Cost of Living in Lampasas, TX
Cost of Living in Lampasas, TX has an overall index of 78, 22% below the U.S. baseline of 100. The typical home value is $197,000; typical monthly rent is $867; and median household income is $63,173.
Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Census ACS 2023 fallback place estimate. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.
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Frequently asked questions about Lampasas
Living in Lampasas
Is Lampasas, TX an affordable place to live?+
Yes — everyday expenses in Lampasas run about 22% below the US average (Cost Index: 78). Housing is especially affordable: the median home is valued around $197,000, compared to the $303,400 national median. Monthly rent is $867, versus $1,348 nationally.
How does Lampasas fit a household housing budget?+
Start with housing. Typical monthly rent is $867, while local median household income is $63,173. That implies a rent-burden proxy of about 16% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Lampasas, TX?+
This model applies no broad Texas wage-income tax. Applying the 1.6% state-level effective owner-occupied proxy to a home worth $197,000 gives a planning estimate near $3,152 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 8.19%.
How much does it cost to rent in Lampasas, TX?+
The typical monthly rent in Lampasas is around $867. That's roughly 36% lower than the $1,348 national median. For comparison, the median home value here is $197,000, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Lampasas, TX?+
The typical home value in Lampasas is $197,000. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $956/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 67% of residents here own their homes.
Are groceries and utilities expensive in Lampasas?+
Grocery prices in Lampasas are more affordable compared to the rest of the US (index: 94, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 81). Both help keep your monthly expenses lower than in many parts of the country.
What is Lampasas, TX like to live in?+
Lampasas is a small town with a population of about 7,506. The median age of residents is 40.5, which is close to the national median. The local poverty rate is 14.14%, near the national average of 12.4%.