Kiryas Joel, NY

Yes — Kiryas Joel is about 44% more expensive than the national average, with an overall Cost Index of 144. Housing is the biggest factor: the typical home here is valued around $685,800, and monthly rents average roughly $1,575. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

Start with housing. Typical monthly rent is $1,575, while local median household income is $43,171. That implies a rent-burden proxy of about 44% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

New York has a progressive state income tax with a top rate of 10.9%. The effective property tax rate is 1.72%. On a home worth $685,800, that translates to roughly $11,796 per year in property taxes. Sales tax (state + local) averages around 8.52% on everyday purchases.

The typical monthly rent in Kiryas Joel is around $1,575. That's about 17% higher than the $1,348 national median. For comparison, the median home value here is $685,800, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Kiryas Joel is valued at $685,800. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $3,468/month for principal and interest alone — before property taxes and insurance. About 35% of residents here own their homes.

Grocery prices in Kiryas Joel are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

Kiryas Joel is a smaller city with a population of about 36,572. The median age of residents is 15.1, skewing younger — often a sign of a college town or fast-growing area. The local poverty rate is 40.24%, above the national average of 12.4%.