Rocky Point, NY

Yes — Rocky Point is about 39% more expensive than the national average, with an overall Cost Index of 139. Housing is the biggest factor: the typical home here is valued around $535,109, and monthly rents average roughly $1,970. Day-to-day costs like groceries and utilities tend to run higher than average as well.

Start with housing. Typical monthly rent is $1,970, while local median household income is $124,615. That implies a rent-burden proxy of about 19% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

New York has a progressive state income tax with a top rate of 10.9%. The effective property tax rate is 1.72%. On a home worth $535,109, that translates to roughly $9,204 per year in property taxes. Sales tax (state + local) averages around 8.52% on everyday purchases.

The typical monthly rent in Rocky Point is around $1,970. That's about 46% higher than the $1,348 national median. For comparison, the median home value here is $535,109, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Rocky Point is valued at $535,109. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $2,706/month for principal and interest alone — before property taxes and insurance. About 93% of residents here own their homes.

Grocery prices in Rocky Point are noticeably pricier compared to the rest of the US (index: 110, where 100 is the national average). Utility bills (electricity, gas, water) are on the high side (index: 127). Both add meaningful weight to your monthly budget here.

Rocky Point is a small town with a population of about 13,931. The median age of residents is 38.9, which is close to the national median. The local poverty rate is 2.92%, well below the national average of 12.4%.