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Ladera Ranch, CA

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
233
Very Expensive
Median Home Value
$1,046,600
National: $426,735
Median Rent
$3,331/mo
National: $1,527/mo
Household Income
$184,257
National: $84,532
Population
23,609
Purchasing Power
94
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
245 / 100
100 = national average
Rent Index
218 / 100
Overall Index
233
Very Expensive

Ladera Ranch Mortgage Calculator

Pre-filled with the local median home value of $1,046,600 and California's property tax rate of 0.71%.

Salary & Purchasing Power

Median household income is $184,257 118% above the national average.

What $184,257 in Ladera Ranch Gets You Elsewhere

CityEquivalent SalaryDifference
San Francisco, CA$200,073+9%
New York, NY$119,411-35%
Los Angeles, CA$134,436-27%

Property Tax in Ladera Ranch, CA

Est. Annual Property Tax
$7,431
Monthly Impact
$619
Added to your mortgage
Effective Rate
0.71%
National avg: ~1.00%

California Tax Overview

Tax TypeCaliforniaNational Avg
Property Tax Rate0.71%1.00%
Top Income Tax Rate13.3%~5.0%
State Sales Tax8.85%~5.0%

Compare Ladera Ranch to Another City

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Cost of Living Comparison

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Ladera Ranch, CA
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Ladera Ranch, CA: 245
Rent Prices
218
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR