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City Housing Verdict

Haddon Heights, NJ

Stretch

Living in Haddon Heights, NJ costs about 20% more than the national average (Cost Index: 120). Housing is the main driver — the typical home value of $478,833 is well above the $303,400 US median. The local median household income is $126,055, which helps frame the place-side housing burden.

Haddon Heights sits in the stretch zone: not impossible, but household feasibility will depend heavily on rent, down payment, debt load, and whether you are renting or buying. Start with the verdict panel, then compare scenarios before treating this city as affordable.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Safe

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Haddon Heights.

Monthly Housing
$1,195/mo
Lower of rent or buy scenario
Housing Burden
11%
Healthy
Residual Cash
$8,810/mo
After housing and debt · $2,937/person
Rent vs Buy
Renting is the lower-pressure baseline
Main pressure: property tax
Assumptions
Housing Mode
Confidence: MediumHome source: ZILLOWRent source: ACSBEA proxy: msaHousehold size: 3Down payment: 20%Fixed burden: 16%
Uses a URL fragment, so it does not create a separate indexed page.
Cost Index
120
Expensive
Based on housing costs · See methodology
Median Home Value
$478,833
Zillow ZHVI Market Rate • Census ACS: $354,700
National: $303,400
Median Rent
$1,195/mo
Source: Census ACS
National: $1,348/mo
Household Income
$126,055
National: $78,538
Population
7,488
Purchasing Power
134
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
158 / 100
58% above average
Rent Index
89 / 100
11% below average
Goods & Groceries
97 / 100
About the same as most US cities
Utilities
114 / 100
14% higher utility bills
Healthcare & Services
103 / 100
In line with national average
Overall Index
120
Expensive · 20% above average

Haddon Heights Mortgage Calculator

Pre-filled with the local median home value of $478,833 and New Jersey's property tax rate of 2.47%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$126,055
Census ACS place context
Rent Burden Estimate
11%
Typical annual rent / local household income
Home Price to Income
3.8x
Typical home value / local household income
Use this section to judge whether Haddon Heights looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Haddon Heights, NJ

Est. Annual Property Tax
$11,827
Monthly Impact
$986
Added to your mortgage
Effective Rate
2.47%
National avg: ~1.00%

New Jersey Place Tax Context

Tax TypeNew JerseyNational Avg
Property Tax Rate2.47%1.00%
Top Income Tax Rate10.75%~5.0%
State Sales Tax6.6%~5.0%

Compare Haddon Heights to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Haddon Heights, NJ
120
89
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Haddon Heights, NJ: 158
Rent Prices
89

FAQ: Living in Haddon Heights

Is Haddon Heights, NJ an expensive place to live?+

Yes — Haddon Heights is about 20% more expensive than the national average, with an overall Cost Index of 120. Housing is the biggest factor: the typical home here is valued around $478,833, and monthly rents average roughly $1,195. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

How does Haddon Heights fit a household housing budget?+

Start with housing. Typical monthly rent is $1,195, while local median household income is $126,055. That implies a rent-burden proxy of about 11% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Haddon Heights, NJ?+

New Jersey has a progressive state income tax with a top rate of 10.75%. The effective property tax rate is 2.47%. On a home worth $478,833, that translates to roughly $11,827 per year in property taxes. Sales tax (state + local) averages around 6.6% on everyday purchases.

How much does it cost to rent in Haddon Heights, NJ?+

The typical monthly rent in Haddon Heights is around $1,195. That's roughly 11% lower than the $1,348 national median. For comparison, the median home value here is $478,833, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Haddon Heights, NJ?+

The median home in Haddon Heights is valued at $478,833. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $2,421/month for principal and interest alone — before property taxes and insurance. About 78% of residents here own their homes.

Are groceries and utilities expensive in Haddon Heights?+

Grocery prices in Haddon Heights are about average compared to the rest of the US (index: 97, where 100 is the national average). Utility bills (electricity, gas, water) are on the high side (index: 114). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Haddon Heights, NJ like to live in?+

Haddon Heights is a small town with a population of about 7,488. The median age of residents is 40.5, which is close to the national median. The local poverty rate is 2.41%, well below the national average of 12.4%.

Lower-Pressure Alternatives in New Jersey

If Haddon Heights feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in New Jersey

Use these city pages when you want to compare Haddon Heights against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly