City Dashboard
Ferndale, WA
Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED
Cost Index
107
Average
Median Home Value
$492,400
National: $426,735
Median Rent
$1,461/mo
National: $1,527/mo
Household Income
$83,839
National: $84,532
Population
15,447
Purchasing Power
93
100 = national baseline
Cost of Living Breakdown
Housing Cost Index
115 / 100
100 = national average
Rent Index
96 / 100
Overall Index
107
Average
Ferndale Mortgage Calculator
Pre-filled with the local median home value of $492,400 and Washington's property tax rate of 0.98%.
Salary & Purchasing Power
Median household income is $83,839 — 1% below the national average.
What $83,839 in Ferndale Gets You Elsewhere
Property Tax in Ferndale, WA
Est. Annual Property Tax
$4,826
Monthly Impact
$402
Added to your mortgage
Effective Rate
0.98%
National avg: ~1.00%
Washington Tax Overview
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Cost of Living Comparison
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Ferndale, WA
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Cost Index Comparison (100 = National Avg)
Housing CostsNational Avg: 100
Rent Prices
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Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
- Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
- Tax Rates: Tax Foundation State & Local Tax Data, 2024
- Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR