.
Average rent burden: 26%Average price-to-income: 5.1xBest baseline city: Zephyrhills South, FLHighest-pressure city: Pinecrest, FL
Florida Tax Radar
Max Income Tax
0%
No State Income Tax
Est. Sales Tax
7.01%
Local + State Avg
Effective Property Tax
0.86%
Statewide Average
$
Default set to 2023 National Median ($74,580)At a gross income of $74,580, Florida enforces a highly favorable 0% effective state tax burden. Compared to standard progressive tax states, moving your payroll here cleanly sidesteps any immediate state-level penalty deductions on your paycheck.
Cities Tracked
477
Avg Home Value
$388,905
National: $303,400
Avg Rent
$1,664
National: $1,348
Avg Income
$76,322
National: $78,538
Lower Housing Pressure Cities
These city pages have comparatively lower rent burden inside Florida, making them strong candidates for the next housing-feasibility clicks.
Biggest Move-Market Cities
These are the highest-population city pages in the state, useful when you want the major relocation targets before exploring the full table.
Rent Pressure Outliers
These city pages show the highest rent burden inside Florida. They are useful when you want to see where renting starts to materially squeeze household budgets.
Buy Pressure Outliers
These city pages have the toughest home-price-to-income ratios in Florida, making them the first places to inspect when buy-side affordability is the core concern.
Opa-locka, FL
Price-to-income 14.6x · Home $462,100
Surfside, FL
Price-to-income 14.3x · Home $1,272,196
Palm Beach, FL
Price-to-income 12.0x · Home $2,099,360
West Miami, FL
Price-to-income 11.5x · Home $651,201
Coral Gables, FL
Price-to-income 11.4x · Home $1,491,732
Pinecrest, FL
Price-to-income 11.1x · Home $2,145,407
Most Affordable
All Cities in Florida
| City | Pop. | Home Value | Rent | Income | Index |
|---|---|---|---|---|---|
| Jacksonville | 961,739 | $282,367 | $1,576 | $66,981 | 98 |
| Miami | 446,663 | $573,963 | $1,657 | $59,390 | 137 |
| Tampa | 393,389 | $369,079 | $1,567 | $71,302 | 108 |
| Orlando | 311,732 | $370,828 | $1,857 | $69,268 | 111 |
| St. Petersburg | 260,646 | $345,243 | $2,048 | $73,118 | 110 |
| Hialeah | 221,901 | $439,844 | $2,437 | $53,079 | 130 |
| Port St. Lucie | 220,453 | $381,910 | $1,781 | $78,137 | 112 |
| Cape Coral | 206,387 | $335,921 | $1,898 | $76,062 | 108 |
| Tallahassee | 199,696 | $286,955 | $1,484 | $55,931 | 97 |
| Fort Lauderdale | 183,032 | $503,437 | $2,718 | $79,935 | 141 |
| Pembroke Pines | 170,557 | $485,730 | $1,910 | $81,675 | 130 |
| Hollywood | 152,935 | $436,267 | $2,237 | $65,359 | 128 |
| Gainesville | 143,611 | $293,024 | $1,604 | $45,611 | 100 |
| Miramar | 135,986 | $514,738 | $2,565 | $86,109 | 140 |
| Coral Springs | 133,962 | $517,563 | $2,373 | $90,643 | 139 |
| Lehigh Acres | 127,391 | $283,991 | $1,844 | $62,330 | 101 |
| Palm Bay | 125,273 | $299,958 | $1,866 | $67,521 | 103 |
| West Palm Beach | 119,508 | $396,195 | $2,256 | $69,261 | 123 |
| Spring Hill | 118,814 | $305,326 | $1,908 | $66,557 | 104 |
| Clearwater | 117,075 | $337,480 | $1,539 | $64,440 | 103 |
| Lakeland | 117,030 | $229,100 | $1,678 | $60,947 | 93 |
| Brandon | 116,365 | $351,090 | $1,794 | $77,068 | 108 |
| Pompano Beach | 112,212 | $348,110 | $2,302 | $63,832 | 118 |
| Miami Gardens | 111,264 | $464,022 | $1,709 | $60,979 | 125 |
| Riverview | 107,776 | $363,993 | $2,144 | $95,442 | 113 |
| Davie | 106,412 | $512,190 | $2,330 | $87,171 | 137 |
| Boca Raton | 98,833 | $558,294 | $2,334 | $102,722 | 143 |
| Sunrise | 96,633 | $358,888 | $2,470 | $72,107 | 121 |
| Deltona | 95,682 | $295,338 | $1,956 | $72,967 | 104 |
| Palm Coast | 94,362 | $337,170 | $1,901 | $71,840 | 108 |
| Plantation | 94,002 | $494,385 | $2,148 | $87,077 | 133 |
| Fort Myers | 91,730 | $312,186 | $1,442 | $62,160 | 100 |
| Alafaya | 90,874 | $391,900 | $1,834 | $98,289 | 113 |
| Deerfield Beach | 86,742 | $271,101 | $2,399 | $56,976 | 110 |
| Town 'n' Country | 86,544 | $295,800 | $1,643 | $68,350 | 100 |
| Melbourne | 85,718 | $353,209 | $1,856 | $64,504 | 109 |
| Largo | 82,506 | $329,802 | $1,827 | $60,465 | 106 |
| Pine Hills | 82,264 | $270,696 | $1,451 | $55,692 | 95 |
| The Villages | 82,108 | $392,908 | $1,541 | $76,523 | 110 |
| Miami Beach | 81,319 | $518,750 | $2,756 | $67,014 | 143 |
| Homestead | 80,725 | $436,039 | $2,395 | $61,975 | 129 |
| Boynton Beach | 80,601 | $396,296 | $1,896 | $71,378 | 119 |
| North Port | 80,512 | $301,735 | $1,738 | $81,940 | 102 |
| Kissimmee | 79,504 | $273,900 | $1,991 | $51,277 | 101 |
| Kendall | 78,527 | $516,900 | $1,808 | $83,664 | 127 |
| Doral | 76,490 | $545,219 | $2,903 | $88,474 | 148 |
| Daytona Beach | 75,924 | $245,904 | $1,538 | $50,130 | 93 |
| Lauderhill | 73,961 | $213,693 | $1,846 | $49,685 | 97 |
| Wesley Chapel | 71,965 | $401,530 | $2,223 | $107,004 | 118 |
| Tamarac | 71,887 | $291,745 | $2,174 | $59,216 | 110 |
| Poinciana | 71,665 | $282,294 | $1,908 | $63,042 | 102 |
| Weston | 67,952 | $723,772 | $3,592 | $140,501 | 176 |
| Delray Beach | 66,940 | $338,995 | $1,914 | $79,393 | 113 |
| Port Charlotte | 64,971 | $263,950 | $1,335 | $60,729 | 93 |
| Ocala | 64,903 | $219,900 | $1,593 | $53,520 | 91 |
| Port Orange | 63,818 | $332,748 | $1,448 | $68,955 | 102 |
| Sanford | 62,292 | $339,792 | $1,804 | $62,877 | 107 |
| Horizon West | 62,152 | $498,700 | $2,236 | $123,586 | 130 |
| St. Cloud | 61,963 | $324,100 | $2,228 | $76,196 | 110 |
| Wellington | 61,497 | $644,046 | $2,988 | $110,294 | 160 |
| Palm Harbor | 61,454 | $396,635 | $1,867 | $75,354 | 114 |
| Jupiter | 61,097 | $691,253 | $3,125 | $109,109 | 167 |
| Four Corners | 60,443 | $312,300 | $1,769 | $74,202 | 103 |
| Palm Beach Gardens | 59,751 | $671,040 | $2,882 | $110,563 | 162 |
| North Miami | 59,429 | $410,416 | $2,234 | $51,909 | 124 |
| The Hammocks | 58,548 | $531,182 | $2,385 | $83,253 | 140 |
| Margate | 58,418 | $318,898 | $1,662 | $60,852 | 108 |
| Coconut Creek | 57,587 | $284,647 | $2,345 | $75,516 | 111 |
| Fountainebleau | 56,453 | $284,600 | $1,948 | $65,568 | 102 |
| Bradenton | 56,289 | $349,029 | $1,794 | $60,964 | 108 |
| Sarasota | 56,218 | $408,978 | $2,130 | $70,065 | 119 |
| Apopka | 56,202 | $392,655 | $2,024 | $95,703 | 115 |
| Bonita Springs | 54,830 | $511,967 | $1,809 | $90,486 | 127 |
| Pensacola | 54,011 | $261,306 | $1,623 | $72,699 | 96 |
| Pinellas Park | 53,423 | $297,027 | $1,506 | $62,043 | 99 |
| Westchester | 53,082 | $473,300 | $1,734 | $75,905 | 122 |
| Winter Haven | 52,846 | $248,200 | $1,768 | $59,604 | 96 |
| Kendale Lakes | 52,141 | $378,100 | $1,863 | $69,150 | 112 |
| Tamiami | 51,201 | $451,400 | $1,901 | $78,916 | 126 |
| Country Club | 51,000 | $340,900 | $1,813 | $70,974 | 107 |
| Coral Gables | 49,243 | $1,491,732 | $2,121 | $130,803 | 248 |
| Titusville | 49,004 | $267,549 | $1,281 | $64,898 | 93 |
| University CDP (Hillsborough County) | 48,868 | $146,400 | $1,185 | $36,483 | 78 |
| Fort Pierce | 48,094 | $273,953 | $1,194 | $46,745 | 93 |
| Ocoee | 47,885 | $412,587 | $1,858 | $93,292 | 116 |
| Winter Garden | 47,182 | $566,092 | $2,432 | $106,371 | 140 |
| Altamonte Springs | 45,657 | $291,754 | $1,560 | $64,106 | 99 |
| Clermont | 44,984 | $429,741 | $2,054 | $79,789 | 120 |
| North Lauderdale | 44,650 | $346,713 | $1,950 | $63,423 | 114 |
| Cutler Bay | 44,483 | $557,022 | $2,902 | $82,155 | 149 |
| North Fort Myers | 44,189 | $264,902 | $1,155 | $55,696 | 91 |
| Oakland Park | 44,015 | $358,157 | $2,217 | $68,424 | 118 |
| Greenacres | 43,871 | $280,363 | $1,709 | $62,917 | 104 |
| Ormond Beach | 43,514 | $359,799 | $2,056 | $67,482 | 112 |
| North Miami Beach | 43,104 | $440,579 | $2,276 | $57,633 | 128 |
| Lake Worth Beach | 42,650 | $432,577 | $2,378 | $60,978 | 129 |
| University CDP (Orange County) | 42,481 | $275,300 | $1,393 | $59,322 | 95 |
| Land O' Lakes | 41,845 | $416,592 | $2,195 | $98,648 | 120 |
| Princeton | 41,476 | $386,000 | $1,663 | $82,130 | 110 |
| Hallandale Beach | 41,224 | $256,900 | $1,580 | $48,518 | 95 |
| Meadow Woods | 40,741 | $351,600 | $1,859 | $77,124 | 109 |
| The Acreage | 40,188 | $464,400 | $1,774 | $105,405 | 121 |
| Plant City | 40,009 | $337,096 | $1,334 | $64,536 | 101 |
| Oviedo | 39,990 | $501,225 | $2,036 | $114,092 | 128 |
| DeLand | 39,832 | $331,166 | $1,796 | $73,352 | 106 |
| Lakewood Ranch | 39,434 | $626,500 | $2,213 | $123,471 | 145 |
| Aventura | 39,372 | $424,850 | $3,085 | $82,777 | 136 |
| Royal Palm Beach | 39,089 | $478,398 | $2,192 | $92,382 | 132 |
| Navarre | 38,988 | $410,229 | $1,797 | $98,522 | 115 |
| Valrico | 38,820 | $411,777 | $2,374 | $98,451 | 122 |
| Winter Springs | 38,448 | $419,488 | $1,987 | $86,332 | 118 |
| Riviera Beach | 38,032 | $401,804 | $2,292 | $62,152 | 124 |
| South Miami Heights | 37,525 | $357,000 | $1,442 | $64,657 | 105 |
| Estero | 37,258 | $494,321 | $1,917 | $100,459 | 126 |
| Dunedin | 36,060 | $401,077 | $2,053 | $68,068 | 117 |
| Richmond West | 35,988 | $448,900 | $2,374 | $96,282 | 126 |
| Lauderdale Lakes | 35,924 | $141,598 | $1,518 | $44,333 | 86 |
| Parkland | 35,799 | $1,047,348 | $3,306 | $200,156 | 210 |
| Egypt Lake-Leto | 35,709 | $336,853 | $1,424 | $53,599 | 102 |
| Carrollwood | 35,645 | $366,200 | $1,512 | $76,723 | 107 |
| Fruit Cove | 35,609 | $451,600 | $2,261 | $137,906 | 125 |
| Kendall West | 35,492 | $377,800 | $1,755 | $66,858 | 111 |
| Golden Glades | 35,042 | $458,885 | $1,444 | $49,932 | 121 |
| Merritt Island | 34,718 | $422,387 | $1,348 | $91,020 | 111 |
| Panama City | 34,211 | $278,596 | $1,334 | $61,125 | 95 |
| Cooper City | 34,166 | $657,982 | $2,392 | $122,565 | 155 |
| West Little River | 33,147 | $429,941 | $1,411 | $51,834 | 118 |
| East Lake | 33,019 | $457,300 | $1,844 | $93,862 | 121 |
| Buenaventura Lakes | 32,310 | $282,700 | $1,713 | $61,822 | 99 |
| Sun City Center | 31,801 | $273,493 | $1,884 | $71,012 | 100 |
| Dania Beach | 31,739 | $324,135 | $1,636 | $50,948 | 108 |
| Lake Magdalene | 31,733 | $335,800 | $1,342 | $75,606 | 101 |
| Lakeside | 31,548 | $249,300 | $1,384 | $80,686 | 92 |
| New Smyrna Beach | 31,212 | $444,227 | $1,638 | $78,373 | 117 |
| Haines City | 31,156 | $295,675 | $1,216 | $58,227 | 95 |
| Oakleaf Plantation | 30,737 | $309,300 | $1,852 | $110,521 | 104 |
| Miami Lakes | 30,731 | $646,836 | $2,024 | $97,255 | 149 |
| Ferry Pass | 30,467 | $243,600 | $1,322 | $64,368 | 90 |
| Ruskin | 30,074 | $312,335 | $2,213 | $76,402 | 108 |
| Winter Park | 29,929 | $458,756 | $1,840 | $98,076 | 121 |
| Casselberry | 29,473 | $342,235 | $1,524 | $57,816 | 104 |
| Vero Beach South | 29,365 | $295,500 | $1,201 | $71,675 | 95 |
| Fleming Island | 29,351 | $436,179 | $1,767 | $119,046 | 118 |
| East Lake-Orient Park | 29,064 | $221,500 | $1,417 | $56,623 | 89 |
| Golden Gate | 28,767 | $365,400 | $1,641 | $64,767 | 108 |
| Leesburg | 28,461 | $279,081 | $1,169 | $47,506 | 93 |
| Apollo Beach | 28,347 | $435,677 | $2,174 | $113,130 | 122 |
| Rockledge | 28,279 | $391,892 | $1,970 | $83,009 | 115 |
| Citrus Park | 28,163 | $418,034 | $1,794 | $84,220 | 116 |
| Crestview | 28,046 | $266,500 | $1,769 | $69,279 | 98 |
| West Melbourne | 27,643 | $370,000 | $1,801 | $90,521 | 111 |
| Silver Springs Shores | 27,556 | $181,800 | $1,231 | $60,543 | 82 |
| Wright | 27,233 | $270,700 | $1,419 | $67,077 | 94 |
| Temple Terrace | 26,922 | $323,326 | $1,489 | $65,756 | 101 |
| Leisure City | 26,917 | $333,100 | $1,590 | $48,640 | 104 |
| Palm Springs | 26,871 | $266,999 | $1,597 | $59,602 | 101 |
| Lutz | 26,731 | $479,389 | $1,916 | $114,516 | 124 |
| Keystone | 26,723 | $604,800 | $2,227 | $155,365 | 142 |
| Palm River-Clair Mel | 26,719 | $244,100 | $1,439 | $62,976 | 92 |
| Venice | 26,467 | $377,988 | $2,195 | $74,340 | 116 |
| Ives Estates | 26,154 | $354,927 | $1,979 | $67,841 | 115 |
| Fish Hawk | 25,945 | $509,800 | $2,228 | $133,142 | 131 |
| Key West | 25,824 | $816,300 | $2,075 | $78,532 | 165 |
| Sebastian | 25,759 | $343,439 | $1,414 | $68,863 | 103 |
| Palm City | 25,699 | $604,319 | $1,965 | $117,689 | 139 |
| Pace | 25,630 | $320,934 | $1,195 | $84,912 | 98 |
| Immokalee | 25,624 | $275,558 | $941 | $46,143 | 90 |
| South Bradenton | 25,585 | $149,600 | $1,230 | $47,914 | 78 |
| Nocatee | 25,581 | $585,000 | $3,578 | $131,488 | 155 |
| Tarpon Springs | 25,522 | $384,371 | $1,234 | $68,877 | 106 |
| Northdale | 25,420 | $376,200 | $1,687 | $91,656 | 110 |
| Bellview | 25,051 | $185,600 | $1,237 | $62,375 | 83 |
| Westchase | 24,818 | $491,300 | $1,921 | $120,070 | 126 |
| Port St. John | 24,617 | $262,700 | $1,679 | $84,214 | 97 |
| World Golf Village | 24,485 | $447,900 | $1,946 | $109,731 | 121 |
| Oak Ridge | 24,395 | $235,500 | $1,404 | $53,389 | 91 |
| Palmetto Bay | 24,247 | $787,000 | $1,862 | $143,368 | 159 |
| Liberty Triangle | 24,178 | $247,800 | $1,789 | $68,107 | 96 |
| Wekiwa Springs | 24,109 | $429,600 | $1,914 | $113,067 | 119 |
| Coral Terrace | 24,051 | $496,500 | $1,707 | $77,396 | 124 |
| Bloomingdale | 23,979 | $377,000 | $2,129 | $107,313 | 115 |
| Bayonet Point | 23,787 | $160,000 | $1,231 | $42,157 | 80 |
| Jacksonville Beach | 23,601 | $626,924 | $2,457 | $115,825 | 148 |
| Eustis | 23,567 | $334,865 | $995 | $62,475 | 97 |
| Brent | 23,441 | $121,100 | $1,074 | $45,708 | 74 |
| Edgewater | 23,314 | $289,233 | $1,392 | $58,805 | 97 |
| Jasmine Estates | 23,151 | $172,400 | $1,376 | $51,301 | 83 |
| Ensley | 23,036 | $198,700 | $1,361 | $58,264 | 86 |
| Hialeah Gardens | 22,634 | $417,519 | $1,798 | $60,855 | 121 |
| DeBary | 22,602 | $374,116 | $1,479 | $87,391 | 107 |
| The Crossings | 22,359 | $499,617 | $1,879 | $83,643 | 131 |
| Marion Oaks | 22,296 | $233,000 | $1,429 | $70,056 | 90 |
| Sunny Isles Beach | 22,125 | $651,750 | $2,002 | $59,124 | 150 |
| Holiday | 21,768 | $218,565 | $1,754 | $43,996 | 92 |
| Florida Ridge | 21,517 | $250,500 | $1,209 | $64,956 | 90 |
| Hunters Creek | 21,255 | $426,000 | $2,006 | $99,942 | 119 |
| Lealman | 21,026 | $175,100 | $1,175 | $45,949 | 81 |
| Fort Walton Beach | 20,956 | $296,000 | $1,817 | $66,556 | 102 |
| Midway CDP (Santa Rosa County) | 20,745 | $352,600 | $1,668 | $90,662 | 107 |
| West Pensacola | 20,679 | $109,800 | $1,086 | $38,641 | 72 |
| Groveland | 20,621 | $371,384 | $1,579 | $92,258 | 108 |
| Punta Gorda | 19,886 | $332,468 | $1,235 | $79,291 | 100 |
| Bartow | 19,801 | $273,873 | $1,073 | $66,944 | 91 |
| Palm Valley | 19,775 | $646,200 | $1,804 | $118,280 | 142 |
| Tavares | 19,738 | $310,653 | $1,409 | $57,644 | 99 |
| Bradfordville | 19,548 | $358,400 | $1,786 | $129,276 | 109 |
| Sweetwater | 19,544 | $443,283 | $1,699 | $55,154 | 122 |
| Lynn Haven | 19,451 | $320,511 | $1,577 | $83,093 | 102 |
| Naples | 19,421 | $1,254,200 | $1,968 | $140,833 | 214 |
| Englewood | 19,385 | $319,060 | $1,218 | $65,557 | 98 |
| Seminole | 19,336 | $376,345 | $2,166 | $77,335 | 115 |
| Cocoa | 19,330 | $292,995 | $1,180 | $56,553 | 95 |
| Trinity | 19,296 | $422,000 | $2,594 | $113,125 | 125 |
| Maitland | 19,268 | $475,095 | $1,930 | $93,318 | 124 |
| Gibsonton | 18,831 | $316,316 | $1,286 | $74,049 | 98 |
| Country Walk | 18,693 | $489,400 | $2,553 | $118,881 | 132 |
| Panama City Beach | 18,493 | $407,798 | $1,631 | $78,921 | 113 |
| Glenvar Heights | 18,488 | $496,200 | $1,883 | $71,067 | 126 |
| Zephyrhills | 18,471 | $303,599 | $1,034 | $49,295 | 94 |
| Bayshore Gardens | 18,324 | $160,700 | $1,324 | $50,896 | 81 |
| San Carlos Park | 18,252 | $284,900 | $1,571 | $80,109 | 98 |
| Pinecrest | 18,138 | $2,145,407 | $1,916 | $192,477 | 321 |
| Stuart | 18,058 | $372,634 | $1,540 | $64,409 | 108 |
| Auburndale | 17,438 | $301,969 | $1,127 | $68,267 | 95 |
| Pinewood | 17,427 | $422,671 | $1,460 | $47,551 | 117 |
| South Venice | 17,399 | $293,600 | $1,790 | $72,322 | 101 |
| Lake Butler | 17,242 | $276,850 | $2,413 | $178,750 | 106 |
| Viera West | 17,169 | $539,000 | $2,080 | $98,107 | 133 |
| Upper Grand Lagoon | 17,162 | $351,400 | $1,570 | $73,438 | 106 |
| Ojus | 17,101 | $216,482 | $1,697 | $64,667 | 96 |
| New Port Richey | 17,057 | $288,331 | $1,800 | $46,160 | 101 |
| Safety Harbor | 17,040 | $489,520 | $1,719 | $105,813 | 123 |
| Belle Glade | 16,818 | $275,225 | $875 | $47,191 | 94 |
| Mount Dora | 16,812 | $390,897 | $1,500 | $69,931 | 110 |
| Vero Beach | 16,785 | $359,800 | $2,071 | $67,351 | 112 |
| Wildwood | 16,739 | $291,770 | $1,578 | $71,858 | 99 |
| Lake Mary | 16,724 | $460,882 | $1,915 | $116,944 | 122 |
| Myrtle Grove | 16,637 | $182,600 | $1,278 | $63,011 | 83 |
| Palmetto Estates | 16,587 | $412,200 | $2,015 | $82,199 | 118 |
| Three Lakes | 16,426 | $434,800 | $2,255 | $91,364 | 123 |
| Brownsville | 16,391 | $415,852 | $1,157 | $38,460 | 113 |
| Lake Wales | 16,365 | $245,696 | $1,060 | $55,799 | 88 |
| Lady Lake | 16,337 | $341,653 | $1,361 | $47,260 | 102 |
| Azalea Park | 16,110 | $255,000 | $1,503 | $64,585 | 94 |
| Opa-locka | 16,097 | $462,100 | $1,225 | $31,680 | 119 |
| Niceville | 16,043 | $430,065 | $1,579 | $96,611 | 115 |
| Marco Island | 15,998 | $859,460 | $1,955 | $104,105 | 169 |
| Longwood | 15,952 | $449,462 | $1,881 | $77,214 | 121 |
| Warrington | 15,935 | $186,700 | $1,027 | $58,309 | 81 |
| Palmer Ranch | 15,873 | $563,000 | $1,819 | $103,682 | 133 |
| Fruitville | 15,828 | $379,600 | $1,882 | $86,500 | 112 |
| West Lealman | 15,560 | $162,800 | $1,170 | $48,965 | 80 |
| Yulee | 15,521 | $381,173 | $1,595 | $82,718 | 110 |
| Homosassa Springs | 15,465 | $146,600 | $1,014 | $48,489 | 76 |
| Minneola | 15,371 | $386,700 | $2,064 | $102,968 | 115 |
| West Park | 15,076 | $418,249 | $1,731 | $58,825 | 120 |
| St. Augustine | 14,979 | $429,816 | $2,110 | $80,473 | 121 |
| Oldsmar | 14,872 | $362,700 | $1,438 | $76,100 | 106 |
| Forest City | 14,871 | $364,900 | $1,706 | $84,337 | 109 |
| Lockhart | 14,753 | $247,400 | $1,560 | $70,051 | 94 |
| Thonotosassa | 14,660 | $403,744 | $1,129 | $67,447 | 107 |
| Gladeview | 14,657 | $395,241 | $1,234 | $44,560 | 112 |
| Naranja | 14,610 | $310,700 | $1,655 | $55,563 | 102 |
| Key Biscayne | 14,560 | $1,644,950 | $3,529 | $172,604 | 281 |
| Hobe Sound | 14,313 | $491,868 | $1,184 | $63,233 | 118 |
| Iona | 14,290 | $295,700 | $1,908 | $66,143 | 103 |
| East Milton | 14,280 | $199,900 | $1,181 | $61,922 | 84 |
| Southchase | 14,149 | $344,900 | $1,798 | $85,573 | 107 |
| Lakewood Park | 14,077 | $252,900 | $1,185 | $64,848 | 90 |
| Destin | 14,018 | $455,100 | $2,034 | $89,141 | 123 |
| Bellair-Meadowbrook Terrace | 13,887 | $218,700 | $1,395 | $56,887 | 88 |
| Elfers | 13,877 | $173,400 | $1,304 | $52,979 | 82 |
| Gonzalez | 13,861 | $249,800 | $1,151 | $81,080 | 89 |
| On Top of the World | 13,772 | $275,000 | $1,162 | $57,765 | 92 |
| Orange City | 13,768 | $288,373 | $1,540 | $51,077 | 98 |
| Cheval | 13,694 | $485,600 | $1,350 | $92,095 | 119 |
| Sunset | 13,652 | $537,500 | $1,894 | $99,764 | 131 |
| Miami Springs | 13,606 | $719,508 | $1,333 | $88,705 | 150 |
| Villas | 13,578 | $232,800 | $1,577 | $55,641 | 92 |
| Asbury Lake | 13,465 | $461,236 | $2,189 | $100,681 | 125 |
| Palmetto | 13,449 | $349,580 | $2,212 | $61,538 | 113 |
| Jupiter Farms | 13,394 | $610,100 | $2,764 | $140,213 | 149 |
| Atlantic Beach | 13,353 | $692,322 | $1,883 | $103,288 | 149 |
| Conway | 13,346 | $366,800 | $1,502 | $96,250 | 107 |
| South Daytona | 13,322 | $240,658 | $1,287 | $54,931 | 90 |
| Callaway | 13,297 | $257,676 | $1,319 | $69,388 | 92 |
| Fernandina Beach | 13,239 | $596,850 | $1,581 | $92,535 | 134 |
| Olympia Heights | 13,179 | $497,300 | $2,341 | $107,381 | 131 |
| Celebration | 13,150 | $613,000 | $1,948 | $97,654 | 140 |
| Cypress Lake | 13,145 | $237,700 | $1,699 | $62,767 | 94 |
| North Palm Beach | 13,089 | $611,192 | $1,929 | $91,042 | 144 |
| Viera East | 13,082 | $365,400 | $1,563 | $97,386 | 107 |
| Mango | 13,037 | $223,300 | $1,230 | $44,675 | 87 |
| Wimauma | 13,003 | $349,111 | $1,259 | $58,708 | 102 |
| Holly Hill | 13,002 | $195,430 | $1,277 | $46,360 | 84 |
| Pasadena Hills | 12,848 | $305,300 | $1,203 | $81,273 | 96 |
| Florida City | 12,791 | $367,359 | $1,328 | $47,754 | 110 |
| Highland City | 12,732 | $263,294 | $1,679 | $88,628 | 97 |
| Sarasota Springs | 12,669 | $310,400 | $2,050 | $89,646 | 106 |
| Goldenrod | 12,603 | $332,700 | $1,673 | $62,410 | 105 |
| Doctor Phillips | 12,458 | $531,992 | $2,358 | $101,540 | 135 |
| Jensen Beach | 12,456 | $410,459 | $1,227 | $63,397 | 109 |
| Lake City | 12,404 | $178,600 | $940 | $51,175 | 79 |
| Key Largo | 12,069 | $626,300 | $1,889 | $78,906 | 141 |
| Goulds | 12,019 | $415,100 | $1,104 | $58,291 | 108 |
| Shady Hills | 12,012 | $225,600 | $1,054 | $63,250 | 85 |
| South Miami | 11,926 | $736,900 | $1,700 | $88,313 | 152 |
| Middleburg | 11,911 | $321,562 | $1,928 | $70,877 | 106 |
| Laurel | 11,868 | $450,200 | $1,411 | $89,282 | 115 |
| Lantana | 11,845 | $374,800 | $1,590 | $69,677 | 109 |
| Westview | 11,823 | $460,558 | $1,019 | $53,840 | 117 |
| Gulfport | 11,735 | $347,178 | $1,487 | $68,617 | 104 |
| Medulla | 11,712 | $288,400 | $1,227 | $72,604 | 94 |
| Lakeland Highlands | 11,669 | $352,000 | $1,817 | $106,012 | 108 |
| Davenport | 11,660 | $341,236 | $1,972 | $65,157 | 109 |
| Miami Shores | 11,627 | $720,879 | $2,233 | $137,873 | 161 |
| New Port Richey East | 11,485 | $199,800 | $1,158 | $44,676 | 84 |
| Citrus Springs | 11,469 | $220,300 | $1,217 | $57,477 | 87 |
| Wilton Manors | 11,403 | $574,618 | $1,789 | $79,390 | 138 |
| Cocoa Beach | 11,341 | $451,546 | $1,555 | $82,381 | 117 |
| Satellite Beach | 11,250 | $510,167 | $1,921 | $115,684 | 128 |
| Sebring | 11,185 | $175,000 | $974 | $42,072 | 79 |
| Union Park | 11,111 | $272,700 | $1,464 | $64,481 | 95 |
| Fairview Shores | 11,064 | $315,200 | $1,246 | $61,387 | 98 |
| Port Salerno | 10,957 | $329,000 | $1,441 | $64,051 | 101 |
| Hudson | 10,873 | $287,468 | $1,038 | $49,063 | 92 |
| Sugarmill Woods | 10,871 | $289,100 | $1,200 | $69,831 | 94 |
| West Vero Corridor | 10,802 | $186,700 | $1,474 | $59,162 | 86 |
| Bithlo | 10,790 | $499,085 | $1,373 | $96,250 | 120 |
| Westwood Lakes | 10,768 | $465,000 | $2,243 | $87,341 | 126 |
| Pebble Creek | 10,719 | $384,500 | $2,189 | $109,375 | 116 |
| Fuller Heights | 10,697 | $262,000 | $1,416 | $80,021 | 93 |
| Pine Ridge CDP (Citrus County) | 10,676 | $354,600 | $1,053 | $66,131 | 100 |
| Alachua | 10,638 | $325,246 | $1,132 | $78,526 | 98 |
| Memphis | 10,626 | $292,200 | $1,155 | $71,967 | 94 |
| Palatka | 10,558 | $112,300 | $914 | $33,628 | 71 |
| Milton | 10,485 | $281,711 | $1,542 | $72,676 | 97 |
| Lighthouse Point | 10,463 | $757,164 | $1,776 | $92,268 | 160 |
| Pine Castle | 10,429 | $286,900 | $1,249 | $46,154 | 95 |
| Progress Village | 10,378 | $266,200 | $1,927 | $85,814 | 100 |
| Rotonda | 10,312 | $340,700 | $970 | $67,383 | 98 |
| Bardmoor | 10,095 | $277,100 | $1,691 | $91,006 | 98 |
| Cypress Gardens | 10,013 | $270,600 | $1,540 | $85,997 | 96 |
| Cape Canaveral | 9,976 | $313,356 | $1,156 | $70,585 | 97 |
| West Perrine | 9,944 | $328,800 | $1,413 | $59,213 | 101 |
| Green Cove Springs | 9,937 | $336,121 | $1,285 | $66,907 | 101 |
| Bee Ridge | 9,921 | $370,400 | $1,833 | $79,375 | 111 |
| St. Augustine Shores | 9,921 | $290,000 | $1,746 | $72,724 | 101 |
| Avon Park | 9,879 | $119,600 | $909 | $36,845 | 71 |
| Marathon | 9,831 | $683,700 | $1,592 | $80,556 | 144 |
| Beverly Hills | 9,716 | $234,932 | $1,140 | $44,845 | 87 |
| Gateway | 9,603 | $394,500 | $1,784 | $103,161 | 113 |
| Richmond Heights | 9,489 | $344,200 | $1,630 | $63,750 | 105 |
| Brooksville | 9,235 | $309,255 | $1,070 | $47,796 | 95 |
| Palm Beach | 9,234 | $2,099,360 | $1,849 | $175,078 | 315 |
| Orange Park | 9,062 | $306,910 | $1,630 | $74,564 | 101 |
| Micco | 9,053 | $212,209 | $1,340 | $46,809 | 87 |
| Citrus Hills | 9,044 | $392,300 | $1,486 | $84,091 | 109 |
| Lake Park | 9,005 | $398,257 | $1,396 | $69,274 | 114 |
| Indian Harbour Beach | 8,991 | $450,549 | $1,674 | $98,046 | 118 |
| North Merritt Island | 8,903 | $495,400 | $1,328 | $113,897 | 119 |
| St. Pete Beach | 8,832 | $598,677 | $1,753 | $108,931 | 136 |
| Hernando | 8,795 | $352,541 | $922 | $41,564 | 99 |
| Fern Park | 8,593 | $321,400 | $1,440 | $60,828 | 101 |
| Miramar Beach | 8,587 | $649,954 | $2,097 | $97,159 | 146 |
| Wedgefield | 8,556 | $519,748 | $1,833 | $120,440 | 128 |
| Seffner | 8,498 | $351,112 | $1,473 | $88,167 | 104 |
| Fruitland Park | 8,482 | $291,717 | $1,131 | $78,359 | 94 |
| Westgate | 8,369 | $242,600 | $1,341 | $50,441 | 90 |
| Gulf Gate | 8,317 | $344,500 | $1,661 | $64,724 | 106 |
| Lely Resort | 8,296 | $599,000 | $2,028 | $100,163 | 139 |
| McGregor | 8,198 | $413,000 | $1,544 | $88,578 | 112 |
| Odessa | 8,170 | $677,656 | $1,620 | $116,870 | 144 |
| Springfield | 8,157 | $206,623 | $1,329 | $51,640 | 86 |
| North Bay Village | 8,004 | $385,924 | $2,115 | $80,761 | 120 |
| North Weeki Wachee | 7,967 | $286,900 | $1,417 | $63,235 | 97 |
| Quincy | 7,818 | $101,700 | $1,022 | $34,126 | 71 |
| Broadview Park | 7,802 | $421,590 | $1,846 | $67,532 | 122 |
| Sky Lake | 7,728 | $254,300 | $1,538 | $65,161 | 94 |
| Inverness | 7,672 | $236,714 | $982 | $44,899 | 86 |
| Beacon Square | 7,643 | $147,100 | $1,318 | $52,598 | 79 |
| Newberry | 7,608 | $329,153 | $1,047 | $100,513 | 97 |
| Arcadia | 7,571 | $239,506 | $886 | $38,388 | 85 |
| Dade City | 7,570 | $316,815 | $1,002 | $63,041 | 95 |
| Southwest Ranches | 7,569 | $1,414,694 | $2,730 | $157,390 | 246 |
| Macclenny | 7,558 | $227,500 | $1,294 | $63,640 | 88 |
| Loughman | 7,535 | $289,600 | $1,887 | $64,926 | 102 |
| Longboat Key | 7,512 | $968,093 | $2,969 | $143,365 | 192 |
| Inverness Highlands South | 7,478 | $206,900 | $1,296 | $61,224 | 86 |
| South Apopka | 7,425 | $248,000 | $972 | $54,427 | 87 |
| Mascotte | 7,407 | $319,877 | $1,536 | $80,114 | 102 |
| Williamsburg | 7,400 | $316,900 | $1,541 | $81,200 | 101 |
| Indian River Estates | 7,331 | $238,000 | $2,177 | $54,563 | 99 |
| Willow Oak | 7,299 | $241,600 | $986 | $59,346 | 87 |
| Mims | 7,282 | $384,727 | $874 | $57,232 | 102 |
| West Samoset | 7,273 | $213,900 | $1,371 | $55,938 | 88 |
| Clewiston | 7,257 | $249,866 | $729 | $57,110 | 84 |
| Southeast Arcadia | 7,247 | $127,500 | $935 | $53,532 | 73 |
| Lake Lorraine | 7,210 | $411,900 | $1,488 | $91,619 | 112 |
| Neptune Beach | 7,199 | $761,886 | $1,481 | $111,025 | 152 |
| Connerton | 7,159 | $437,000 | $0 | $121,461 | 113 |
| Inwood | 7,098 | $115,200 | $1,112 | $38,786 | 73 |
| West Miami | 7,077 | $651,201 | $2,176 | $56,509 | 152 |
| Belle Isle | 7,053 | $524,107 | $1,402 | $111,875 | 124 |
| Islamorada | 7,042 | $880,200 | $1,856 | $95,212 | 170 |
| Heathrow | 7,033 | $543,600 | $1,904 | $122,837 | 131 |
| Fort Pierce North | 7,023 | $151,500 | $893 | $36,707 | 75 |
| Perry | 6,965 | $122,900 | $949 | $44,815 | 72 |
| Ormond-by-the-Sea | 6,962 | $350,900 | $1,370 | $67,389 | 103 |
| Lecanto | 6,929 | $333,397 | $1,221 | $52,996 | 100 |
| Orlovista | 6,928 | $195,200 | $1,301 | $50,344 | 85 |
| Live Oak | 6,901 | $158,200 | $880 | $53,578 | 76 |
| Port LaBelle | 6,856 | $214,600 | $1,017 | $53,648 | 84 |
| Ave Maria | 6,826 | $405,600 | $2,552 | $95,179 | 123 |
| St. Augustine Beach | 6,819 | $583,362 | $1,700 | $92,661 | 134 |
| Marianna | 6,815 | $98,300 | $841 | $36,346 | 68 |
| Lake Alfred | 6,803 | $306,047 | $1,348 | $68,854 | 98 |
| South Patrick Shores | 6,726 | $410,800 | $1,586 | $86,048 | 113 |
| Indiantown | 6,646 | $263,197 | $926 | $52,372 | 89 |
| Pelican Bay | 6,575 | $1,206,200 | $0 | $159,187 | 202 |
| Treasure Island | 6,568 | $524,189 | $1,496 | $82,340 | 125 |
| Kathleen | 6,527 | $180,900 | $1,196 | $57,302 | 82 |
| Gulf Breeze | 6,519 | $465,485 | $1,246 | $108,575 | 115 |
| Ocean City | 6,480 | $325,600 | $1,340 | $56,160 | 100 |
| River Park | 6,415 | $196,500 | $1,580 | $57,370 | 88 |
| Sanibel | 6,402 | $803,742 | $747 | $122,730 | 149 |
| High Springs | 6,396 | $326,589 | $1,707 | $80,973 | 105 |
| DeFuniak Springs | 6,284 | $228,407 | $821 | $51,883 | 83 |
| Vero Lake Estates | 6,262 | $293,500 | $1,882 | $63,487 | 103 |
| Pembroke Park | 6,254 | $251,016 | $1,532 | $50,710 | 98 |
| Freeport | 6,203 | $390,332 | $1,769 | $89,540 | 113 |
| Lauderdale-by-the-Sea | 6,159 | $626,100 | $1,816 | $81,020 | 140 |
| Tequesta | 6,118 | $634,074 | $1,774 | $103,036 | 145 |
| Southgate | 6,054 | $374,800 | $1,586 | $77,616 | 109 |
| Three Oaks | 6,037 | $421,300 | $1,851 | $102,392 | 117 |
| Fort Myers Shores | 5,966 | $256,600 | $1,435 | $66,150 | 93 |
| Crawfordville | 5,892 | $284,528 | $1,294 | $74,192 | 95 |
| Starke | 5,821 | $224,472 | $867 | $46,291 | 83 |
| Jan Phyl Village | 5,798 | $215,200 | $1,213 | $58,520 | 86 |
| Bay Harbor Islands | 5,793 | $671,040 | $2,348 | $84,750 | 156 |
| Lochmoor Waterway Estates | 5,791 | $335,600 | $1,898 | $87,606 | 108 |
| Osprey | 5,790 | $661,648 | $2,008 | $94,815 | 146 |
| Zephyrhills West | 5,770 | $89,700 | $996 | $49,315 | 69 |
| Siesta Key | 5,690 | $814,438 | $2,761 | $119,427 | 172 |
| Dundee | 5,604 | $267,246 | $1,600 | $41,550 | 96 |
| Belleview | 5,569 | $183,400 | $998 | $48,252 | 80 |
| Surfside | 5,566 | $1,272,196 | $1,795 | $88,938 | 219 |
| Fort Myers Beach | 5,548 | $485,694 | $1,693 | $90,833 | 123 |
| Pahokee | 5,539 | $196,003 | $912 | $50,464 | 85 |
| Floral City | 5,467 | $267,660 | $504 | $59,000 | 84 |
| The Meadows | 5,463 | $344,900 | $1,625 | $66,003 | 106 |
| South Gate Ridge | 5,456 | $369,400 | $1,581 | $76,307 | 108 |
| Ellenton | 5,454 | $388,406 | $1,600 | $69,191 | 110 |
| Zephyrhills South | 5,422 | $41,900 | $1,073 | $39,884 | 65 |
| Cocoa West | 5,416 | $135,000 | $1,103 | $32,746 | 75 |
| Rio Pinar | 5,396 | $381,800 | $2,432 | $100,574 | 119 |
| Orangetree | 5,377 | $473,800 | $1,351 | $102,133 | 117 |
| Tice | 5,377 | $185,900 | $1,104 | $54,833 | 81 |
| Okeechobee | 5,376 | $284,064 | $1,008 | $50,365 | 92 |
| White City | 5,373 | $350,800 | $1,305 | $96,042 | 103 |
| Balm | 5,362 | $312,600 | $1,679 | $104,347 | 102 |
| South Pasadena | 5,324 | $301,365 | $1,510 | $51,369 | 99 |
| Cortez | 5,323 | $732,132 | $1,912 | $76,915 | 153 |
| Whiskey Creek | 5,298 | $345,100 | $1,875 | $99,242 | 108 |
| Palm Springs North | 5,291 | $476,500 | $3,205 | $97,083 | 138 |
| Naples Manor | 5,262 | $340,000 | $1,459 | $63,142 | 103 |
| Flagler Beach | 5,250 | $446,521 | $1,581 | $81,193 | 117 |
| Rainbow Springs | 5,226 | $264,600 | $1,118 | $49,535 | 91 |
| Crystal Lake | 5,203 | $174,900 | $1,143 | $47,679 | 81 |
| River Ridge | 5,191 | $303,400 | $2,058 | $86,786 | 106 |
| Samsula-Spruce Creek | 5,174 | $384,100 | $2,440 | $90,575 | 119 |
| Fort Meade | 5,172 | $224,046 | $919 | $35,131 | 84 |
| Daytona Beach Shores | 5,139 | $360,966 | $1,461 | $70,911 | 106 |
| Fussels Corner | 5,113 | $80,700 | $778 | $55,263 | 66 |
| Ridge Wood Heights | 5,085 | $349,900 | $1,465 | $68,463 | 104 |
| LaBelle | 5,042 | $285,138 | $1,375 | $49,385 | 96 |
| Kenneth City | 5,025 | $295,597 | $1,567 | $49,375 | 99 |
FAQ: Living in Florida
What is the most affordable city to live in Florida?+
Among the cities we track, Zephyrhills South stands out as the most affordable option in Florida. The median home value there is $41,900, and monthly rent typically runs around $1,073. The local median household income is $39,884, which tends to go further here than in much of the state.
What is the most expensive city in Florida?+
Pinecrest is currently the priciest market in FL. Homes there are valued at a median of $2,145,407, and renters can expect to pay around $1,916/month. Incomes are higher too — the median household earns $192,477 — but whether that fully offsets the cost premium depends on your lifestyle.
How are taxes in Florida?+
Florida is one of the few US states with no state income tax, which is a significant perk for high earners. However, the state makes up revenue in other ways. Property taxes average 0.86% statewide. Combined state and local sales tax can reach 7.01%.
How much does housing vary across Florida?+
There's a huge range. In Zephyrhills South, the median home costs around $41,900. In Pinecrest, that number jumps to $2,145,407 — roughly 50x more. Rents follow a similar pattern: approximately $1,073/month vs. $1,916/month. Where you choose to settle within FL can make a dramatic difference in your monthly budget.
Is Florida a good state to move to?+
It depends on your priorities and budget. Florida offers a tax-friendly environment with no state income tax, a wide range of living costs depending on the city. You can find very affordable communities alongside expensive metro areas. Home prices range from around $41,900 in budget-friendly areas to $2,145,407 in premium markets. Use the city comparison tool to compare housing, rent, property tax, and everyday cost pressure across locations in FL.
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Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
- Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
- Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
- Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
- Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
- Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly