Notre Dame, IN
The cost of living in Notre Dame, IN is 3% below the national average (Cost Index: 97). Homes here are typically valued around N/A, compared to the $303,400 national median. The median household income is $19,082 — overall, living costs and earnings are reasonably balanced in this area.
Notre Dame already reads as a high-pressure housing market, with 80% rent burden, mixed buy-side affordability, and a housing index of 100. Treat this page as a stress test for rent, mortgage, and tax burden before assuming the move works.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI
Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Notre Dame.
Cost of Living Breakdown
Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.
Notre Dame Mortgage Calculator
Pre-filled with the local median home value of $400,000 and Indiana's property tax rate of 0.83%.
Household Housing Budget
Local median household income helps frame typical housing pressure, rent burden, and how stretched a household budget may feel in this market.
Property Tax in Notre Dame, IN
Indiana Place Tax Context
Compare Notre Dame to Another City
Compare housing, rent, groceries, utilities, services, and tax context to see where a move would tighten or loosen the monthly budget.
Cost of Living Comparison
Compare place-side housing, rent, goods, services, and utility pressure between cities.
Cost Index Comparison (100 = National Avg)
FAQ: Living in Notre Dame
What is the cost of living like in Notre Dame, IN?+
Living costs in Notre Dame land close to the national average, with a Cost Index of 97 (where 100 = the US baseline). Housing is the largest variable: the median home value here is N/A, and typical monthly rents run around $1,268. Groceries and utilities are slightly below what you would find in most US cities.
How does Notre Dame fit a household housing budget?+
Start with housing. Typical monthly rent is $1,268, while local median household income is $19,082. That implies a rent-burden proxy of about 80% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Notre Dame, IN?+
Indiana has a progressive state income tax with a top rate of 3.05%. The effective property tax rate is 0.83%. The statewide average property tax rate is 0.83%. Sales tax (state + local) averages around 7% on everyday purchases.
How much does it cost to rent in Notre Dame, IN?+
The typical monthly rent in Notre Dame is around $1,268. That's close to the $1,348 national median.
Are groceries and utilities expensive in Notre Dame?+
Grocery prices in Notre Dame are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.
What is Notre Dame, IN like to live in?+
Notre Dame is a small town with a population of about 6,754. The median age of residents is 20.2, skewing younger — often a sign of a college town or fast-growing area. The local poverty rate is 50.16%, above the national average of 12.4%.
Lower-Pressure Alternatives in Indiana
If Notre Dame feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.
Higher-Pressure Comparisons in Indiana
Use these city pages when you want to compare Notre Dame against tougher same-state markets before deciding whether the current city is already a stretch.
- Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
- Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
- Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
- Tax Context: State-level property, sales, and income-tax inputs used to explain how relocation budgets and housing pressure change from one place to another.
- Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)