Cost of living answer

Cost of Living in Quincy, FL

Cost of Living in Quincy, FL has an overall index of 71, 29% below the U.S. baseline of 100. The typical home value is $101,700; typical monthly rent is $1,022; and median household income is $34,126.

Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Census ACS 2023 fallback place estimate. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.

Cost vs U.S.29% belowOverall modeled index 71
Typical rent$1,022/moCensus ACS
Typical home value$101,700Census ACS
Median household income$34,126Census ACS place estimate
Market PressureHigh

Typical rent takes a large share of local household income. This describes the local market, not your household.

Rent pressure
36%
Typical annual rent divided by local median household income.
Buy pressure
3.0x
Typical home value divided by local median household income.
Your Household Fit

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Your household inputs
Are you renting or buying?
Advanced assumptions
Initial rent input: $1,022 from ACS. Edit it to match the housing option you are considering.
Mortgage benchmark: 6.11% 30-year fixed, Freddie Mac Primary Mortgage Market Survey via FRED, as of 2026-03-12. Not a lender quote or approval.
Property-tax input: State-level effective owner-occupied property-tax proxy Not a parcel or individual tax-bill estimate.

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City details

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Overall cost index71100 = U.S. baseline
Goods964% below baseline
Services991% below baseline
Utilities8713% below baseline
Frequently asked questions about Quincy

Living in Quincy

Is Quincy, FL an affordable place to live?+

Yes — everyday expenses in Quincy run about 29% below the US average (Cost Index: 71). Housing is especially affordable: the median home is valued around $101,700, compared to the $303,400 national median. Monthly rent is $1,022, versus $1,348 nationally.

How does Quincy fit a household housing budget?+

Start with housing. Typical monthly rent is $1,022, while local median household income is $34,126. That implies a rent-burden proxy of about 36% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.

How much are taxes in Quincy, FL?+

This model applies no broad Florida wage-income tax. Applying the 0.86% state-level effective owner-occupied proxy to a home worth $101,700 gives a planning estimate near $875 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 7.01%.

How much does it cost to rent in Quincy, FL?+

The typical monthly rent in Quincy is around $1,022. That's roughly 24% lower than the $1,348 national median. For comparison, the median home value here is $101,700, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Quincy, FL?+

The typical home value in Quincy is $101,700. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $494/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 59% of residents here own their homes.

Are groceries and utilities expensive in Quincy?+

Grocery prices in Quincy are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 87). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Quincy, FL like to live in?+

Quincy is a small town with a population of about 7,818. The median age of residents is 34.4, which is close to the national median. The local poverty rate is 43.68%, above the national average of 12.4%.