Cost of Living in Maple Grove, MN
Cost of Living in Maple Grove, MN has an overall index of 120, 20% above the U.S. baseline of 100. The typical home value is $419,176; typical monthly rent is $1,863; and median household income is $129,481.
Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Zillow ZHVI market signal as of 2026-02. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Housing costs sit well above the national baseline. This describes the local market, not your household.
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Frequently asked questions about Maple Grove
Living in Maple Grove
Is Maple Grove, MN an expensive place to live?+
Yes — Maple Grove is about 20% more expensive than the national average, with an overall Cost Index of 120. Housing is the biggest factor: the typical home here is valued around $419,176, and monthly rents average roughly $1,863. Day-to-day costs like groceries and utilities tend to run closer to the national norm.
How does Maple Grove fit a household housing budget?+
Start with housing. Typical monthly rent is $1,863, while local median household income is $129,481. That implies a rent-burden proxy of about 17% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Maple Grove, MN?+
Minnesota uses a progressive model; 9.85% is top marginal-rate context. Applying the 1.11% state-level effective owner-occupied proxy to a home worth $419,176 gives a planning estimate near $4,653 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 7.54%.
How much does it cost to rent in Maple Grove, MN?+
The typical monthly rent in Maple Grove is around $1,863. That's about 38% higher than the $1,348 national median. For comparison, the median home value here is $419,176, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Maple Grove, MN?+
The typical home value in Maple Grove is $419,176. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $2,034/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 83% of residents here own their homes.
Are groceries and utilities expensive in Maple Grove?+
Grocery prices in Maple Grove are about average compared to the rest of the US (index: 103, where 100 is the national average). Utility bills (electricity, gas, water) are about typical (index: 93). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.
What is Maple Grove, MN like to live in?+
Maple Grove is a smaller city with a population of about 70,539. The median age of residents is 40.9, which is close to the national median. The local poverty rate is 3.85%, well below the national average of 12.4%.