LivabilityCalc
Find Your City
City Dashboard

Pharr, TX

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
43
Very Affordable
Median Home Value
$111,500
National: $426,735
Median Rent
$990/mo
National: $1,527/mo
Household Income
$49,884
National: $84,532
Population
79,809
Purchasing Power
137
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
26 / 100
100 = national average
Rent Index
65 / 100
Overall Index
43
Very Affordable

Pharr Mortgage Calculator

Pre-filled with the local median home value of $111,500 and Texas's property tax rate of 1.6%.

Salary & Purchasing Power

Median household income is $49,884 41% below the national average.

What $49,884 in Pharr Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$175,174+251%
Los Angeles, CA$197,216+295%
Detroit, MI$46,404-7%

Property Tax in Pharr, TX

Est. Annual Property Tax
$1,784
Monthly Impact
$149
Added to your mortgage
Effective Rate
1.60%
National avg: ~1.00%

Texas Tax Overview

Tax TypeTexasNational Avg
Property Tax Rate1.60%1.00%
Top Income Tax RateNo State Income Tax~5.0%
State Sales Tax8.19%~5.0%

Compare Pharr to Another City

See how far your salary goes somewhere else.

Cost of Living Comparison

See how far your salary goes in another city.

Pharr, TX
Loading cities...

Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Pharr, TX: 26
Rent Prices
65
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR