Cost of living answer

Cost of Living in Denton, TX

Cost of Living in Denton, TX has an overall index of 107, 7% above the U.S. baseline of 100. The typical home value is $350,992; typical monthly rent is $1,491; and median household income is $73,719.

Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Zillow ZHVI market signal as of 2026-02. Rent: Zillow ZORI market signal as of 2026-02. A place-level signal, not a personal affordability decision or financial recommendation.

Cost vs U.S.7% aboveOverall modeled index 107
Typical rent$1,491/moZillow ZORI
Typical home value$350,992Zillow ZHVI
Median household income$73,719Census ACS place estimate
Market PressureModerate

Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.

Rent pressure
24%
Typical annual rent divided by local median household income.
Buy pressure
4.8x
Typical home value divided by local median household income.
Your Household Fit

Can your household carry the housing cost?

Start with four decisions. Open advanced assumptions only when you need to replace the local defaults.

Your household inputs
Are you renting or buying?
Advanced assumptions
Initial rent input: $1,491 from ZILLOW. Edit it to match the housing option you are considering.
Mortgage benchmark: 6.11% 30-year fixed, Freddie Mac Primary Mortgage Market Survey via FRED, as of 2026-03-12. Not a lender quote or approval.
Property-tax input: State-level effective owner-occupied property-tax proxy Not a parcel or individual tax-bill estimate.

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Your Household FitNot calculated yet

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City details

Inspect the numbers when you need them.

Overall cost index107100 = U.S. baseline
Goods1033% above baseline
Services1000% above baseline
Utilities919% below baseline
Frequently asked questions about Denton

Living in Denton

What is the cost of living like in Denton, TX?+

Living costs in Denton land close to the national average, with a Cost Index of 107 (where 100 = the US baseline). Housing is the largest variable: the median home value here is $350,992, and typical monthly rents are $1,491. Groceries and utilities are in line with what you would find in most US cities.

How does Denton fit a household housing budget?+

Start with housing. Typical monthly rent is $1,491, while local median household income is $73,719. That implies a rent-burden proxy of about 24% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.

How much are taxes in Denton, TX?+

This model applies no broad Texas wage-income tax. Applying the 1.6% state-level effective owner-occupied proxy to a home worth $350,992 gives a planning estimate near $5,616 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 8.19%.

How much does it cost to rent in Denton, TX?+

The typical monthly rent in Denton is around $1,491. That's about 11% higher than the $1,348 national median. For comparison, the median home value here is $350,992, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Denton, TX?+

The typical home value in Denton is $350,992. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $1,703/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 49% of residents here own their homes.

Are groceries and utilities expensive in Denton?+

Grocery prices in Denton are about average compared to the rest of the US (index: 103, where 100 is the national average). Utility bills (electricity, gas, water) are about typical (index: 91). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Denton, TX like to live in?+

Denton is a mid-sized city with a population of about 146,987. The median age of residents is 31, skewing younger — often a sign of a college town or fast-growing area. The local poverty rate is 15.93%, near the national average of 12.4%.