Cost of living answer

Cost of Living in Galena Park, TX

Cost of Living in Galena Park, TX has an overall index of 79, 21% below the U.S. baseline of 100. The typical home value is $158,742; typical monthly rent is $1,108; and median household income is $54,167.

Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Zillow ZHVI market signal as of 2026-02. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.

Cost vs U.S.21% belowOverall modeled index 79
Typical rent$1,108/moCensus ACS
Typical home value$158,742Zillow ZHVI
Median household income$54,167Census ACS place estimate
Market PressureLower

Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.

Rent pressure
25%
Typical annual rent divided by local median household income.
Buy pressure
2.9x
Typical home value divided by local median household income.
Your Household Fit

Can your household carry the housing cost?

Start with four decisions. Open advanced assumptions only when you need to replace the local defaults.

Your household inputs
Are you renting or buying?
Advanced assumptions
Initial rent input: $1,108 from ACS. Edit it to match the housing option you are considering.
Mortgage benchmark: 6.11% 30-year fixed, Freddie Mac Primary Mortgage Market Survey via FRED, as of 2026-03-12. Not a lender quote or approval.
Property-tax input: State-level effective owner-occupied property-tax proxy Not a parcel or individual tax-bill estimate.

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Your Household FitNot calculated yet

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City details

Inspect the numbers when you need them.

Overall cost index79100 = U.S. baseline
Goods1011% above baseline
Services964% below baseline
Utilities955% below baseline
Frequently asked questions about Galena Park

Living in Galena Park

Is Galena Park, TX an affordable place to live?+

Yes — everyday expenses in Galena Park run about 21% below the US average (Cost Index: 79). Housing is especially affordable: the median home is valued around $158,742, compared to the $303,400 national median. Monthly rent is $1,108, versus $1,348 nationally.

How does Galena Park fit a household housing budget?+

Start with housing. Typical monthly rent is $1,108, while local median household income is $54,167. That implies a rent-burden proxy of about 25% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.

How much are taxes in Galena Park, TX?+

This model applies no broad Texas wage-income tax. Applying the 1.6% state-level effective owner-occupied proxy to a home worth $158,742 gives a planning estimate near $2,540 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 8.19%.

How much does it cost to rent in Galena Park, TX?+

The typical monthly rent in Galena Park is around $1,108. That's roughly 18% lower than the $1,348 national median. For comparison, the median home value here is $158,742, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Galena Park, TX?+

The typical home value in Galena Park is $158,742. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $770/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 70% of residents here own their homes.

Are groceries and utilities expensive in Galena Park?+

Grocery prices in Galena Park are about average compared to the rest of the US (index: 101, where 100 is the national average). Utility bills (electricity, gas, water) are about typical (index: 95). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Galena Park, TX like to live in?+

Galena Park is a small town with a population of about 10,527. The median age of residents is 32.4, which is close to the national median. The local poverty rate is 23.81%, above the national average of 12.4%.