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Elsa, TX

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
31
Very Affordable
Median Home Value
$90,600
National: $426,735
Median Rent
$676/mo
National: $1,527/mo
Household Income
$55,519
National: $84,532
Population
5,688
Purchasing Power
212
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
21 / 100
100 = national average
Rent Index
44 / 100
Overall Index
31
Very Affordable

Elsa Mortgage Calculator

Pre-filled with the local median home value of $90,600 and Texas's property tax rate of 1.6%.

Salary & Purchasing Power

Median household income is $55,519 34% below the national average.

What $55,519 in Elsa Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$270,431+387%
Los Angeles, CA$304,459+448%

Property Tax in Elsa, TX

Est. Annual Property Tax
$1,450
Monthly Impact
$121
Added to your mortgage
Effective Rate
1.60%
National avg: ~1.00%

Texas Tax Overview

Tax TypeTexasNational Avg
Property Tax Rate1.60%1.00%
Top Income Tax RateNo State Income Tax~5.0%
State Sales Tax8.19%~5.0%

Compare Elsa to Another City

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Cost of Living Comparison

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Elsa, TX
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Elsa, TX: 21
Rent Prices
44
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR