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City Housing Verdict

Offutt AFB, NE

Stretch

The cost of living in Offutt AFB, NE is right at the national average (Cost Index: 100). Homes here are typically valued around N/A, compared to the $303,400 national median. The median household income is $67,803 — overall, living costs and earnings are reasonably balanced in this area.

Offutt AFB sits in the stretch zone: not impossible, but household feasibility will depend heavily on rent, down payment, debt load, and whether you are renting or buying. Start with the verdict panel, then compare scenarios before treating this city as affordable.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Stretch

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Offutt AFB.

Monthly Housing
$1,549/mo
Lower of rent or buy scenario
Housing Burden
27%
Healthy
Residual Cash
$3,601/mo
After housing and debt · $1,200/person
Rent vs Buy
Rent first
Main pressure: home prices
Assumptions
Housing Mode
Confidence: MediumHome source: ACSRent source: ACSBEA proxy: nonmetroHousehold size: 3Down payment: 20%Fixed burden: 36%
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Cost Index
100
Average
Based on housing costs · See methodology
Median Home Value
N/A
National: $303,400
Median Rent
$1,549/mo
Source: Census ACS
National: $1,348/mo
Household Income
$67,803
National: $78,538
Population
5,663
Purchasing Power
86
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
100 / 100
Close to average
Rent Index
115 / 100
15% above average
Goods & Groceries
96 / 100
About the same as most US cities
BEA State Nonmetro avg.
Utilities
88 / 100
12% lower utility bills
BEA State Nonmetro avg.
Healthcare & Services
98 / 100
In line with national average
BEA State Nonmetro avg.
Overall Index
100
Average

Offutt AFB Mortgage Calculator

Pre-filled with the local median home value of $400,000 and Nebraska's property tax rate of 1.73%.

Household Housing Budget

Local median household income helps frame typical housing pressure, rent burden, and how stretched a household budget may feel in this market.

Local Household Income
$67,803
Census ACS place context
Rent Burden Estimate
27%
Typical annual rent / local household income
Home Price to Income
N/A
Typical home value / local household income
Use this section to judge whether Offutt AFB looks structurally manageable for a household budget under your own housing assumptions.

Property Tax in Offutt AFB, NE

Est. Annual Property Tax
N/A
Monthly Impact
N/A
Added to your mortgage
Effective Rate
1.73%
National avg: ~1.00%

Nebraska Place Tax Context

Tax TypeNebraskaNational Avg
Property Tax Rate1.73%1.00%
Top Income Tax Rate5.84%~5.0%
State Sales Tax6.96%~5.0%

Compare Offutt AFB to Another City

Compare housing, rent, groceries, utilities, services, and tax context to see where a move would tighten or loosen the monthly budget.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Offutt AFB, NE
100
115
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Offutt AFB, NE: 100
Rent Prices
115

FAQ: Living in Offutt AFB

What is the cost of living like in Offutt AFB, NE?+

Living costs in Offutt AFB land close to the national average, with a Cost Index of 100 (where 100 = the US baseline). Housing is the largest variable: the median home value here is N/A, and typical monthly rents run around $1,549. Groceries and utilities are slightly below what you would find in most US cities.

How does Offutt AFB fit a household housing budget?+

Start with housing. Typical monthly rent is $1,549, while local median household income is $67,803. That implies a rent-burden proxy of about 27% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.

How much are taxes in Offutt AFB, NE?+

Nebraska has a progressive state income tax with a top rate of 5.84%. The effective property tax rate is 1.73%. The statewide average property tax rate is 1.73%. Sales tax (state + local) averages around 6.96% on everyday purchases.

How much does it cost to rent in Offutt AFB, NE?+

The typical monthly rent in Offutt AFB is around $1,549. That's about 15% higher than the $1,348 national median.

Are groceries and utilities expensive in Offutt AFB?+

Grocery prices in Offutt AFB are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Offutt AFB, NE like to live in?+

Offutt AFB is a small town with a population of about 5,663. The median age of residents is 23.8, skewing younger — often a sign of a college town or fast-growing area. The local poverty rate is 6.94%, well below the national average of 12.4%.

Lower-Pressure Alternatives in Nebraska

If Offutt AFB feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Nebraska

Use these city pages when you want to compare Offutt AFB against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax inputs used to explain how relocation budgets and housing pressure change from one place to another.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly