Los Osos, CA

Yes — Los Osos is about 77% more expensive than the national average, with an overall Cost Index of 177. Housing is the biggest factor: the typical home here is valued around $862,063, and monthly rents average roughly $1,909. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

Start with housing. Typical monthly rent is $1,909, while local median household income is $103,504. That implies a rent-burden proxy of about 22% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

California has a progressive state income tax with a top rate of 13.3%. The effective property tax rate is 0.71%. On a home worth $862,063, that translates to roughly $6,121 per year in property taxes. Sales tax (state + local) averages around 8.85% on everyday purchases.

The typical monthly rent in Los Osos is around $1,909. That's about 42% higher than the $1,348 national median. For comparison, the median home value here is $862,063, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Los Osos is valued at $862,063. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $4,359/month for principal and interest alone — before property taxes and insurance. About 70% of residents here own their homes.

Grocery prices in Los Osos are about average compared to the rest of the US (index: 105, where 100 is the national average). Utility bills (electricity, gas, water) are on the high side (index: 148). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

Los Osos is a small town with a population of about 15,048. The median age of residents is 47.3, skewing somewhat older — common in established suburban communities. The local poverty rate is 8.39%, near the national average of 12.4%.