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New Smyrna Beach, FL

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
95
Average
Median Home Value
$365,900
National: $426,735
Median Rent
$1,638/mo
National: $1,527/mo
Household Income
$78,373
National: $84,532
Population
31,212
Purchasing Power
98
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
86 / 100
100 = national average
Rent Index
107 / 100
Overall Index
95
Average

New Smyrna Beach Mortgage Calculator

Pre-filled with the local median home value of $365,900 and Florida's property tax rate of 0.86%.

Salary & Purchasing Power

Median household income is $78,373 7% below the national average.

What $78,373 in New Smyrna Beach Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$124,572+59%
Los Angeles, CA$140,246+79%
Chicago, IL$66,823-15%
Houston, TX$58,574-25%

Property Tax in New Smyrna Beach, FL

Est. Annual Property Tax
$3,147
Monthly Impact
$262
Added to your mortgage
Effective Rate
0.86%
National avg: ~1.00%

Florida Tax Overview

Tax TypeFloridaNational Avg
Property Tax Rate0.86%1.00%
Top Income Tax RateNo State Income Tax~5.0%
State Sales Tax7.01%~5.0%

Compare New Smyrna Beach to Another City

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Cost of Living Comparison

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New Smyrna Beach, FL
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
New Smyrna Beach, FL: 86
Rent Prices
107
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR