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South Bend, IN

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
44
Very Affordable
Median Home Value
$124,500
National: $426,735
Median Rent
$1,000/mo
National: $1,527/mo
Household Income
$52,512
National: $84,532
Population
102,866
Purchasing Power
141
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
29 / 100
100 = national average
Rent Index
65 / 100
Overall Index
44
Very Affordable

South Bend Mortgage Calculator

Pre-filled with the local median home value of $124,500 and Indiana's property tax rate of 0.83%.

Salary & Purchasing Power

Median household income is $52,512 38% below the national average.

What $52,512 in South Bend Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$180,212+243%
Los Angeles, CA$202,887+286%
Detroit, MI$47,738-9%

Property Tax in South Bend, IN

Est. Annual Property Tax
$1,033
Monthly Impact
$86
Added to your mortgage
Effective Rate
0.83%
National avg: ~1.00%

Indiana Tax Overview

Tax TypeIndianaNational Avg
Property Tax Rate0.83%1.00%
Top Income Tax Rate3.05%~5.0%
State Sales Tax7%~5.0%

Compare South Bend to Another City

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Cost of Living Comparison

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South Bend, IN
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
South Bend, IN: 29
Rent Prices
65
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR