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City Housing Verdict

Mission Bend, TX

Manageable

The cost of living in Mission Bend, TX is 9% below the national average (Cost Index: 91). Homes here are typically valued around $221,800, compared to the $303,400 national median. The median household income is $72,492 — overall, living costs and earnings are reasonably balanced in this area.

Mission Bend looks comparatively manageable for household relocation, with 27% rent burden, 3.1x home-price-to-income, and a housing index of 73. Use the assumptions below to test whether your own budget still stays in the safe range.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Safe

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Mission Bend.

Monthly Housing
$1,518/mo
Lower of rent or buy scenario
Housing Burden
25%
Healthy
Residual Cash
$4,023/mo
After housing and debt · $1,341/person
Rent vs Buy
Buying can be tested
Main pressure: monthly rent
Assumptions
Housing Mode
Confidence: MediumHome source: ACSRent source: ACSBEA proxy: nonmetroHousehold size: 3Down payment: 20%Fixed burden: 33%
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Cost Index
91
Average
Based on housing costs · See methodology
Median Home Value
$221,800
Source: Census ACS
National: $303,400
Median Rent
$1,613/mo
Source: Census ACS
National: $1,348/mo
Household Income
$72,492
National: $78,538
Population
37,280
Purchasing Power
101
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
73 / 100
27% below average
Rent Index
120 / 100
20% above average
Goods & Groceries
96 / 100
About the same as most US cities
BEA State Nonmetro avg.
Utilities
88 / 100
12% lower utility bills
BEA State Nonmetro avg.
Healthcare & Services
98 / 100
In line with national average
BEA State Nonmetro avg.
Overall Index
91
Average

Mission Bend Mortgage Calculator

Pre-filled with the local median home value of $221,800 and Texas's property tax rate of 1.6%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$72,492
Census ACS place context
Rent Burden Estimate
27%
Typical annual rent / local household income
Home Price to Income
3.1x
Typical home value / local household income
Use this section to judge whether Mission Bend looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Mission Bend, TX

Est. Annual Property Tax
$3,549
Monthly Impact
$296
Added to your mortgage
Effective Rate
1.60%
National avg: ~1.00%

Texas Place Tax Context

Tax TypeTexasNational Avg
Property Tax Rate1.60%1.00%
Top Income Tax RateNo State Income Tax~5.0%
State Sales Tax8.19%~5.0%

Compare Mission Bend to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Mission Bend, TX
91
120
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Mission Bend, TX: 73
Rent Prices
120

FAQ: Living in Mission Bend

Is Mission Bend, TX an affordable place to live?+

Yes — everyday expenses in Mission Bend run about 9% below the US average (Cost Index: 91). Housing is especially affordable: the median home is valued around $221,800, compared to the $303,400 national median. Monthly rent is typically around $1,613, versus $1,348 nationally.

How does Mission Bend fit a household housing budget?+

Start with housing. Typical monthly rent is $1,613, while local median household income is $72,492. That implies a rent-burden proxy of about 27% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Mission Bend, TX?+

Texas is one of the few states with no state income tax, which can save residents thousands of dollars per year. The effective property tax rate is 1.6%. On a home worth $221,800, that translates to roughly $3,549 per year in property taxes. Sales tax (state + local) averages around 8.19% on everyday purchases.

How much does it cost to rent in Mission Bend, TX?+

The typical monthly rent in Mission Bend is around $1,613. That's about 20% higher than the $1,348 national median. For comparison, the median home value here is $221,800, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Mission Bend, TX?+

The median home in Mission Bend is valued at $221,800. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,122/month for principal and interest alone — before property taxes and insurance. About 81% of residents here own their homes.

Are groceries and utilities expensive in Mission Bend?+

Grocery prices in Mission Bend are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Mission Bend, TX like to live in?+

Mission Bend is a smaller city with a population of about 37,280. The median age of residents is 35.4, which is close to the national median. The local poverty rate is 13.01%, near the national average of 12.4%.

Lower-Pressure Alternatives in Texas

If Mission Bend feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Texas

Use these city pages when you want to compare Mission Bend against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly