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Pensacola, FL

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
71
Very Affordable
Median Home Value
$276,500
National: $426,735
Median Rent
$1,209/mo
National: $1,527/mo
Household Income
$72,699
National: $84,532
Population
54,011
Purchasing Power
121
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
65 / 100
100 = national average
Rent Index
79 / 100
Overall Index
71
Very Affordable

Pensacola Mortgage Calculator

Pre-filled with the local median home value of $276,500 and Florida's property tax rate of 0.86%.

Salary & Purchasing Power

Median household income is $72,699 14% below the national average.

What $72,699 in Pensacola Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$154,613+113%
Los Angeles, CA$174,068+139%
Philadelphia, PA$69,627-4%
San Antonio, TX$65,531-10%

Property Tax in Pensacola, FL

Est. Annual Property Tax
$2,378
Monthly Impact
$198
Added to your mortgage
Effective Rate
0.86%
National avg: ~1.00%

Florida Tax Overview

Tax TypeFloridaNational Avg
Property Tax Rate0.86%1.00%
Top Income Tax RateNo State Income Tax~5.0%
State Sales Tax7.01%~5.0%

Compare Pensacola to Another City

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Cost of Living Comparison

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Pensacola, FL
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Pensacola, FL: 65
Rent Prices
79
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR