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Pontiac, IL

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
38
Very Affordable
Median Home Value
$110,200
National: $426,735
Median Rent
$818/mo
National: $1,527/mo
Household Income
$59,579
National: $84,532
Population
11,483
Purchasing Power
185
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
26 / 100
100 = national average
Rent Index
54 / 100
Overall Index
38
Very Affordable

Pontiac Mortgage Calculator

Pre-filled with the local median home value of $110,200 and Illinois's property tax rate of 2.07%.

Salary & Purchasing Power

Median household income is $59,579 30% below the national average.

What $59,579 in Pontiac Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$236,748+297%
Los Angeles, CA$266,538+347%

Property Tax in Pontiac, IL

Est. Annual Property Tax
$2,281
Monthly Impact
$190
Added to your mortgage
Effective Rate
2.07%
National avg: ~1.00%

Illinois Tax Overview

Tax TypeIllinoisNational Avg
Property Tax Rate2.07%1.00%
Top Income Tax Rate4.95%~5.0%
State Sales Tax8.82%~5.0%

Compare Pontiac to Another City

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Cost of Living Comparison

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Pontiac, IL
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Pontiac, IL: 26
Rent Prices
54
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR