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Richmond Hill, GA

Manageable

The cost of living in Richmond Hill, GA is 2% above the national average (Cost Index: 102). Homes here are typically valued around $272,100, compared to the $303,400 national median. The median household income is $89,910 — overall, living costs and earnings are reasonably balanced in this area.

Richmond Hill looks comparatively manageable for household relocation, with 27% rent burden, 3x home-price-to-income, and a housing index of 90. Use the assumptions below to test whether your own budget still stays in the safe range.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Safe

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Richmond Hill.

Monthly Housing
$1,685/mo
Lower of rent or buy scenario
Housing Burden
22%
Healthy
Residual Cash
$5,308/mo
After housing and debt · $1,769/person
Rent vs Buy
Buying can be tested
Main pressure: monthly rent
Assumptions
Housing Mode
Confidence: MediumHome source: ACSRent source: ZILLOWBEA proxy: msaHousehold size: 3Down payment: 20%Fixed burden: 29%
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Cost Index
102
Average
Based on housing costs · See methodology
Median Home Value
$272,100
Source: Census ACS
National: $303,400
Median Rent
$2,042/mo
Zillow ZORI Market Rate • Census ACS: $1,757/mo
National: $1,348/mo
Household Income
$89,910
National: $78,538
Population
17,408
Purchasing Power
112
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
90 / 100
10% below average
Rent Index
151 / 100
51% above average
Goods & Groceries
96 / 100
About the same as most US cities
Utilities
89 / 100
11% lower utility bills
Healthcare & Services
99 / 100
In line with national average
Overall Index
102
Average

Richmond Hill Mortgage Calculator

Pre-filled with the local median home value of $272,100 and Georgia's property tax rate of 0.92%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$89,910
Census ACS place context
Rent Burden Estimate
27%
Typical annual rent / local household income
Home Price to Income
3x
Typical home value / local household income
Use this section to judge whether Richmond Hill looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Richmond Hill, GA

Est. Annual Property Tax
$2,503
Monthly Impact
$209
Added to your mortgage
Effective Rate
0.92%
National avg: ~1.00%

Georgia Place Tax Context

Tax TypeGeorgiaNational Avg
Property Tax Rate0.92%1.00%
Top Income Tax Rate5.49%~5.0%
State Sales Tax7.38%~5.0%

Compare Richmond Hill to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Richmond Hill, GA
102
151
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Richmond Hill, GA: 90
Rent Prices
151

FAQ: Living in Richmond Hill

What is the cost of living like in Richmond Hill, GA?+

Living costs in Richmond Hill land close to the national average, with a Cost Index of 102 (where 100 = the US baseline). Housing is the largest variable: the median home value here is $272,100, and typical monthly rents run around $2,042. Groceries and utilities are slightly below what you would find in most US cities.

How does Richmond Hill fit a household housing budget?+

Start with housing. Typical monthly rent is $2,042, while local median household income is $89,910. That implies a rent-burden proxy of about 27% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Richmond Hill, GA?+

Georgia has a progressive state income tax with a top rate of 5.49%. The effective property tax rate is 0.92%. On a home worth $272,100, that translates to roughly $2,503 per year in property taxes. Sales tax (state + local) averages around 7.38% on everyday purchases.

How much does it cost to rent in Richmond Hill, GA?+

The typical monthly rent in Richmond Hill is around $2,042. That's about 51% higher than the $1,348 national median. For comparison, the median home value here is $272,100, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Richmond Hill, GA?+

The median home in Richmond Hill is valued at $272,100. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,376/month for principal and interest alone — before property taxes and insurance. About 60% of residents here own their homes.

Are groceries and utilities expensive in Richmond Hill?+

Grocery prices in Richmond Hill are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 89). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Richmond Hill, GA like to live in?+

Richmond Hill is a small town with a population of about 17,408. The median age of residents is 30.8, skewing younger — often a sign of a college town or fast-growing area. The local poverty rate is 9.49%, near the national average of 12.4%.

Higher-Pressure Comparisons in Georgia

Use these city pages when you want to compare Richmond Hill against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly