Cost of living answer

Cost of Living in Hilton, NY

Cost of Living in Hilton, NY has an overall index of 86, 14% below the U.S. baseline of 100. The typical home value is $178,500; typical monthly rent is $1,138; and median household income is $85,390.

Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Census ACS 2023 fallback place estimate. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.

Cost vs U.S.14% belowOverall modeled index 86
Typical rent$1,138/moCensus ACS
Typical home value$178,500Census ACS
Median household income$85,390Census ACS place estimate
Market PressureLower

Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.

Rent pressure
16%
Typical annual rent divided by local median household income.
Buy pressure
2.1x
Typical home value divided by local median household income.
Your Household Fit

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Your household inputs
Are you renting or buying?
Advanced assumptions
Initial rent input: $1,138 from ACS. Edit it to match the housing option you are considering.
Mortgage benchmark: 6.11% 30-year fixed, Freddie Mac Primary Mortgage Market Survey via FRED, as of 2026-03-12. Not a lender quote or approval.
Property-tax input: State-level effective owner-occupied property-tax proxy Not a parcel or individual tax-bill estimate.

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City details

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Overall cost index86100 = U.S. baseline
Goods1000% above baseline
Services982% below baseline
Utilities13333% above baseline
Frequently asked questions about Hilton

Living in Hilton

Is Hilton, NY an affordable place to live?+

Yes — everyday expenses in Hilton run about 14% below the US average (Cost Index: 86). Housing is especially affordable: the median home is valued around $178,500, compared to the $303,400 national median. Monthly rent is $1,138, versus $1,348 nationally.

How does Hilton fit a household housing budget?+

Start with housing. Typical monthly rent is $1,138, while local median household income is $85,390. That implies a rent-burden proxy of about 16% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.

How much are taxes in Hilton, NY?+

New York uses a progressive model; 10.9% is top marginal-rate context. Applying the 1.72% state-level effective owner-occupied proxy to a home worth $178,500 gives a planning estimate near $3,070 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 8.52%.

How much does it cost to rent in Hilton, NY?+

The typical monthly rent in Hilton is around $1,138. That's roughly 16% lower than the $1,348 national median. For comparison, the median home value here is $178,500, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Hilton, NY?+

The typical home value in Hilton is $178,500. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $866/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 67% of residents here own their homes.

Are groceries and utilities expensive in Hilton?+

Grocery prices in Hilton are about average compared to the rest of the US (index: 100, where 100 is the national average). Utility bills (electricity, gas, water) are on the high side (index: 133). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Hilton, NY like to live in?+

Hilton is a small town with a population of about 5,990. The median age of residents is 36.8, which is close to the national median. The local poverty rate is 9.92%, near the national average of 12.4%.