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Gulf Breeze, FL

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
100
Average
Median Home Value
$484,800
National: $426,735
Median Rent
$1,246/mo
National: $1,527/mo
Household Income
$108,575
National: $84,532
Population
6,519
Purchasing Power
128
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
114 / 100
100 = national average
Rent Index
82 / 100
Overall Index
100
Average

Gulf Breeze Mortgage Calculator

Pre-filled with the local median home value of $484,800 and Florida's property tax rate of 0.86%.

Salary & Purchasing Power

Median household income is $108,575 28% above the national average.

What $108,575 in Gulf Breeze Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$163,948+51%
Los Angeles, CA$184,578+70%
Chicago, IL$87,946-19%
Houston, TX$77,088-29%

Property Tax in Gulf Breeze, FL

Est. Annual Property Tax
$4,169
Monthly Impact
$347
Added to your mortgage
Effective Rate
0.86%
National avg: ~1.00%

Florida Tax Overview

Tax TypeFloridaNational Avg
Property Tax Rate0.86%1.00%
Top Income Tax RateNo State Income Tax~5.0%
State Sales Tax7.01%~5.0%

Compare Gulf Breeze to Another City

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Cost of Living Comparison

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Gulf Breeze, FL
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Gulf Breeze, FL: 114
Rent Prices
82
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR