Cost of Living in El Dorado, KS
Cost of Living in El Dorado, KS has an overall index of 69, 31% below the U.S. baseline of 100. The typical home value is $113,800; typical monthly rent is $877; and median household income is $54,828.
Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Census ACS 2023 fallback place estimate. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.
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Frequently asked questions about El Dorado
Living in El Dorado
Is El Dorado, KS an affordable place to live?+
Yes — everyday expenses in El Dorado run about 31% below the US average (Cost Index: 69). Housing is especially affordable: the median home is valued around $113,800, compared to the $303,400 national median. Monthly rent is $877, versus $1,348 nationally.
How does El Dorado fit a household housing budget?+
Start with housing. Typical monthly rent is $877, while local median household income is $54,828. That implies a rent-burden proxy of about 19% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in El Dorado, KS?+
Kansas uses an approximate state-income-tax planning model; 5.7% is top marginal-rate context from the tax snapshot. Applying the 1.41% state-level effective owner-occupied proxy to a home worth $113,800 gives a planning estimate near $1,605 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 8.71%.
How much does it cost to rent in El Dorado, KS?+
The typical monthly rent in El Dorado is around $877. That's roughly 35% lower than the $1,348 national median. For comparison, the median home value here is $113,800, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in El Dorado, KS?+
The typical home value in El Dorado is $113,800. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $552/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 62% of residents here own their homes.
Are groceries and utilities expensive in El Dorado?+
Grocery prices in El Dorado are more affordable compared to the rest of the US (index: 94, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Both help keep your monthly expenses lower than in many parts of the country.
What is El Dorado, KS like to live in?+
El Dorado is a small town with a population of about 12,882. The median age of residents is 33.9, which is close to the national median. The local poverty rate is 21.39%, above the national average of 12.4%.