Cost of Living in Keene, TX
Cost of Living in Keene, TX has an overall index of 85, 15% below the U.S. baseline of 100. The typical home value is $219,900; typical monthly rent is $950; and median household income is $50,796.
Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Census ACS 2023 fallback place estimate. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.
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Recommendations require usable housing and income data and exclude very small places for a city of this scale.
Frequently asked questions about Keene
Living in Keene
Is Keene, TX an affordable place to live?+
Yes — everyday expenses in Keene run about 15% below the US average (Cost Index: 85). Housing is especially affordable: the median home is valued around $219,900, compared to the $303,400 national median. Monthly rent is $950, versus $1,348 nationally.
How does Keene fit a household housing budget?+
Start with housing. Typical monthly rent is $950, while local median household income is $50,796. That implies a rent-burden proxy of about 22% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Keene, TX?+
This model applies no broad Texas wage-income tax. Applying the 1.6% state-level effective owner-occupied proxy to a home worth $219,900 gives a planning estimate near $3,518 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 8.19%.
How much does it cost to rent in Keene, TX?+
The typical monthly rent in Keene is around $950. That's roughly 30% lower than the $1,348 national median. For comparison, the median home value here is $219,900, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Keene, TX?+
The typical home value in Keene is $219,900. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $1,067/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 53% of residents here own their homes.
Are groceries and utilities expensive in Keene?+
Grocery prices in Keene are about average compared to the rest of the US (index: 103, where 100 is the national average). Utility bills (electricity, gas, water) are about typical (index: 91). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.
What is Keene, TX like to live in?+
Keene is a small town with a population of about 6,574. The median age of residents is 33.8, which is close to the national median. The local poverty rate is 13.07%, near the national average of 12.4%.