Loudonville, NY

Yes — Loudonville is about 11% more expensive than the national average, with an overall Cost Index of 111. Housing is the biggest factor: the typical home here is valued around $370,200, and monthly rents average roughly $1,891. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

Start with housing. Typical monthly rent is $1,891, while local median household income is $131,806. That implies a rent-burden proxy of about 17% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

New York has a progressive state income tax with a top rate of 10.9%. The effective property tax rate is 1.72%. On a home worth $370,200, that translates to roughly $6,367 per year in property taxes. Sales tax (state + local) averages around 8.52% on everyday purchases.

The typical monthly rent in Loudonville is around $1,891. That's about 40% higher than the $1,348 national median. For comparison, the median home value here is $370,200, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Loudonville is valued at $370,200. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,872/month for principal and interest alone — before property taxes and insurance. About 94% of residents here own their homes.

Grocery prices in Loudonville are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

Loudonville is a small town with a population of about 10,274. The median age of residents is 41.3, which is close to the national median. The local poverty rate is 3.68%, well below the national average of 12.4%.