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State Housing Overview

Rent & Housing in Washington

Based on comprehensive economic data across 195 tracked municipalities, Washington presents diverse cost of living environments. Macroeconomic modeling identifies Clarkston as the most cost-efficient market, contrasting starkly with the elevated real estate valuations found in Mercer Island. Washington offers a highly favorable tax environment with 0% state income tax, though typical property tax rates hover around 0.98%. Financial planning in WA requires careful alignment of localized housing costs against state-level tax obligations.

Use this state hub to understand the statewide housing baseline first, then drop into city pages for a household-level feasibility verdict. The key question here is not just whether Washington is “cheap” or “expensive”, but which cities look most livable once rent, home values, taxes, and household income are considered together.

Data Updated: March 2026
State Housing Snapshot
Average Rent Burden
20%
Avg annual rent vs household income
Average Price-to-Income
5.9x
Avg home value vs household income
Best Cost Baseline
Clarkston, WA
Index 81
Highest Pressure
Mercer Island, WA
Index 342
Statewide Housing Verdict
High Pressure

Washington shows elevated statewide housing pressure, with 20% average rent burden and 5.9x home-price-to-income. Treat Mercer Island, WA as stretch markets first, and use city pages to separate viable relocation pockets from headline expensive metros.

Average rent burden: 20%Average price-to-income: 5.9xBest baseline city: Clarkston, WAHighest-pressure city: Mercer Island, WA

Washington Tax Radar

Max Income Tax
0%
No State Income Tax
Est. Sales Tax
9.23%
Local + State Avg
Effective Property Tax
0.98%
Statewide Average
$
Default set to 2023 National Median ($74,580)

At a gross income of $74,580, Washington enforces a highly favorable 0% effective state tax burden. Compared to standard progressive tax states, moving your payroll here cleanly sidesteps any immediate state-level penalty deductions on your paycheck.

Cities Tracked
195
Avg Home Value
$607,078
National: $303,400
Avg Rent
$1,746
National: $1,348
Avg Income
$102,867
National: $78,538

All Cities in Washington

CityPop.Home ValueRentIncomeIndex
Seattle741,440$848,869$1,998$121,984172
Spokane229,228$389,884$1,456$65,745111
Tacoma220,482$454,600$1,755$83,857124
Vancouver192,696$502,813$1,769$78,156129
Bellevue151,199$1,485,210$2,582$161,300252
Kent135,015$646,049$1,943$90,416148
Everett111,083$652,113$1,918$81,502148
Spokane Valley105,460$404,483$1,247$70,722110
Renton105,279$750,897$2,170$96,626162
Federal Way99,232$591,074$1,872$82,144141
Yakima96,810$273,400$1,075$59,22894
Bellingham92,367$577,400$1,908$65,821139
Kirkland91,614$1,248,259$2,469$143,533223
Auburn85,455$604,922$1,713$95,367140
Kennewick84,389$343,600$1,199$72,867103
Pasco78,446$344,700$1,201$81,130103
Redmond75,721$1,374,110$2,355$162,099236
Marysville71,570$625,314$1,863$100,362144
South Hill68,161$493,800$1,916$109,235126
Sammamish66,375$1,596,581$2,728$227,273266
Lakewood63,034$420,500$1,734$70,524120
Richland61,912$401,800$1,397$92,550112
Shoreline59,280$810,774$1,938$113,336167
Lacey57,088$511,129$2,014$87,277131
Olympia55,583$527,202$1,921$76,930132
Burien51,331$636,888$1,742$90,597144
Bothell48,610$1,053,233$2,351$132,232199
Bremerton44,531$477,013$1,859$74,399126
Edmonds42,783$922,724$1,850$116,095178
Puyallup42,642$507,000$2,108$95,639133
Lynnwood40,953$771,755$1,675$76,439159
Lake Stevens39,500$700,644$2,189$118,290157
Issaquah39,472$1,137,898$2,484$153,786210
Parkland39,174$463,459$1,593$71,829123
Longview37,836$339,000$1,119$60,84498
Wenatchee35,502$391,200$1,194$70,000109
Mount Vernon35,312$429,300$1,255$73,277114
Graham35,090$591,611$2,172$115,501144
University Place34,850$647,666$1,664$94,952145
Spanaway34,322$504,514$1,782$94,028129
Walla Walla33,766$404,890$1,176$65,493110
Des Moines32,545$599,579$1,727$89,787140
Pullman31,939$401,700$1,010$45,097105
SeaTac31,143$579,024$1,637$76,517137
Orchards29,716$437,100$1,685$96,893117
Maple Valley28,121$791,182$2,189$147,546167
Camas26,779$745,684$1,900$140,053159
Tumwater26,519$521,198$1,654$93,635129
Moses Lake25,594$278,100$1,203$71,85493
Mill Creek East25,461$840,100$3,013$183,466178
Mercer Island25,282$2,281,504$2,464$202,359342
Bainbridge Island24,607$1,146,582$2,081$159,882205
Oak Harbor24,396$421,700$1,981$72,041118
Frederickson24,219$534,493$2,429$107,241140
North Lynnwood23,653$565,000$2,050$102,888136
Kenmore23,594$1,027,777$1,944$137,926192
Eastmont23,486$696,800$2,128$139,346152
Union Hill-Novelty Hill23,272$1,174,100$2,597$181,820212
Cottage Lake23,170$1,164,000$2,374$197,331208
Hazel Dell23,086$424,500$1,665$78,958115
Bonney Lake22,776$558,900$2,212$131,524141
Martha Lake22,740$725,400$2,014$132,130154
Silver Firs21,796$791,700$2,853$153,026171
Tukwila21,479$562,085$1,786$80,534136
Five Corners21,444$432,800$1,948$102,423119
Mountlake Terrace21,419$684,182$1,966$101,404153
Mukilteo21,312$916,712$2,127$122,612181
Battle Ground21,293$602,231$1,469$100,185137
Silverdale21,046$597,574$2,056$101,445142
Bothell West21,014$757,700$2,552$144,941163
Covington20,957$670,976$2,220$126,730154
Mill Creek20,846$973,913$2,197$121,578188
Arlington20,599$658,913$1,764$84,919147
Port Angeles20,087$324,800$1,134$61,64098
Monroe19,696$723,475$1,902$107,556156
Salmon Creek19,594$497,000$1,612$100,534123
Ellensburg18,913$357,800$1,258$49,888103
Centralia18,457$388,069$1,003$52,387103
Fairwood CDP (King County)18,437$658,000$2,152$119,013148
Anacortes17,837$713,800$1,609$89,788151
Bryn Mawr-Skyway17,577$666,844$1,721$90,258148
Camano17,535$600,300$1,710$100,124136
West Richland17,126$404,300$1,577$118,056114
Aberdeen17,040$225,100$1,024$52,18185
Washougal16,945$633,090$1,592$100,916143
Port Orchard16,398$550,323$1,760$81,472133
Sunnyside16,329$207,200$1,065$53,35086
Lynden16,025$546,400$1,623$94,869132
Lake Stickney15,514$598,400$1,733$85,762136
Ferndale15,447$492,400$1,461$83,839124
White Center15,017$591,500$1,556$82,500133
Lakeland North14,664$501,600$2,227$111,681130
Bothell East14,487$1,047,300$2,181$189,519193
East Wenatchee14,114$414,000$1,284$81,050113
Artondale14,051$714,000$2,121$156,908153
Elk Plain13,863$440,300$1,908$101,250120
Snoqualmie13,750$1,110,053$3,090$197,531214
Woodinville13,440$1,362,377$2,352$158,723235
Lake Forest Park13,356$1,023,147$2,205$158,868194
Newcastle12,945$1,397,715$2,314$162,646239
Lakeland South12,869$530,900$1,558$105,273126
Cheney12,830$415,773$1,075$47,039110
Kelso12,697$302,300$1,131$59,46294
Edgewood12,683$729,984$1,837$114,342156
Enumclaw12,663$670,898$1,672$116,563147
Sedro-Woolley12,633$491,503$1,460$72,140123
Ridgefield12,576$664,123$2,324$117,550154
Liberty Lake12,435$554,867$1,782$105,599134
Lake Tapps12,360$693,300$2,004$145,250150
East Renton Highlands12,241$709,300$2,697$140,048160
Gig Harbor12,202$810,287$2,097$106,042168
Minnehaha12,080$421,200$1,597$108,203114
Prairie Ridge12,054$436,200$1,742$110,795117
Poulsbo11,962$656,741$1,767$95,774145
Birch Bay11,103$439,100$1,201$77,120112
Grandview11,042$232,500$1,058$59,87589
Fife10,902$553,785$1,836$90,515136
Maltby10,859$914,800$1,928$179,276175
Airway Heights10,766$371,921$1,313$64,659107
Felida10,695$643,600$2,363$150,430148
Sumner10,674$585,632$1,886$98,376140
Mount Vista10,635$526,200$1,876$101,189129
Shelton10,619$296,100$1,298$60,58996
Yelm10,618$482,985$1,363$88,279121
Lake Morton-Berrydale10,591$661,400$1,807$127,074144
Fairwood CDP (Spokane County)10,439$435,200$1,191$84,911111
Vashon10,424$897,944$1,444$115,750171
Port Townsend10,290$502,500$1,151$60,015118
Snohomish10,177$926,177$1,459$84,688174
Alderwood Manor10,168$651,300$1,933$118,077144
DuPont9,952$550,200$2,230$114,423140
Picnic Point9,833$747,600$2,306$128,295159
College Place9,828$398,551$1,118$59,768109
Burlington9,637$533,451$1,593$74,028130
Terrace Heights9,480$325,000$1,124$79,52597
Summit View9,014$482,100$1,813$103,910123
Orting8,957$452,800$2,374$120,994130
Summit8,885$578,360$1,460$107,977135
Hoquiam8,792$196,400$1,011$51,75482
Milton8,747$563,976$1,986$89,804139
Toppenish8,746$214,200$977$67,76686
Othello8,699$278,600$1,041$65,75791
Midland8,676$480,551$1,499$77,619123
Ephrata8,493$240,000$993$70,32186
Stanwood8,351$706,984$1,625$87,477151
Selah8,301$366,100$1,465$74,757109
Duvall8,279$968,503$2,602$178,821192
Barberton8,213$598,500$1,956$121,524138
Sequim8,130$382,400$1,094$52,977104
Quincy7,922$283,900$1,129$79,97393
Waller7,857$581,341$1,785$118,077139
North Bend7,745$992,458$1,943$180,663188
Chehalis7,536$330,800$1,055$68,02197
Clarkston7,240$216,900$877$53,09281
Mead7,184$505,734$1,216$76,010122
Clarkston Heights-Vineland7,144$342,700$1,056$89,62899
Clover Creek7,128$524,230$1,720$97,581131
Fircrest7,082$615,229$1,459$107,781139
Ocean Shores7,076$378,000$1,177$62,750104
Pacific7,064$553,561$1,722$102,976134
Woods Creek7,027$724,400$3,000$145,773165
Parkwood6,976$418,100$1,746$92,188115
Sudden Valley6,963$450,500$1,930$98,865121
Wollochet6,905$819,900$2,013$148,716164
Hobart6,841$893,700$2,307$149,635177
Tanglewilde6,822$410,300$1,779$99,766115
Tehaleh6,769$710,700$3,385$136,454167
Steilacoom6,683$625,072$1,721$97,634143
Normandy Park6,659$1,021,124$1,781$144,821189
Lake Shore6,601$557,200$2,141$132,102136
Woodland6,513$581,280$1,369$83,193129
Union Gap6,511$186,200$1,111$58,95884
Brier6,507$985,531$2,727$138,256196
Prosser6,213$269,300$894$66,40691
Rochester6,025$508,250$1,182$94,754122
Manchester6,018$464,500$1,643$108,242119
Hockinson5,993$661,900$1,697$132,083143
Blaine5,982$500,600$1,323$81,559123
Country Homes5,979$386,500$1,193$78,841105
Sultan5,770$559,588$1,607$85,278134
Maplewood5,766$657,400$1,970$129,659145
Finley5,734$296,900$1,129$87,82494
Lake Goodwin5,682$670,200$1,439$104,028141
Black Diamond5,678$775,342$2,340$144,728167
West Clarkston-Highland5,678$253,200$1,123$52,40689
Tracyton5,658$435,400$1,718$87,064117
Suncrest5,590$469,600$0$101,964117
East Port Orchard5,581$394,100$1,632$72,639111
Otis Orchards-East Farms5,486$454,789$1,322$90,750117
Town and Country5,398$310,000$1,377$87,56199
Buckley5,306$651,743$1,824$121,719147
Connell5,080$247,300$1,138$63,81092

FAQ: Living in Washington

What is the most affordable city to live in Washington?+

Among the cities we track, Clarkston stands out as the most affordable option in Washington. The median home value there is $216,900, and monthly rent typically runs around $877. The local median household income is $53,092, which tends to go further here than in much of the state.

What is the most expensive city in Washington?+

Mercer Island is currently the priciest market in WA. Homes there are valued at a median of $2,281,504, and renters can expect to pay around $2,464/month. Incomes are higher too — the median household earns $202,359 — but whether that fully offsets the cost premium depends on your lifestyle.

How are taxes in Washington?+

Washington is one of the few US states with no state income tax, which is a significant perk for high earners. However, the state makes up revenue in other ways. Property taxes average 0.98% statewide. Combined state and local sales tax can reach 9.23%.

How much does housing vary across Washington?+

There's a huge range. In Clarkston, the median home costs around $216,900. In Mercer Island, that number jumps to $2,281,504 — roughly 10x more. Rents follow a similar pattern: approximately $877/month vs. $2,464/month. Where you choose to settle within WA can make a dramatic difference in your monthly budget.

Is Washington a good state to move to?+

It depends on your priorities and budget. Washington offers a tax-friendly environment with no state income tax, a wide range of living costs depending on the city. You can find very affordable communities alongside expensive metro areas. Home prices range from around $216,900 in budget-friendly areas to $2,281,504 in premium markets. Use the city comparison tool to compare housing, rent, property tax, and everyday cost pressure across locations in WA.

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Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly