LivabilityCalc
Find Your City
City Dashboard

Reading, PA

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
44
Very Affordable
Median Home Value
$109,800
National: $426,735
Median Rent
$1,018/mo
National: $1,527/mo
Household Income
$45,599
National: $84,532
Population
94,836
Purchasing Power
123
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
26 / 100
100 = national average
Rent Index
67 / 100
Overall Index
44
Very Affordable

Reading Mortgage Calculator

Pre-filled with the local median home value of $109,800 and Pennsylvania's property tax rate of 1.58%.

Salary & Purchasing Power

Median household income is $45,599 46% below the national average.

What $45,599 in Reading Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$156,487+243%
Los Angeles, CA$176,178+286%
Detroit, MI$41,454-9%

Property Tax in Reading, PA

Est. Annual Property Tax
$1,735
Monthly Impact
$145
Added to your mortgage
Effective Rate
1.58%
National avg: ~1.00%

Pennsylvania Tax Overview

Tax TypePennsylvaniaNational Avg
Property Tax Rate1.58%1.00%
Top Income Tax Rate3.07%~5.0%
State Sales Tax6.34%~5.0%

Compare Reading to Another City

See how far your salary goes somewhere else.

Cost of Living Comparison

See how far your salary goes in another city.

Reading, PA
Loading cities...

Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Reading, PA: 26
Rent Prices
67
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR