LivabilityCalc
Find Your City
City Dashboard

Lodi, NJ

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
107
Average
Median Home Value
$449,200
National: $426,735
Median Rent
$1,675/mo
National: $1,527/mo
Household Income
$84,570
National: $84,532
Population
25,946
Purchasing Power
93
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
105 / 100
100 = national average
Rent Index
110 / 100
Overall Index
107
Average

Lodi Mortgage Calculator

Pre-filled with the local median home value of $449,200 and New Jersey's property tax rate of 2.47%.

Salary & Purchasing Power

Median household income is $84,570 right at the national average.

What $84,570 in Lodi Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$119,346+41%
Los Angeles, CA$134,364+59%
Chicago, IL$64,020-24%
Houston, TX$56,117-34%

Property Tax in Lodi, NJ

Est. Annual Property Tax
$11,095
Monthly Impact
$925
Added to your mortgage
Effective Rate
2.47%
National avg: ~1.00%

New Jersey Tax Overview

Tax TypeNew JerseyNational Avg
Property Tax Rate2.47%1.00%
Top Income Tax Rate10.75%~5.0%
State Sales Tax6.6%~5.0%

Compare Lodi to Another City

See how far your salary goes somewhere else.

Cost of Living Comparison

See how far your salary goes in another city.

Lodi, NJ
Loading cities...

Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Lodi, NJ: 105
Rent Prices
110
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR